1. The Initial Interview

• Determine what you need and want in your new home

• Discuss the parameters of your search

• Discuss financing

• Obtain a pre-qualification letter

• View available properties that match your needs and emotions

• Listen to you carefully to find out what features you need in your ideal home

• Provide you with information about the current market and what it means to you

• Writing the offer will take between 1-3 hours

• Complete the purchase agreement contract

• Deliver the earnest money deposit(this will be held until and accepted contact is created)

• Prepare a presentation by highlighting the strengths of your offer and your strengths as a buyer

• Present the offer to the seller and the sellers' real estate professional

• The sellers will either accept, counter or reject the offer

• Discuss the counter offer and how it relates to your goals, and prepare a response

• When the offer is accepted and has been s
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  By a Lender
  • Obtain a pre-qualification letter

  3. Property Tours
  • View available properties that match your needs and emotions

  • Listen to you carefully to find out what features you need in your ideal home

  • Provide you with information about the current market and what it means to you

  4. Find the Home That Matches Your Needs and Write The Offer
  • Writing the offer will take between 1-3 hours

  • Complete the purchase agreement contract

  • Deliver the earnest money deposit(this will be held until and accepted contact is created)

  5. Present the Offer
  • Prepare a presentation by highlighting the strengths of your offer and your strengths as a buyer

  • Present the offer to the seller and the sellers' real estate professional

  • The sellers will either accept, counter or reject the offer

  6. Counter-Offer
  • Discuss the counter offer and how it relates to your goals, and prepare a response

  7. Escrow
  • When the offer is accepted and has been
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    rmation about the current market and what it means to you

  4. Find the Home That Matches Your Needs and Write The Offer
  • Writing the offer will take between 1-3 hours

  • Complete the purchase agreement contract

  • Deliver the earnest money deposit(this will be held until and accepted contact is created)

  5. Present the Offer
  • Prepare a presentation by highlighting the strengths of your offer and your strengths as a buyer

  • Present the offer to the seller and the sellers' real estate professional

  • The sellers will either accept, counter or reject the offer

  6. Counter-Offer
  • Discuss the counter offer and how it relates to your goals, and prepare a response

  7. Escrow
  • When the offer is accepted and has been
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    (this will be held until and accepted contact is created)

  5. Present the Offer
  • Prepare a presentation by highlighting the strengths of your offer and your strengths as a buyer

  • Present the offer to the seller and the sellers' real estate professional

  • The sellers will either accept, counter or reject the offer

  6. Counter-Offer
  • Discuss the counter offer and how it relates to your goals, and prepare a response

  7. Escrow
  • When the offer is accepted and has been
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  • The sellers will either accept, counter or reject the offer

  6. Counter-Offer
  • Discuss the counter offer and how it relates to your goals, and prepare a response

  7. Escrow
  • When the offer is accepted and has been signed by all parties, the escrow will be opened

  • Your earnest money deposit will be deposited

  • The Escrow Officer will order a Preliminary Title Report and send copies to the lender and I

  8. Loan Application
  • Submit a complete loan application and all the necessary loan documents to your chosen lender

  9. The Contingency Period
  • Your approval of the sellers Disclosures

  • Your approval of the Preliminary Title Report

  • Physical inspections and pest inspections

  • Property appraisal and loan approval

  10. Homeowners Insurance Coverage
  • Select an insurance company and discuss coverage

  • Give the insurance agent the escrow information(they will need to order a copy of the policy for the new lender prior to escrow closing)

  11. Signing Documents at the Title Company
  • The lender will send the loan documents directly to the title company

  • You will receive copies of the title and lender documents

  • You will need a current photo ID

  12. Do