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Digg it UP - Is Your Company Downsizing? Practical Tips and Valuable Info to Survive a Layoff
When you speak in your native language, you don't have to think about the grammar or the words you use. Correct sentences seem to just come to you. Your brain uses sentences you've already seen or heard. If you want to learn to speak the English language fluently, you have to learn it the way you learned your native language, by reading and listening.Reading and listening to the English language will help you de
Stock - Can you sell shares? How do you notify the company handling stock that you are no longer employed?
Severance- Can you choose the method of payout? Can you apply for Unemployment benefits while recieving severance? How long will it last?
When do you recieve your last paycheck? Will automatic deductions such as health insurance be deducted from the check?
Does your HR department have your correct address and phone number?
AFTER THE LAYOFF:
IF you have a safety net of savin
Writing a professional, polished r?sum? can be considered an art. Your canvas is the blank piece of fine linen paper and your concept is your background, skills and abilities. Understanding the right way to write your r?sum? is very specific to your background. This guide will explain the various layouts that will help you create your masterpiece.1. Chronological FormatThis format is organized by job
BEFORE THE LAYOFF
SAVE FOR A RAINY DAY:
It's time to batten down the hatches and start saving for a rainy day if you haven't done so already. If you already have a direct deposit dedicated to a savings account, increase it. You may want to stop voluntary contributions such as 401(k), charitable contributions, stock purchase, etc. to help increase your savings contribution. After all, paying bills while unemployed is more important than buying company stock.
UPDATE YOUR RESUME:
Update it while you still employed. Be sure to mention all software packages and skill sets you have and start sending it out to employment agencies or network with friends outside the company. If the layoff has been announced and is public knowledge, ask your supervisor for a letter of reference.
BILLS:
Evaluate any "non-essential" bills such as excessive cable bills, phone bills with loaded features, frivolous spending such as dining out, etc. Cut it down to the bare bones so you know exactly what it takes financially to live month to month should you become unemployed.
DURING THE LAYOFF:
Maintain a gracious attitude toward your employer. Remember, you want good references once your employment has ended. Continue your work ethic and do your best. You still have a job to do.
ASK TO MEET WITH HR:
Bring a pad and pen with you to ask questions. Some of the items you will need to ask about are:
Health Insurance- How much does COBRA cost and how long does it last?
Other Insurances - Are they portable? What forms do you need to implement?
401(k) - Ask for rollover forms and any documents with the steps to complete this action. Get the name and phone number of the person in HR that handles this for your financial institution's point of contact.
Stock - Can you sell shares? How do you notify the company handling stock that you are no longer employed?
Severance- Can you choose the method of payout? Can you apply for Unemployment benefits while recieving severance? How long will it last?
When do you recieve your last paycheck? Will automatic deductions such as health insurance be deducted from the check?
Does your HR department have your correct address and phone number?
AFTER THE LAYOFF:
IF you have a safety net of saving
The UK’s Records Management Society defines records management as, “the process by which a company manages all the elements of records whether externally or internally generated and in any format or media type, from their inception/receipt, all the way through to their disposal”. In this digital age many organisations have set up comprehensive systems to ensure that electronic records are safely stored and backed up,
UPDATE YOUR RESUME:
Update it while you still employed. Be sure to mention all software packages and skill sets you have and start sending it out to employment agencies or network with friends outside the company. If the layoff has been announced and is public knowledge, ask your supervisor for a letter of reference.
BILLS:
Evaluate any "non-essential" bills such as excessive cable bills, phone bills with loaded features, frivolous spending such as dining out, etc. Cut it down to the bare bones so you know exactly what it takes financially to live month to month should you become unemployed.
DURING THE LAYOFF:
Maintain a gracious attitude toward your employer. Remember, you want good references once your employment has ended. Continue your work ethic and do your best. You still have a job to do.
ASK TO MEET WITH HR:
Bring a pad and pen with you to ask questions. Some of the items you will need to ask about are:
Health Insurance- How much does COBRA cost and how long does it last?
Other Insurances - Are they portable? What forms do you need to implement?
401(k) - Ask for rollover forms and any documents with the steps to complete this action. Get the name and phone number of the person in HR that handles this for your financial institution's point of contact.
Stock - Can you sell shares? How do you notify the company handling stock that you are no longer employed?
Severance- Can you choose the method of payout? Can you apply for Unemployment benefits while recieving severance? How long will it last?
When do you recieve your last paycheck? Will automatic deductions such as health insurance be deducted from the check?
Does your HR department have your correct address and phone number?
AFTER THE LAYOFF:
IF you have a safety net of savin
Do government business grants really mean free money? The simple answer is yes. However, there are many qualifying factors that you should be aware of.In any event, if you are an entrepreneur or an individual in search of the most advantageous sources of financing in order to start a business, then you might be interested in hearing and learning more about government business grants.In a world where everything e
BILLS:
Evaluate any "non-essential" bills such as excessive cable bills, phone bills with loaded features, frivolous spending such as dining out, etc. Cut it down to the bare bones so you know exactly what it takes financially to live month to month should you become unemployed.
DURING THE LAYOFF:
Maintain a gracious attitude toward your employer. Remember, you want good references once your employment has ended. Continue your work ethic and do your best. You still have a job to do.
ASK TO MEET WITH HR:
Bring a pad and pen with you to ask questions. Some of the items you will need to ask about are:
Health Insurance- How much does COBRA cost and how long does it last?
Other Insurances - Are they portable? What forms do you need to implement?
401(k) - Ask for rollover forms and any documents with the steps to complete this action. Get the name and phone number of the person in HR that handles this for your financial institution's point of contact.
Stock - Can you sell shares? How do you notify the company handling stock that you are no longer employed?
Severance- Can you choose the method of payout? Can you apply for Unemployment benefits while recieving severance? How long will it last?
When do you recieve your last paycheck? Will automatic deductions such as health insurance be deducted from the check?
Does your HR department have your correct address and phone number?
AFTER THE LAYOFF:
IF you have a safety net of savin
While most people would agree that losing a job is devastating, the actual dealing with job loss is more difficult and affects more areas of one’s life than you may imagine.Due to economic challenges, foreign competition and restructuring, companies have streamlined, downsized and right sized. While some businesses deserve kudos, many companies haven’t been very sensitive to the impact of this change to the disp
ASK TO MEET WITH HR:
Bring a pad and pen with you to ask questions. Some of the items you will need to ask about are:
Health Insurance- How much does COBRA cost and how long does it last?
Other Insurances - Are they portable? What forms do you need to implement?
401(k) - Ask for rollover forms and any documents with the steps to complete this action. Get the name and phone number of the person in HR that handles this for your financial institution's point of contact.
Stock - Can you sell shares? How do you notify the company handling stock that you are no longer employed?
Severance- Can you choose the method of payout? Can you apply for Unemployment benefits while recieving severance? How long will it last?
When do you recieve your last paycheck? Will automatic deductions such as health insurance be deducted from the check?
Does your HR department have your correct address and phone number?
AFTER THE LAYOFF:
IF you have a safety net of savin
Beginning an internet business can seem like climbing Mt Everest in tennis shoes to some of us. You have to make a lot of decisions as to what you are going to market, who you are going to market to, how you are going to market your product and/or services, how much you are going to charge, etc. As the old saying goes, “A journey begins with the first step”, so does starting your business begin with your first stepf contact.
Stock - Can you sell shares? How do you notify the company handling stock that you are no longer employed?
Severance- Can you choose the method of payout? Can you apply for Unemployment benefits while recieving severance? How long will it last?
When do you recieve your last paycheck? Will automatic deductions such as health insurance be deducted from the check?
Does your HR department have your correct address and phone number?
AFTER THE LAYOFF:
IF you have a safety net of savings to rely on, take a breather. Take long walks, network with friends and enjoy yourself. Consider it a vacation and consider new opportunities that you would like to explore. If you would like to try a new field, such as sales, admin, accounting or IT, peruse the newspaper for low cost seminars or free networking meetings.
Be open to new ideas and opportunities! Not sure you know what you want to do? Try working temporary. Agencies now offer temporary employees benefit packages as well as flexible work schedules. This also allows you to get your foot in the door of various companies as well as hone your skills.
A layoff doesn't mean the end of the world, but it CAN mean new opportunities!
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