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Digg it UP - Identity Theft and Your Online Job Search
While business cards aren’t all that expensive, they can be quite a lot of trouble. You have to go to all the trouble of deciding what to put on them, either designing them or getting someone to design them for you, and then taking the finished design to the printer. And then you have to do it again every time you change your phone number, job title or whatever! So why go through all that? What’s the point?Well, there are lots of good reasons why you should carry business cards with you wherever you go. For one, it’s a way of giving out all your contact details quickly and easily – you don’t have to worry about scraps of paper and pens,
--On online resumes, never include your social security number and keep even your work history brief.
--Check your credit card statements often. Believe it or not, many people never even check them!
--Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may me
What You Should Consider Before Buying Embroidery OnlineBuying simply based on the lowest price is a recipe for disaster. The following are all factors in the final price for an embroidered item:1. The cost of the item being embroidered.2. The cost of the embroidery. This will largely be affected by the complexity and size of your design. Most embroiderers charge by the number of stitches. (such as $1.00 per 1,000 stitches)3. Digitizing is commonly referred to as a one time charge for converting your design into a format usable with embroidery machines. Most shops charge a fee once per
According to the FBI, identity theft is the top online fraud. The U.S. Federal Trade Commission says that identity theft is it's number one source of consumer complaints - 42 percent of all complaints, in 2001.
The thief will use your personal information to open credit card accounts, cell phone accounts, open bank accounts in your name and write bad checks-leaving the victim with the bills and ruined credit ratings. Identity thieves may pose as representatives of banks, Internet service providers and even government agencies to get you to reveal your Social Security number, mother's maiden name, financial account numbers and identifying information.
In a recent article (http://www.msnbc.com/news/830411.asp), MSNBC reported the case of a man who fell victim to a fraudulent job listing that was posted at Monster.com. According to the article:
"It was just the job lead Jim needed: a marketing manager position with Arthur Gallagher, a leading international insurance broker. And only days after Jim responded to the job posting on Monster.com, a human resources director sent along a promising e-mail. We're interested in you, the note said. The salary is negotiable, the clients big. In fact, the clients are so valuable and sensitive that you'll have to submit to a background check as part of the interview process. Eager for work, Jim complied- and sent off just about every key to his digital identity, including his age, height, weight, Social Security number, bank account numbers, even his mother's maiden name."
Jim spent the day canceling his credit cards, checking his balances and contacting the credit bureaus, but he's concerned that his information is now "out there".
There are warning signs that can tip you off to fraudulent job listings. While these items don't necessarily mean that the listing is a scam, they are indications that you should do further checking.
--Incorrect grammar and spelling errors
--Phone or fax number area codes don't match the address given
--Unrealistic salary
Online job databases are not the only places that identity thieves cruise for personal information. In recent indictments across the U.S., individuals have been charged with obtaining and using personal information through various ways. In Miami, two individuals were indicted for illegally tapping the computer networks of restaurants using the cover of a dummy corporation. A clerical worker at the New York State Insurance Fund pilfered office files and used stolen identities (of people across the country as well as fellow office workers) to obtain goods and services. A phlebotomist at Kaiser Permanente admitted to using the personal information of patients and employees in order to open credit card accounts in various names.
Recently, an FTC investigation into a work-at-home scheme spawned an incredible "scam-within-a-scam" when a man pretending to be an FTC employee emailed hundreds of the scam's victims. He requested personal information stating that it was to be used as evidence in the case.
While it's impossible to completely eliminate the chances of becoming a victim, you can minimize the risk by putting the following to practice:
--If a would-be employer asks you for any personal information you should ask them for their contact information and then separately look up the company's information and contact them to verify that they actually exist. While it's not unusual for an employer to ask for certain work-related information (like your work history and former employers), it is not appropriate for them to ask for personal information (like a social security number) unless you are actually being hired (and you've checked them out to make sure they're legitimate). Even then, you should never be asked for financial information such as a credit card number.
--On online resumes, never include your social security number and keep even your work history brief.
--Check your credit card statements often. Believe it or not, many people never even check them!
--Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may mea
Something that comes up time and time again when people come to me for help is ‘What’s my next career move?’ There are so many choices out there (which is part of the problem) and it can be tougher than a bag of hammers to figure out what to do and where to go next. That’s why I want to share with you 5 strategies for figuring out your next career move and for making darn sure it’ll be a cracking move for you.Look at Your Wiring Your brain has billions and billions of neurons connected to each other by even more synapses. I’m not going to count them. These synapses are the pathways of the brain and they ena
"It was just the job lead Jim needed: a marketing manager position with Arthur Gallagher, a leading international insurance broker. And only days after Jim responded to the job posting on Monster.com, a human resources director sent along a promising e-mail. We're interested in you, the note said. The salary is negotiable, the clients big. In fact, the clients are so valuable and sensitive that you'll have to submit to a background check as part of the interview process. Eager for work, Jim complied- and sent off just about every key to his digital identity, including his age, height, weight, Social Security number, bank account numbers, even his mother's maiden name."
Jim spent the day canceling his credit cards, checking his balances and contacting the credit bureaus, but he's concerned that his information is now "out there".
There are warning signs that can tip you off to fraudulent job listings. While these items don't necessarily mean that the listing is a scam, they are indications that you should do further checking.
--Incorrect grammar and spelling errors
--Phone or fax number area codes don't match the address given
--Unrealistic salary
Online job databases are not the only places that identity thieves cruise for personal information. In recent indictments across the U.S., individuals have been charged with obtaining and using personal information through various ways. In Miami, two individuals were indicted for illegally tapping the computer networks of restaurants using the cover of a dummy corporation. A clerical worker at the New York State Insurance Fund pilfered office files and used stolen identities (of people across the country as well as fellow office workers) to obtain goods and services. A phlebotomist at Kaiser Permanente admitted to using the personal information of patients and employees in order to open credit card accounts in various names.
Recently, an FTC investigation into a work-at-home scheme spawned an incredible "scam-within-a-scam" when a man pretending to be an FTC employee emailed hundreds of the scam's victims. He requested personal information stating that it was to be used as evidence in the case.
While it's impossible to completely eliminate the chances of becoming a victim, you can minimize the risk by putting the following to practice:
--If a would-be employer asks you for any personal information you should ask them for their contact information and then separately look up the company's information and contact them to verify that they actually exist. While it's not unusual for an employer to ask for certain work-related information (like your work history and former employers), it is not appropriate for them to ask for personal information (like a social security number) unless you are actually being hired (and you've checked them out to make sure they're legitimate). Even then, you should never be asked for financial information such as a credit card number.
--On online resumes, never include your social security number and keep even your work history brief.
--Check your credit card statements often. Believe it or not, many people never even check them!
--Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may me
When you are looking for a new job, advice on how to evaluate and negotiate an appropriate starting salary is invaluable. We've teamed up with acclaimed salary negotiation expert and author, Jack Chapman, to bring you practical advice on negotiating a proper starting salary.Five simple starting salary rules:Rule #1) Postpone talking about starting salary until there's an offer on the table Rule #2) Let the other person name a figure first Rule #3) Repeat their starting salary offer and be quiet Rule #4) Share your researched starting salary range and establish your individual value Rule #5) C
There are warning signs that can tip you off to fraudulent job listings. While these items don't necessarily mean that the listing is a scam, they are indications that you should do further checking.
--Incorrect grammar and spelling errors
--Phone or fax number area codes don't match the address given
--Unrealistic salary
Online job databases are not the only places that identity thieves cruise for personal information. In recent indictments across the U.S., individuals have been charged with obtaining and using personal information through various ways. In Miami, two individuals were indicted for illegally tapping the computer networks of restaurants using the cover of a dummy corporation. A clerical worker at the New York State Insurance Fund pilfered office files and used stolen identities (of people across the country as well as fellow office workers) to obtain goods and services. A phlebotomist at Kaiser Permanente admitted to using the personal information of patients and employees in order to open credit card accounts in various names.
Recently, an FTC investigation into a work-at-home scheme spawned an incredible "scam-within-a-scam" when a man pretending to be an FTC employee emailed hundreds of the scam's victims. He requested personal information stating that it was to be used as evidence in the case.
While it's impossible to completely eliminate the chances of becoming a victim, you can minimize the risk by putting the following to practice:
--If a would-be employer asks you for any personal information you should ask them for their contact information and then separately look up the company's information and contact them to verify that they actually exist. While it's not unusual for an employer to ask for certain work-related information (like your work history and former employers), it is not appropriate for them to ask for personal information (like a social security number) unless you are actually being hired (and you've checked them out to make sure they're legitimate). Even then, you should never be asked for financial information such as a credit card number.
--On online resumes, never include your social security number and keep even your work history brief.
--Check your credit card statements often. Believe it or not, many people never even check them!
--Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may me
A recent conversation with a former client made me realize there is a major disconnect in the world of small business.Here's what happened...While enjoying my decaf vanilla soy latte one afternoon with Jane (not her real name), she shared her excitement over her newly designed brand and how effortless it is to talk about her business, get the attention of more qualified prospects, and begin to fill her coaching practice.Of course I sat across from her beaming with pride...she wasn't especially outgoing when we first met making the process of marketing, promoting and selling her business a challen
Recently, an FTC investigation into a work-at-home scheme spawned an incredible "scam-within-a-scam" when a man pretending to be an FTC employee emailed hundreds of the scam's victims. He requested personal information stating that it was to be used as evidence in the case.
While it's impossible to completely eliminate the chances of becoming a victim, you can minimize the risk by putting the following to practice:
--If a would-be employer asks you for any personal information you should ask them for their contact information and then separately look up the company's information and contact them to verify that they actually exist. While it's not unusual for an employer to ask for certain work-related information (like your work history and former employers), it is not appropriate for them to ask for personal information (like a social security number) unless you are actually being hired (and you've checked them out to make sure they're legitimate). Even then, you should never be asked for financial information such as a credit card number.
--On online resumes, never include your social security number and keep even your work history brief.
--Check your credit card statements often. Believe it or not, many people never even check them!
--Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may me
Thinking about how Six Sigma and Lean Manufacturing work well together despite being distinct, independent and complete tools? The combined principles gel so well that they compliment each other and progress parallels to each other on a well-defined path. The paths are defined by the 5 Laws of Lean Six Sigma as we know today.5 Laws of Lean Six SigmaThe 5 laws have been formulated in order that efforts on improving quality and business process aimed at improving customer satisfaction and ROI as primary concerns. The 5 laws have evolved over time and are a collection of key ideas derived both from Lean Manufacturing and Six Sigma.act information and then separately look up the company's information and contact them to verify that they actually exist. While it's not unusual for an employer to ask for certain work-related information (like your work history and former employers), it is not appropriate for them to ask for personal information (like a social security number) unless you are actually being hired (and you've checked them out to make sure they're legitimate). Even then, you should never be asked for financial information such as a credit card number.
--On online resumes, never include your social security number and keep even your work history brief.
--Check your credit card statements often. Believe it or not, many people never even check them!
--Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may mean that an identity thief has changed your billing address to cover their tracks.
--Order your credit report from one of the major credit bureaus each year and verify that everything is correct.
What to do if you've been a victim of identity theft:
The FTC maintains Consumer Sentinels Identity Theft Data Clearinghouse, the nations repository for identity theft complaints. The FTC established the Identity Theft Toll-Free Hotline, 1.877.IDTHEFT (1.877.438.4338) and the ID Theft Website (www.consumer.gov/idtheft) to give identity theft victims a central place to report their problems and receive helpful information.
The Internet Fraud Complaint Center (IFCC) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C). You can use their online system to file a complaint.
http://www1.ifccfbi.gov/index.asp
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