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    br> 8. Ability to obtain continuing education as needed
    9. Ability to process loans nationwide
    10. Ability to have higher earning capacity based on your services offered and the territory covered
    11. Ability to match compensation with the size of the project or difficulty of a file
    12. Building a client base
    13. Tax deductions for business expenses
    14. Ability to provide jobs for others
    15. Ability to standardize procedures
    16. Ability implement process improvem
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    REWARDS AND CHALLENGES

    The more you know about any job or business venture, the more likely you are to be successful. This month, we explore the pros and cons of mortgage processing for both in-house processors and contract processors.

    Rewards of In-House Processing:

    1. Abundance of training/continuing education resources
    2. Management support for processing problems or conflict resolution
    3. No overhead or business paperwork (i.e., accounting)
    4. Your professional profile is enhanced from your employer’s status in the industry
    5. Free or reduced costs for association and organization memberships
    6. Pre-determined hours
    7. Employee benefits (health, dental, vision, employee
    assistance program, tuition reimbursement, etc.)
    8. Possible expense reimbursement(meals,travel)
    9. Specific and/or limited responsibility
    10. Performance incentives and bonuses
    11. Retirement or pension plan
    12. Part of a team (support, conversation, friendship)
    13. Recognition of accomplishments
    14. Professional (and visually appealing) work environment
    15. High capacity equipment
    16. Access to the latest technology
    17. Set salary with periodic increases
    18. On-site or readily available technical support
    19. Other indirect benefits – Desk person to screen calls;
    fax and mail sorted and delivered

    Rewards of Contract Processing:

    1. Flexibility in work hours to allow for lifestyle preferences, i.e., childcare, college, family time, church, exercise/recreational activities, hobbies, etc.
    2. Flexibility in work location (home, satellite office, virtual office, or other)
    3. More opportunity to form independent relationships with lenders/vendors
    4. Freedom to choose brokers and originators you process for
    5. Personal satisfaction tied to business success
    6. Ability to determine the type of services included in standard processing
    7. Freedom to explore new territory or projects
    8. Ability to obtain continuing education as needed
    9. Ability to process loans nationwide
    10. Ability to have higher earning capacity based on your services offered and the territory covered
    11. Ability to match compensation with the size of the project or difficulty of a file
    12. Building a client base
    13. Tax deductions for business expenses
    14. Ability to provide jobs for others
    15. Ability to standardize procedures
    16. Ability implement process improveme

    National Background Checks
    With global terrorization rising around the world, US companies are now compelled to verify the backgrounds of all foreign-born job candidates and employees who manage and staff foreign offices. Companies use Internet-based background screening systems that are favored by many international clients.Job candidates are required to enter their professional and personal data into a questionnaire at a secure Web si
    is enhanced from your employer’s status in the industry
    5. Free or reduced costs for association and organization memberships
    6. Pre-determined hours
    7. Employee benefits (health, dental, vision, employee
    assistance program, tuition reimbursement, etc.)
    8. Possible expense reimbursement(meals,travel)
    9. Specific and/or limited responsibility
    10. Performance incentives and bonuses
    11. Retirement or pension plan
    12. Part of a team (support, conversation, friendship)
    13. Recognition of accomplishments
    14. Professional (and visually appealing) work environment
    15. High capacity equipment
    16. Access to the latest technology
    17. Set salary with periodic increases
    18. On-site or readily available technical support
    19. Other indirect benefits – Desk person to screen calls;
    fax and mail sorted and delivered

    Rewards of Contract Processing:

    1. Flexibility in work hours to allow for lifestyle preferences, i.e., childcare, college, family time, church, exercise/recreational activities, hobbies, etc.
    2. Flexibility in work location (home, satellite office, virtual office, or other)
    3. More opportunity to form independent relationships with lenders/vendors
    4. Freedom to choose brokers and originators you process for
    5. Personal satisfaction tied to business success
    6. Ability to determine the type of services included in standard processing
    7. Freedom to explore new territory or projects
    8. Ability to obtain continuing education as needed
    9. Ability to process loans nationwide
    10. Ability to have higher earning capacity based on your services offered and the territory covered
    11. Ability to match compensation with the size of the project or difficulty of a file
    12. Building a client base
    13. Tax deductions for business expenses
    14. Ability to provide jobs for others
    15. Ability to standardize procedures
    16. Ability implement process improvem

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    dship)
    13. Recognition of accomplishments
    14. Professional (and visually appealing) work environment
    15. High capacity equipment
    16. Access to the latest technology
    17. Set salary with periodic increases
    18. On-site or readily available technical support
    19. Other indirect benefits – Desk person to screen calls;
    fax and mail sorted and delivered

    Rewards of Contract Processing:

    1. Flexibility in work hours to allow for lifestyle preferences, i.e., childcare, college, family time, church, exercise/recreational activities, hobbies, etc.
    2. Flexibility in work location (home, satellite office, virtual office, or other)
    3. More opportunity to form independent relationships with lenders/vendors
    4. Freedom to choose brokers and originators you process for
    5. Personal satisfaction tied to business success
    6. Ability to determine the type of services included in standard processing
    7. Freedom to explore new territory or projects
    8. Ability to obtain continuing education as needed
    9. Ability to process loans nationwide
    10. Ability to have higher earning capacity based on your services offered and the territory covered
    11. Ability to match compensation with the size of the project or difficulty of a file
    12. Building a client base
    13. Tax deductions for business expenses
    14. Ability to provide jobs for others
    15. Ability to standardize procedures
    16. Ability implement process improvem

    A Heavy Global Industry
    The global demand for heavy construction equipment has increased dramatically over the preceding years. This demand of heavy construction equipment is highly accredited in part to the recovery from a recession in assorted Asian countries, as well as in Latin America, Russia, and Africa. Regardless of the fact that the heavy construction equipment industry is not as heavily concentrated as it had been in previous year
    , college, family time, church, exercise/recreational activities, hobbies, etc.
    2. Flexibility in work location (home, satellite office, virtual office, or other)
    3. More opportunity to form independent relationships with lenders/vendors
    4. Freedom to choose brokers and originators you process for
    5. Personal satisfaction tied to business success
    6. Ability to determine the type of services included in standard processing
    7. Freedom to explore new territory or projects
    8. Ability to obtain continuing education as needed
    9. Ability to process loans nationwide
    10. Ability to have higher earning capacity based on your services offered and the territory covered
    11. Ability to match compensation with the size of the project or difficulty of a file
    12. Building a client base
    13. Tax deductions for business expenses
    14. Ability to provide jobs for others
    15. Ability to standardize procedures
    16. Ability implement process improvem
    The Adventures of Wolley Segap -- Home Invasion
    The invasion had begun. It was right out of “War of the Worlds.” Hideous creatures with multi-legged covered torsos with shiny black exteriors and serrated mandibles that would crunch at anything in their path. It was a veritable army that I watched in horror as it moved at will toward all that I held near and dear. They must have been in the thousands, no, make that the millions. They stretched almost to the horizon
    br> 8. Ability to obtain continuing education as needed
    9. Ability to process loans nationwide
    10. Ability to have higher earning capacity based on your services offered and the territory covered
    11. Ability to match compensation with the size of the project or difficulty of a file
    12. Building a client base
    13. Tax deductions for business expenses
    14. Ability to provide jobs for others
    15. Ability to standardize procedures
    16. Ability implement process improvements quickly
    17. Ability to grow the business at your own pace
    18. Tremendous personal and professional growth
    19. Opportunity for financial independence

    Challenges of In-House Processing:

    1. Growth stifled until management feels you're ready
    2. Difficulty getting time-off for vacations or other personal needs
    3. Lengthy chain of command or lengthy process for implementing change
    4. Inadequate compensation and/or benefits

    Challenges of Contract Processing:

    1. Capital requirements to run your business
    2. Isolation
    3. Long and sometimes unpredictable work hours
    4. Total or significant responsibility for all facets of processing (marketing, processing, payroll, etc.)

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