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  • Digg it UP - Hawaii Mortgage and Home Loan Trends

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    to pay my loan in full? When you have an escrow account with us for payment of taxes, your mortgage broker will be required to pay your taxes until your
    The Short Sale Process - Understanding the Short Sale Process
    When housing prices in many parts of the country were booming a couple of years ago, there wasn’t much national attention given to short sales. But with the current subprime debacle and increasing mortgage delinquencies, many people are wondering if the short sale process i
    One of the latest trends in the mortgage industry in the Hawaiian islands involves pre-approving borrower loans. Prospective buyers will know what they can afford before shopping for a home. When you pre-approve, home sellers and real estate agents will know you are a serious buyer. Being approved for a loan makes the home-shopping process much more efficient and productive. A Pre-Approval program gives you more leverage when you are negotiating a contract and results in expediting the loan process when you have found your desired property.

    Can you stop the payment of my real estate taxes if I am going to pay my loan in full? When you have an escrow account with us for payment of taxes, your mortgage broker will be required to pay your taxes until your

    Customers Are Like Vampires
    No, customers aren't bloodsuckers (well, maybe a few are!) and they don't come out only at night. According to legend, vampires don't come in until they are invited. And that's true of customers, too.You may think you've invited your customers. After all, you put up si
    an afford before shopping for a home. When you pre-approve, home sellers and real estate agents will know you are a serious buyer. Being approved for a loan makes the home-shopping process much more efficient and productive. A Pre-Approval program gives you more leverage when you are negotiating a contract and results in expediting the loan process when you have found your desired property.

    Can you stop the payment of my real estate taxes if I am going to pay my loan in full? When you have an escrow account with us for payment of taxes, your mortgage broker will be required to pay your taxes until your

    Business Strategy - Year End Considerations
    As we enter the final weeks of 2005, you are undoubtedly hunting for gifts. While these are obvious year end considerations, you should also be reviewing your business strategy for 2006.Business Strategy – 2005Whether your fiscal year ends in December or doesn’t
    an makes the home-shopping process much more efficient and productive. A Pre-Approval program gives you more leverage when you are negotiating a contract and results in expediting the loan process when you have found your desired property.

    Can you stop the payment of my real estate taxes if I am going to pay my loan in full? When you have an escrow account with us for payment of taxes, your mortgage broker will be required to pay your taxes until your

    Benchmarking Your Way To Success
    Bench MarkingWhat is bench marking all about? Benchmarking is the process of observation and validation of procedures and practices that the most successful companies employ. They set the standard for success. Who has the best customer service, inventory management, p
    and results in expediting the loan process when you have found your desired property.

    Can you stop the payment of my real estate taxes if I am going to pay my loan in full? When you have an escrow account with us for payment of taxes, your mortgage broker will be required to pay your taxes until your

    How to Write a Sales Page for The Web I
    A well written sales page can make the difference between the success and failure of your campaign. That’s how important it is. You must learn how to write a sales page that will keep your prospect interested. If your reader is not convinced immediately that this product i
    to pay my loan in full? When you have an escrow account with us for payment of taxes, your mortgage broker will be required to pay your taxes until your loan is paid in full. As a result, quite frequently requests to stop tax payments may not be accepted; but taxes shall be disbursed as usual until funds are actually received to pay your loan in full.

    A little bit more on Financial Education and some available products in the Hawaii mortgage industry. In some programs, senior homeowners must complete an approved financial education session -- sometimes called counseling -- before they can fill out an application for a reverse mortgage loan. Reverse mortgages are mainly offered by commercial banks, thrifts, mortgage banking organizations, consumer fina

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