3) Choose to repair part of the damage but not all of it Again, the same rule applies. Drive your car only if it is safe and use the insurance money as you see fit. Sometimes consumers find it in their best interest to repair the most blatant accident damage, forgoing damage that is less obvio

But, did you ever consider that your insurance company agent or adjuster might not have your best interest at heart when making recommendations about what to do with your damaged car?

Insurance companies are profit driven companies. As such, their agents and adjusters - those you may depend on to be straight with you - are often motivated to answer consumer’s questions with suggestions and strategies that benefit the company first and foremost without concern for losses car owners may experience. Thus, if you depend on your insurance company’s claims staff to give you all of the available options so you can make intelligent decisions on your own, you may be sorely disappointed when you finally realize how much money their advice actually costs you.

In the remainder of this article, you’ll learn seven options, some of which you might never have considered, for dealing with damaged vehicles after they have been crashed. You may:

1) Have all of the accident damage on your car repaired If you take this option make certain you pick a shop capable of delivering safe collision repairs. Avoid going to the insurance company’s direct repair shop unless you know them personally and have seen their work firsthand. Rather, pick a repair shop recommended by someone you know who is very picky about his or her car. Collector car club members almost always have a good eye for spotting high quality auto body repair shops, and many have friends in the business who do show quality paint and body work. You’ll find most of these guys and gals eager to help you make a smart choice.

2) Drive your car in its damaged condition without making any repairs provided you are not violating any laws by driving with inoperable lamps or impaired safety equipment. The insurance money is yours. Spend it as you see fit on your car or on something else. Except in cases where you have a bank loan and the car is serving as collateral, you are under no obligation to have repairs completed, unless, of course, you want to do so.

3) Choose to repair part of the damage but not all of it Again, the same rule applies. Drive your car only if it is safe and use the insurance money as you see fit. Sometimes consumers find it in their best interest to repair the most blatant accident damage, forgoing damage that is less obviou

PRM 101 - The Basics of Partner Relationship Management
What is PRM? PRM, or Partner Relationship Management, can be defined as a business strategy, internet system, or software program aimed at improving communications between businesses and their channel partners. It allows partners to access leads more efficiently, collaborate on deals, improve their ability to do business, and build solid partner relationships.It allows companies to track indirect channel sales and gain more coverage or exposure without spending more money.How Does PRM work? PRM has complete channel visibility and allows companies to provide more information quickly and easily to business partners and collaborators. This means faster deployment, higher use by partners, customizable branding, ease-of-use, and real-time access to data.Channel partners also hav

heir agents and adjusters - those you may depend on to be straight with you - are often motivated to answer consumer’s questions with suggestions and strategies that benefit the company first and foremost without concern for losses car owners may experience. Thus, if you depend on your insurance company’s claims staff to give you all of the available options so you can make intelligent decisions on your own, you may be sorely disappointed when you finally realize how much money their advice actually costs you.

In the remainder of this article, you’ll learn seven options, some of which you might never have considered, for dealing with damaged vehicles after they have been crashed. You may:

1) Have all of the accident damage on your car repaired If you take this option make certain you pick a shop capable of delivering safe collision repairs. Avoid going to the insurance company’s direct repair shop unless you know them personally and have seen their work firsthand. Rather, pick a repair shop recommended by someone you know who is very picky about his or her car. Collector car club members almost always have a good eye for spotting high quality auto body repair shops, and many have friends in the business who do show quality paint and body work. You’ll find most of these guys and gals eager to help you make a smart choice.

2) Drive your car in its damaged condition without making any repairs provided you are not violating any laws by driving with inoperable lamps or impaired safety equipment. The insurance money is yours. Spend it as you see fit on your car or on something else. Except in cases where you have a bank loan and the car is serving as collateral, you are under no obligation to have repairs completed, unless, of course, you want to do so.

3) Choose to repair part of the damage but not all of it Again, the same rule applies. Drive your car only if it is safe and use the insurance money as you see fit. Sometimes consumers find it in their best interest to repair the most blatant accident damage, forgoing damage that is less obvio

Program Trading
Wizened Wall Streeters say that you’ll have more investing success if you remove emotion from your buy and sell decisions. Perhaps the most emotionless approach is program trading.This is a generic term used to describe trading in stocks, options and futures based on price relationships and not on the underlying fundamental strength or weakness of the company or index. If you see the DOW suddenly turn from plus-50 to minus-50 without big-time breaking news, it’s probably the result of program selling. The same goes if a declining index spurts into positive territory within the span of a few minutes; that’s likely a buy program hitting the market.That’s what happened Thursday, November 20, 2003 in the final hour of trading. The DOW and NASDAQ were nicely green when a sell program hit. Down t

s article, you’ll learn seven options, some of which you might never have considered, for dealing with damaged vehicles after they have been crashed. You may:

1) Have all of the accident damage on your car repaired If you take this option make certain you pick a shop capable of delivering safe collision repairs. Avoid going to the insurance company’s direct repair shop unless you know them personally and have seen their work firsthand. Rather, pick a repair shop recommended by someone you know who is very picky about his or her car. Collector car club members almost always have a good eye for spotting high quality auto body repair shops, and many have friends in the business who do show quality paint and body work. You’ll find most of these guys and gals eager to help you make a smart choice.

2) Drive your car in its damaged condition without making any repairs provided you are not violating any laws by driving with inoperable lamps or impaired safety equipment. The insurance money is yours. Spend it as you see fit on your car or on something else. Except in cases where you have a bank loan and the car is serving as collateral, you are under no obligation to have repairs completed, unless, of course, you want to do so.

3) Choose to repair part of the damage but not all of it Again, the same rule applies. Drive your car only if it is safe and use the insurance money as you see fit. Sometimes consumers find it in their best interest to repair the most blatant accident damage, forgoing damage that is less obvio

In The Beginning - For Webmasters - Things To Consider When Developing A Website (Part1)
Once you've made the decision to create an online business, or to create a website for your existing business, there are a lot of things to do and consider. Name selection, domain registration, hosting, and website design are all a part of your decision-making.Today though, I want you to consider your website development relative to one important factor: the customer experience. Getting potential customers to visit your website is one thing. Getting them to stay long enough to look around your website, view your information and purchase your product or service is another matter entirely.As you begin setting up your website, it's imperative to your success that you consider the site's development relative to its relationship to your potential custome

very picky about his or her car. Collector car club members almost always have a good eye for spotting high quality auto body repair shops, and many have friends in the business who do show quality paint and body work. You’ll find most of these guys and gals eager to help you make a smart choice.

2) Drive your car in its damaged condition without making any repairs provided you are not violating any laws by driving with inoperable lamps or impaired safety equipment. The insurance money is yours. Spend it as you see fit on your car or on something else. Except in cases where you have a bank loan and the car is serving as collateral, you are under no obligation to have repairs completed, unless, of course, you want to do so.

3) Choose to repair part of the damage but not all of it Again, the same rule applies. Drive your car only if it is safe and use the insurance money as you see fit. Sometimes consumers find it in their best interest to repair the most blatant accident damage, forgoing damage that is less obvio

Wealth Made Simple - a Crash Course
Having written dozens of articles on the subject of wealth, I thought it was time to write a brief, straight-to-the-point, crash course, no-frills article on wealth creation that anybody could use to improve their financial future.In keeping with making this article as simple as I can I just want to list the main points without any elaboration. If you want any further information you are most welcome to visit my websites listed below. So, here are my main points: Include wealthy people in your circle of friends so that you may learn directly from them; Find a mentor or a role model who is wealthy who you can model yourself on; Follow the steps that wealthy people take to speed up the wealth process; Take advice from people who are qualified, knowledgeable and trustwo

u see fit on your car or on something else. Except in cases where you have a bank loan and the car is serving as collateral, you are under no obligation to have repairs completed, unless, of course, you want to do so.

3) Choose to repair part of the damage but not all of it Again, the same rule applies. Drive your car only if it is safe and use the insurance money as you see fit. Sometimes consumers find it in their best interest to repair the most blatant accident damage, forgoing damage that is less obvious. For example a scratched aluminum wheel may cost $300 or more to replace. If you can live with the scratch you’ll have that money to put toward a new set of tires, college tuition, or something trendier like a collection of glow in the dark Spider-Man memorabilia.

4) Sell or trade your car in its damaged condition If you keep the insurance payments and rid yourself of the damaged vehicle quickly by auctioning it, trading it or selling it outright, with some savvy shopping you’ll probably have enough money to purchase a better car than you had. When you are shopping for a car with cash in hand, you’ll find it is a very favorable buyers market.

5) Donate your car to charity for a tax deduction and spend or invest the insurance proceeds. Most accountants and CPAs are familiar with the guidelines for charitable giving. They may even be able to suggest an industrious church or civic club that would be eager to fix the damage and distribute your gift to a needy family.

6) Sell parts from your car if you have the place to store the vehicle and the skills to dismantle it. But, please don’t put it on blocks in the front yard. Many communities and subdivisions won’t allow these eyesores to take up residence for more than a few days, and you can be sure your neighbors won’t like it either. E-bay and similar auction sites are good places to place your parts advertisements to attract enthusiastic buyers.

7) Put the burden on the insurance company to replace the auto Insurance companies, because of their mammoth size and tremendous buying clout, can often bargain with dealerships to get better deals for consumers than they can get themselves. We see this most often when a one or two year old car has suffered significant damage and its owner doesn’t want it repaired. Insurers will sometimes exert pressure on dealers to drop the price of a slightly newer or better equipped model, allowing a consumer to walk away with a somewhat better car without an increase in the monthly payments they were making. You won’t likely hear an insurer sugge