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Digg it UP - 10 Tips To Reduce Your Exposure And Prevent Identity Theft
Its funny… you have a goal or an objective, you then plan how you are going to achieve that goal, then you take action towards making it happen. This then leads to your plan being followed (maybe with a few enhancements), and then if it is done correctly your goal is achieved.I read a quote once: “It’s not a tragedy not to achieve a goal it’s a tragedy not to have that goal to achieve!” – How many people wonder through life, without any aim or purpose, just passing the days? How many people with the best of intentions set a goal and go about trying to achieve it, an
5 - Don’t Give Out Your Social Security Number.
Only Employers, IRS, DMV, Social Security Administration and certain Financial Institutions and Insurers that use your SSN to run credit checks to determine your premiums should be allowed to have this nine-digit number. When asked for your SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect Your Incoming and Outgoing Mail.
Get a Locking Mailbox. Many identity thieves simply follow the mail
In our consulting we believe that we can and will find the solutions to business problems within the organization in which we work. Often we may need to bring in an outside ‘expert’ to show how others are doing work, but essentially companies have the solution at hand. It’s just not acted upon, for a variety of reasons!Have you ever heard of the approach or tool called Amplifying the Positive Deviant, which was created by Jerry Sternin? Jerry and his wife, Monique, worked for the Save the Children Foundation in Vietnam during the 1990s. It was their job to help save s
1 - Make It As Difficult As Possible For The Thief.
Most Identity thieves aren't dedicated, but opportunistic creatures. If they come across any difficulty in getting your information, they will move on to the next potential victim. Keep your documents under lock and key. Don’t make it easy for a repairman or a guest in your house to walk off with your checkbook or some of your important files. Don’t fool yourself, you don't have to be rich or have a high credit score to have your identity stolen. Some identity thieves say that middle-class folks make the best targets, because they pay less attention to their finances than wealthy individuals.
2- Monitor Your Credit Report Constantly.
The first hint that you might have become a victim is a suspicious entry on your credit report. Experts recommend that you review your credit report twice a year or more.
3 - Buy a Paper Shredder.
Papers and documents that include personal financial information or your social security number must be shredded before is sent to the trash.
4 - Ask About Business Shredding Policies.
When required to give personal financial information, ask if the business has a shredding policy in place. Financial institutions, tax preparers, and companies with medical information should all be able to shred copies of your documents or have you come and pick them up, so you can do it yourself.
5 - Don’t Give Out Your Social Security Number.
Only Employers, IRS, DMV, Social Security Administration and certain Financial Institutions and Insurers that use your SSN to run credit checks to determine your premiums should be allowed to have this nine-digit number. When asked for your SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect Your Incoming and Outgoing Mail.
Get a Locking Mailbox. Many identity thieves simply follow the mail
If you spend time calling on people, you know why this is something you need to think about. You can save a lot of time by calling on people when they're available and in a mood to talk rather than when they're busy.It's professional and polite to try to call on people at times that are appropriate for them. You're doing them a courtesy, even if they don't realize it. Doing so makes you stand out from the crowd of everyone else who ignores this. (And there are plenty who do ignore this.)For a short time there was a salesperson in our town who called on restaura
1 - Make It As Difficult As Possible For The Thief.
Most Identity thieves aren't dedicated, but opportunistic creatures. If they come across any difficulty in getting your information, they will move on to the next potential victim. Keep your documents under lock and key. Don’t make it easy for a repairman or a guest in your house to walk off with your checkbook or some of your important files. Don’t fool yourself, you don't have to be rich or have a high credit score to have your identity stolen. Some identity thieves say that middle-class folks make the best targets, because they pay less attention to their finances than wealthy individuals.
2- Monitor Your Credit Report Constantly.
The first hint that you might have become a victim is a suspicious entry on your credit report. Experts recommend that you review your credit report twice a year or more.
3 - Buy a Paper Shredder.
Papers and documents that include personal financial information or your social security number must be shredded before is sent to the trash.
4 - Ask About Business Shredding Policies.
When required to give personal financial information, ask if the business has a shredding policy in place. Financial institutions, tax preparers, and companies with medical information should all be able to shred copies of your documents or have you come and pick them up, so you can do it yourself.
5 - Don’t Give Out Your Social Security Number.
Only Employers, IRS, DMV, Social Security Administration and certain Financial Institutions and Insurers that use your SSN to run credit checks to determine your premiums should be allowed to have this nine-digit number. When asked for your SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect Your Incoming and Outgoing Mail.
Get a Locking Mailbox. Many identity thieves simply follow the mail
FREE – whatever – the word captures attention.You have to give to get. It’s a simple ploy of business that works, and it works every time it’s used. If you provide something of value for your consumer, at no cost to them, you will gain their respect, and their business. What can you GIVE to get the traffic you want at your website?1. Dynamic Content on your Front Page. Impact visitors early in the site by providing dynamic content early on your front page. Once you’ve attracted their attention and they are on your site, KEEP them with dynamic content that te
2- Monitor Your Credit Report Constantly.
The first hint that you might have become a victim is a suspicious entry on your credit report. Experts recommend that you review your credit report twice a year or more.
3 - Buy a Paper Shredder.
Papers and documents that include personal financial information or your social security number must be shredded before is sent to the trash.
4 - Ask About Business Shredding Policies.
When required to give personal financial information, ask if the business has a shredding policy in place. Financial institutions, tax preparers, and companies with medical information should all be able to shred copies of your documents or have you come and pick them up, so you can do it yourself.
5 - Don’t Give Out Your Social Security Number.
Only Employers, IRS, DMV, Social Security Administration and certain Financial Institutions and Insurers that use your SSN to run credit checks to determine your premiums should be allowed to have this nine-digit number. When asked for your SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect Your Incoming and Outgoing Mail.
Get a Locking Mailbox. Many identity thieves simply follow the mail
If you are trapped with multiple debts, high interest rates, varying loans amount…and seeking for the best solution then debt consolidation loan will prove to be the best.Improper management with debts like payday loans, credit cards, home equity lines of credit etc. often leads to multiple debts. The situation of multiple debt usually occurs during the family illness, loss of employment; lavishly spending etc. despite the reason, multiple debts can be easily overcome by the debt consolidation. So the people who are under the stress of large monthly payments for repay
3 - Buy a Paper Shredder.
Papers and documents that include personal financial information or your social security number must be shredded before is sent to the trash.
4 - Ask About Business Shredding Policies.
When required to give personal financial information, ask if the business has a shredding policy in place. Financial institutions, tax preparers, and companies with medical information should all be able to shred copies of your documents or have you come and pick them up, so you can do it yourself.
5 - Don’t Give Out Your Social Security Number.
Only Employers, IRS, DMV, Social Security Administration and certain Financial Institutions and Insurers that use your SSN to run credit checks to determine your premiums should be allowed to have this nine-digit number. When asked for your SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect Your Incoming and Outgoing Mail.
Get a Locking Mailbox. Many identity thieves simply follow the mail
Did you realize thousands of folks search in the form of a question each and every month? Learn how to make money online by capitalizing on this most overlooked online marketing technique, driving thousand of unique visitors to your site.First you will need to find a highly searched question which is relevant to your sites content.Some examples of highly searched questions:How to lose weightHow to paintHow to knitHow to write a letterHow to investHow to write a bookHow to make a websiteHow to save money do it yourself.
5 - Don’t Give Out Your Social Security Number.
Only Employers, IRS, DMV, Social Security Administration and certain Financial Institutions and Insurers that use your SSN to run credit checks to determine your premiums should be allowed to have this nine-digit number. When asked for your SSN as proof that you are who you say you are, give them only the last four digits.
6 - Protect Your Incoming and Outgoing Mail.
Get a Locking Mailbox. Many identity thieves simply follow the mail man around and grab what they can from unprotected mailboxes. Consider using the nearest post office to send all your mail, rather than leaving it out where anyone can take it. Or sign up for a secure online bill-paying service.
7 - Always Keep an Eye on Your Debit Card.
Just like a credit card, your ATM card can be used without punching in a personal identification number. The banks won’t hold you responsible for fraud using VISA or MasterCard logo cards but a thief can quickly empty your bank account and could be days until the bank can restore the stolen cash. Use a credit card when paying a restaurant bill or anywhere you won’t be able to monitor the actual transaction.
8 - Be Wary of Phone Solicitors and E-mails.
Don’t give out sensitive information by phone or email to requests purporting to be from financial institutions, unless you initiated contact or really thrust the institution. Criminals are using a technique called “phishing,” which uses an email claiming to be from your Bank and that redirects you to a look-alike website where you are asked to input your account numbers. When contacted this way, do not reply to the email and only call the Bank’s 1-800 number from your statement for communication.
9 - Monitor Your Social Security Statements.
Make sure you are being credited for all the taxes you have paid into the system. Missing earnings or earnings that are not yours can be an indication of fraud. Call the SSA at 1-800-772-1213 if there are any discrepancies.
10 - Carry Only the Necessary in Your Wallet.
Do not carry your Social Security Number in your wallet and only a few credit and debit cards should be in it. In case you have your wallet stolen, grab your cell or the nearest phone immediately and call to cancel your most important credit cards such as 1-800-VISA911 and 1-800-MASTERCARD. Also, make a photocopy of all your cards and your driver’s license. This will make it easier to report the thefts and get them replaced.
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