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Digg it UP - Have You Been Fired? Laid Off? No? You Will Be!
As a patient, we want to believe that our lives are in the hands of people who we can trust to do their job of medical billing without looking at the bottom line. But the sad truth is, it's the size of the claim and not the seriousness of your problem that gets the highest priority when it comes to crunch time.The biggest problem with medical billing is that it's still a business. The medical billing agencies get their money from getting a premium paid on each claim based on how much the claim itself is. If you're doing bulk business, this really ads up over time. The doctors are willing to pay for this service because they just don't have the time to do the billing themselves. So that's where the big companies come in.The problem arises when the company gets backed up. How does this happen? Simple. As claims get submitted, a certain percentage of them are going to get denied. There is no way around this. Medical billing personnel make mistakes and claims get fouled up. Wel
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to kn
There are definitely things that you can do to avoid minor mishaps which could ultimately blow an interview. Become familiar with these 7 potential interview disasters so you can prevent them from obstructing your path to that ideal job.1. DON'T ARRIVE LATEShowing up late is both rude and inconsiderate. Is this the first impression that you want to leave with a potential employer? Map out your route and try it out before the interview. Plan on being at least half an hour early to your appointment. This will provide a buffer to protect against wrong turns, traffic jams and all the other mishaps that may befall you. If you arrive early, you can use the time to calm your nerves.2. DON'T SAY THE WRONG NAMEMany a nervous candidate has been known to accidentally call the interviewer the wrong name. In order to avoid this disconcerting faux pau, find out who you will be speaking to before the interview. Memorize the name(s). If this information is not available prior to the mee
2.6 million were laid off the past three years, 600,000 in 2003. The most mass layoffs in history occurred in January 2004. 2004 saw more mass layoffs than any previous year. Manufacturing jobs are down from 21 million in 1980 to 14 million today. As an example, Levis closed the last of its 63 plants in this country. So that most American of icons—Levis—are now only made offshore.
Think you’re not at risk? Economists say that 75% of those who have jobs now are at risk of job loss because they work in the 5 industries undergoing what they call “creative deconstruction”--or down-sizing, right-sizing, outsourcing, and off-shoring. Those 5 industries are Airlines, Communications, Finance, Manufacturing of Electronics, and Technology. That’s a lot of the economy.
You Need the 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
2. Take Control of Your Finances
3. Take Control of Your Careers
It doesn’t matter if your CEO makes mistakes and flies your company into the ground, it doesn’t matter whether his bonus is tied to cost-cutting, so he sells your job to India, and it doesn’t matter if the cause of the problem is that your company’s chief competitor is Halliburton, things have changed in the job world and your job is at risk.
It’s been said that if you work in an office you are at risk. 14 million jobs are expected to be sent offshore in the next decade. People entering the job workforce today can expect to have 8 careers. Not jobs, but disparate careers, with separate skill sets.
You need to be prepared. My book, FALLBACK POSITION, Preparing a Contingency Plan for the Worst Case Scenario, gives you the 3 Keys to Taking Control, so if you do lose your job, it’s not devastating to you and your family. And the 3 Keys allow you to take control of your future careers too.
The 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
You’re going to have multiple careers, so you first need to know yourself, your strengths and weaknesses, and you need to relate those to what you want to do, how hard you’re willing to work to get to do it, and are you willing to move to do it? And you need a game plan. Continuous life-long learning is necessary in today’s world. At a minimum you should learn one new computer program and one new human relations skill every year. Learn them well enough to teach them. Then if you have specific interests, define those and work on learning those, strengthening your strengths and eliminating your weaknesses. Become a value-added employee where you are, so you’re the last one tossed off the lifeboat, but work on finding the job you really want for your next move.
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to kno
You receive them in the mail, see them on store counters, or they are handed to your at organizational meetings. Can you think of the name of your most popular print newsletter? What do you think makes the title stick to your mind? Does it rhyme? Do the letters formulate a word? Is a phrase or logo attached to it?When making decisions about the appropriate name for your newsletter, always keep in mind the image you want to project to your reader. How do you want them to remember you, your organization, product or service? Your newsletter’s name should communicate that thought.There are several helpful ways to select a name for your newsletter.“Mind Mapping”-- Get input from others you trust. With a group of family or friends, practice “tossing ideas”. Make sure everyone understands the target objectives (description) of your newsletter content. You may want to write this information on flip chart paper and position it for all to see. Ask each individual to comment
You Need the 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
2. Take Control of Your Finances
3. Take Control of Your Careers
It doesn’t matter if your CEO makes mistakes and flies your company into the ground, it doesn’t matter whether his bonus is tied to cost-cutting, so he sells your job to India, and it doesn’t matter if the cause of the problem is that your company’s chief competitor is Halliburton, things have changed in the job world and your job is at risk.
It’s been said that if you work in an office you are at risk. 14 million jobs are expected to be sent offshore in the next decade. People entering the job workforce today can expect to have 8 careers. Not jobs, but disparate careers, with separate skill sets.
You need to be prepared. My book, FALLBACK POSITION, Preparing a Contingency Plan for the Worst Case Scenario, gives you the 3 Keys to Taking Control, so if you do lose your job, it’s not devastating to you and your family. And the 3 Keys allow you to take control of your future careers too.
The 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
You’re going to have multiple careers, so you first need to know yourself, your strengths and weaknesses, and you need to relate those to what you want to do, how hard you’re willing to work to get to do it, and are you willing to move to do it? And you need a game plan. Continuous life-long learning is necessary in today’s world. At a minimum you should learn one new computer program and one new human relations skill every year. Learn them well enough to teach them. Then if you have specific interests, define those and work on learning those, strengthening your strengths and eliminating your weaknesses. Become a value-added employee where you are, so you’re the last one tossed off the lifeboat, but work on finding the job you really want for your next move.
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to kn
Here are a few tips for traveling with golf gear since there is no better time than a vacation to hit the links. Fertilizers used on many golf courses can trigger explosive trace-detection equipment. Before flying, be sure to clean off clubs. Also remember to pack clubs in a travel bag and consider leaving it unlocked.Vacations are also a great time to go scuba diving, catch some fish or go camping. Scuba tanks are not allowed on commercial airlines for safety reasons. Ship scuba tanks or consider renting a tank at your destination. Fishing tackle and sports gear - such as bats and lacrosse sticks - must be checked.Outdoor enthusiasts will pack sun tan lotion, bug repellent and other skin care products. Usually, it is fine to pack these items in either checked or carry on bags, but travelers should check with their airline before flying with aerosol canisters as some canisters are flammable. Summer travelers who want to bring back favorite foods from their destination can do so, but
You need to be prepared. My book, FALLBACK POSITION, Preparing a Contingency Plan for the Worst Case Scenario, gives you the 3 Keys to Taking Control, so if you do lose your job, it’s not devastating to you and your family. And the 3 Keys allow you to take control of your future careers too.
The 3 Keys to Taking Control
1. Take Care of Yourself by Taking Control of Yourself
You’re going to have multiple careers, so you first need to know yourself, your strengths and weaknesses, and you need to relate those to what you want to do, how hard you’re willing to work to get to do it, and are you willing to move to do it? And you need a game plan. Continuous life-long learning is necessary in today’s world. At a minimum you should learn one new computer program and one new human relations skill every year. Learn them well enough to teach them. Then if you have specific interests, define those and work on learning those, strengthening your strengths and eliminating your weaknesses. Become a value-added employee where you are, so you’re the last one tossed off the lifeboat, but work on finding the job you really want for your next move.
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to kn
How many of you have faked the smallest (yes, considering it forgivable) details in your resume. Oh, don't feel offended, I just knew that it's a bitter reality that many of us do without thinking it a thing that may deserve a thought. If seen in a Cause-and-Effect scenario, at the Cause level, there are several things that might or might not really result into desirable or undesirable effects. In the hopes of good result and thinking our employers chucking the minute lies in our profiles, we falsify very small and very few things like: Marks in qualification (% or CGPA) Date of Joining at previous organization Projects undertaken Functional and technical expertise (in some cases) Total experience (Usually increased to multiples of a year as in, 10-11 months of experience written as one year) Cause of resignation at previous employer(s) Names of previous employer(s)
Many people are laid off, immediately panic, and run out and take the first job they can get.
* Usually in the same field from which they were fired or laid off.
* They don’t take a break and think about what they want.
*They don’t strategize about how to get what they want. You need to.
Take control of yourself to take care of yourself. Do the self-analysis exercises as I suggest in the book, FALLBACK POSITION. Find out who you are and what you want to do with your life. That’s taking control of yourself. Don’t just let things happen.
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to kn
So many of us who have decided to do business online have no background in marketing or advertising. It can be so frustrating without any kind of guide.Here is a list of some textbook rules regarding marketing and advertising in general. These are important points that we should all keep in mind when promoting our offers:1. People don't like ads until they see something they want or need.2. Headlines should always illustrate the best, specific benefits of one's offer. Cryptic headlines might be fun, but they simply can't compare (in terms of results) to an honest headline that spells out your offer.3. Tell your prospects exactly what you want them to do. Don't assume that they know what the next step is. Whether you want them to click through to your web site or send you an email for more information, be sure to let them know and don't forget to provide the link or address.4. Every ad you place is an opportunity to rate your copy. A mediocre ad won't get many resp
It will make you feel good to know you’ve prepared and you’ve taken care of yourself and your family.
2. Take Control of Your Finances.
Be prepared by building a layoff budget. Know what you’ll get for severance, if anything. The average is 1 week per year of service. But the rule of thumb for getting a job is 1 month per $10,000 of salary. So if you’ve worked five years and make $50,000, they might pay you for 5 weeks but it will take 5 months to find a job. You need to fill that gap. Know how much unemployment will pay. Financial Planners advise to have 6 months salary in savings. That’s hard to do. But if you know your severance and unemployment, then the gap is something less than 6 months’ pay. You need to know what the company policy is. Same for health insurance. It can cost $8-10,000 for premiums on your own. Find out the company policy.
If they offer less than what you need, negotiate with them for more. You’re not being fired for bad performance, it wasn’t your fault the company was flown into the ground. You were loyal, you need them to be loyal to you. Guilt them. Guilt is a powerful negotiation tool. Don’t be afraid to ask. What are they going to do to you for asking? You’ve already got a pink slip. Don’t worry they won’t give you a good recommendation. They know that if they give you an incorrect bad one, you can sue for defamation, and get much more than severance.
When Ray Buford was laid off from his job in Denver, by his old curmudgeon of a boss, he was offered six months severance and COBRA health insurance, meaning 18 months. Ray went to him and said, “Boss I’ve been a good and loyal helper, made you a lot of money, and I have two teenagers. At my level I need a year’s severance and insurance for two years.”
The old man looked at him and said, “Son, that reminds me of the story of the man who asked his wife what she wanted for her birthday, and she put down her book, looked at him and said, ‘I want a divorce.’ The man let out a sigh, saying ‘Woof. I wasn’t planning on spending that much.’”
Ray gave a courtesy chuckle and said, “That’s a good story, boss, but I was hoping this ‘divorce’ would be a friendly one.”
With that code word ‘friendly’ meaning ‘without lawyers’, Ray got his extra severance. So don’t be afraid to ask and to persuade.
Include your family in this layoff budget, because if you have teenagers and you have to take the cell phones and internet away, they’re not going to be happy campers. You probably won’t take them away, because those are tools for getting another job, but you might reduce costs, and the family needs to be involved and know what the situation is.
Having a layoff budget puts you ahead of most of the workforce. Planners say only 30% of the people have a financial plan, and there aren’t 10% who have a layoff budget.
You’ll know the answers to the key questions before they’re asked. That will make you stronger. Knowing the financial approaches you’ll take from FALLBACK POSITION and working through them will help you and your family feel good about whatever happens and you’ll be in the best position to survive and prosper in today’s crazy job world.
3. Take Control of Your Career(s)
The worst case scenario is losing your job unexpectedly in a tough economy. But if you have a contingency plan, it will make you feel good that you’ve protected your family financially and emotionally. Job loss, the psychologists say, is like a “little death.” You go through the same grief stages: denial, anger, bargaining, depression, and acceptance. Having a Fallback Position helps you and your family members get through the stages to acceptance quicker.
Being prepared also makes you a more confident, and therefore a more competent employee. It might make the difference and make you the most value-added and least likely to be tossed off the lifeboat.
Get what you want in the next job. Chances are good you don’t want your last job again. (1) 50% of the people employed want another job; (2) You
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