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    Most of the time, if a credit grantor closes your accounts once you are enrolled in a debt management plan, your account will be reported as "closed by the creditor." This can no

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    When it comes to debt problems, many people need help. It can be difficult to find your way out of debt. Many people benefit from traditional credit counseling programs and debt management plans. However, there are people out there that aren't really candidates for the traditional plans.

    But specialized debt management is often beneficial for these consumers.

    Specialized programs are designed for consumers with good credit and who are current on their debt accounts. These consumers often have one or more lines of credit for business or personal use.

    The specialized debt management program functions like a traditional plan, but extra steps are taken to help protect the consumer's credit rating.

    Most of the time, if a credit grantor closes your accounts once you are enrolled in a debt management plan, your account will be reported as "closed by the creditor." This can no

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    agement plans. However, there are people out there that aren't really candidates for the traditional plans.

    But specialized debt management is often beneficial for these consumers.

    Specialized programs are designed for consumers with good credit and who are current on their debt accounts. These consumers often have one or more lines of credit for business or personal use.

    The specialized debt management program functions like a traditional plan, but extra steps are taken to help protect the consumer's credit rating.

    Most of the time, if a credit grantor closes your accounts once you are enrolled in a debt management plan, your account will be reported as "closed by the creditor." This can no

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    mers.

    Specialized programs are designed for consumers with good credit and who are current on their debt accounts. These consumers often have one or more lines of credit for business or personal use.

    The specialized debt management program functions like a traditional plan, but extra steps are taken to help protect the consumer's credit rating.

    Most of the time, if a credit grantor closes your accounts once you are enrolled in a debt management plan, your account will be reported as "closed by the creditor." This can no

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    usiness or personal use.

    The specialized debt management program functions like a traditional plan, but extra steps are taken to help protect the consumer's credit rating.

    Most of the time, if a credit grantor closes your accounts once you are enrolled in a debt management plan, your account will be reported as "closed by the creditor." This can no

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    Most of the time, if a credit grantor closes your accounts once you are enrolled in a debt management plan, your account will be reported as "closed by the creditor." This can not only hurt your credit score, but it looks bad to lenders -- who don't know why the account was closed. If you close your accounts on your own, your account is reported as closed by your own request. If this happens, many creditors won't even note that you are enrolled in a debt management program. Your credit report and score are protected.

    Both traditional and specialized debt management plans help educate you on eliminating and managing your debt. They help you to reduce your interest rates and pay off your debt faster.

    However, specialized debt management programs will not require you to close all of your lines of credit. They help you decide which credit accounts are good for emergency or business

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