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  • Digg it UP - Self Employment Verses Working For The Man

    How to Negotiate The Best Salary and Benefit Packages
    Salary and Benefits NegotiationOne of the most difficult aspects of job searching for many people, especially those who are just starting out or who are making a mid-career change, is actually the salary and benefits negotiation aspect. This is true partly because some people are just naturally uncomfortable with negotiation in general and also because they may not feel knowledgeable enough about the job market to be able to effectively negotiate for better pay and benefits. In other cases, certain job seekers may not feel confident enough about their talents and skills in order to attempt salary and benefits negotiation.For the most part, employers expect that there will be some negotiation regarding salary and benefits packages. Today, this tug of war has become somewhat of a game where both sides take pride in honing their skills. In a small number of cases, employers have absolutely no room to maneuver regarding the salary and benefits they offer and therefore neg
    lucky and that's it. Since this money is referred to as "free money" most people won't get another legitimate job in fear of losing that precious check. I talked to people before about making several thousand dollars a week and they turned it down! All because they'll lose that free money... unbelievable! I hear it all the time and it still doesn't make any sense to me. To each is own I guess.

    If your middle aged or younger, by the time the baby boomers clean up on all the SSI, there won't be anything left for you and I. Think about it for a minute. The Clinton administration's fiscal 2000 budget report stated, "Government trust funds do not consist of real economic assets that can be used in the future to fund benefits." In other words, the government is finally admitting that there is no Social Security trust fund. Simply because, people are living longer and the

    Reduce Your Car Insurance Premiums -- Top Tips!
    Do you glibly accept your current insurer’s renewal notice thinking that you as you have got a good deal on your car cover there is no need to get a quote elsewhere? Or when a car insurance leaflet drops through your door offering cheaper cover, do you switch your insurance to them at renewal time without investigating what other companies have got to offer?Then you could be paying more than you have to for your motor insurance!Getting a good deal on your car insurance doesn’t need to take up a lot of your time – it can be a simple, two-pronged attack that could see you shave literally hundreds of pounds off your motor insurance premiums, quickly and efficently!The first thing to do is to shop around. The car insurance marketplace is more competitive than ever right now with literally hundreds of insurers and companies in the car insurance marketplace trying to undercut everyone else. Use this to your advantage - use the internet to see what deals are on offer
    What do you want to be when you grow up? Most answered with a doctor or lawyer or an engineer of some sort. The question you may ask yourself now is, “did I become what I wanted to be?” Later followed with “why not? “ As you grew older, you then dreamed of working for yourself, or having a home based business, especially now that you have become a slave to your job and never have free time to do the things you’ve always “dreamed” of doing. Here are a few things that may pursued you to get off the fence and start leaning towards self employment. This article will point out some interesting facts about job security, retirement plans, social security and the many benefits of being a home based business owner.

    Job security is a myth. There is no job security working for someone else. You know this, I know this. People are being laid off all over, even from the most solid and established corporations. Over the past 10 years, Fortune 500 companies have laid off over 4.4 million workers! This downsizing has led to a trend in workers seeking home-based careers. These people are creating their own job security!

    The marketplace has changed. No longer is it necessary to have a huge overhead to operate successfully. With today’s available technology, even a small home-based business can make a BIG splash in the marketplace. 24 million people currently operate either part-time or full-time businesses from their home and these numbers are expected to grow to unprecedented levels over the next 10 years.

    Today’s home based business opportunities offer control of your time, your income, your schedule, and your future. Limitless potential for extra income! TAX BENEFITS! Unbelievable Tax Write-offs! Flexible hours, choice of working part time OR full time! Satisfaction, self-fulfillment, happiness and wealth...to name a few. 86% of home-based business owners report being happier running their own business compared to working for someone else. 92% recommend working from home to others.

    Less than 10% of Americans are self-employed, yet they control over 90% of the wealth in this country. Self-employed people are 4 times more likely to become millionaires than those who work for others. Hear enough? I encourage you to read on.

    Long term income with retirement plans, pension plans, 401K's and Social Security are no longer reliable sources of income. Pensions and retirement programs funded by a company or union these days is an absolute joke! Yes, you will get paid for your time invested in the company, but the amount you get paid can not and should not be counted on for the only source of income after you retire, you would be a fool if you think it will be enough to live off of.

    Why do you think you see so many elderly "greeters" at your local "Super Center", here's a hint... they're not bored! They simply cannot afford to "retire" after they retire. It's sad really... I don't want to end up like that, do you? Didn't think so. These stores have gotten enough out of me over the years and I'll be damned if I'm gonna spend my Golden Years as a door mat in a flashy blue vest just to make ends meet!

    Add Social Security to the mix... Even if you are retiring today and are going to draw your hard earned Social Security money, you still can't make it on that alone. The way things are set up, the government limits you on getting another source of income while drawing social security. Same goes for Disability. They give you a check for maybe $1500 a month if you're lucky and that's it. Since this money is referred to as "free money" most people won't get another legitimate job in fear of losing that precious check. I talked to people before about making several thousand dollars a week and they turned it down! All because they'll lose that free money... unbelievable! I hear it all the time and it still doesn't make any sense to me. To each is own I guess.

    If your middle aged or younger, by the time the baby boomers clean up on all the SSI, there won't be anything left for you and I. Think about it for a minute. The Clinton administration's fiscal 2000 budget report stated, "Government trust funds do not consist of real economic assets that can be used in the future to fund benefits." In other words, the government is finally admitting that there is no Social Security trust fund. Simply because, people are living longer and ther

    Florida DUI Penalties
    In the state of Florida, road accidents are on the rise due to driving under the influence of alcohol (DUI). Authorities have done their best to try and curb the problem, and it seems that with the introduction and enforcing of heavy, stiff penalties – there is hope that DUI might be on the downswing.Under regular circumstances, any person caught driving a vehicle with a 0.08% alcohol present in his blood sample, urine or breath, is eligible to be booked under DUI. In certain situations, there are drivers who might refuse to take a DUI test. These drivers may also be arrested with DUI charges and are punishable by Florida state law.An immediate penalty is usually $250 for a first time conviction. These fines can go up to $500. In more severe circumstances, if the person's blood sample indicates an alcohol level of 0.20 or above, fines can be extremely hefty, starting at $500 going up to $1000 or more. Laws are more stringent and penalties more severe when the accuse
    d and established corporations. Over the past 10 years, Fortune 500 companies have laid off over 4.4 million workers! This downsizing has led to a trend in workers seeking home-based careers. These people are creating their own job security!

    The marketplace has changed. No longer is it necessary to have a huge overhead to operate successfully. With today’s available technology, even a small home-based business can make a BIG splash in the marketplace. 24 million people currently operate either part-time or full-time businesses from their home and these numbers are expected to grow to unprecedented levels over the next 10 years.

    Today’s home based business opportunities offer control of your time, your income, your schedule, and your future. Limitless potential for extra income! TAX BENEFITS! Unbelievable Tax Write-offs! Flexible hours, choice of working part time OR full time! Satisfaction, self-fulfillment, happiness and wealth...to name a few. 86% of home-based business owners report being happier running their own business compared to working for someone else. 92% recommend working from home to others.

    Less than 10% of Americans are self-employed, yet they control over 90% of the wealth in this country. Self-employed people are 4 times more likely to become millionaires than those who work for others. Hear enough? I encourage you to read on.

    Long term income with retirement plans, pension plans, 401K's and Social Security are no longer reliable sources of income. Pensions and retirement programs funded by a company or union these days is an absolute joke! Yes, you will get paid for your time invested in the company, but the amount you get paid can not and should not be counted on for the only source of income after you retire, you would be a fool if you think it will be enough to live off of.

    Why do you think you see so many elderly "greeters" at your local "Super Center", here's a hint... they're not bored! They simply cannot afford to "retire" after they retire. It's sad really... I don't want to end up like that, do you? Didn't think so. These stores have gotten enough out of me over the years and I'll be damned if I'm gonna spend my Golden Years as a door mat in a flashy blue vest just to make ends meet!

    Add Social Security to the mix... Even if you are retiring today and are going to draw your hard earned Social Security money, you still can't make it on that alone. The way things are set up, the government limits you on getting another source of income while drawing social security. Same goes for Disability. They give you a check for maybe $1500 a month if you're lucky and that's it. Since this money is referred to as "free money" most people won't get another legitimate job in fear of losing that precious check. I talked to people before about making several thousand dollars a week and they turned it down! All because they'll lose that free money... unbelievable! I hear it all the time and it still doesn't make any sense to me. To each is own I guess.

    If your middle aged or younger, by the time the baby boomers clean up on all the SSI, there won't be anything left for you and I. Think about it for a minute. The Clinton administration's fiscal 2000 budget report stated, "Government trust funds do not consist of real economic assets that can be used in the future to fund benefits." In other words, the government is finally admitting that there is no Social Security trust fund. Simply because, people are living longer and the

    Do You Need the Help of a Virtual Assistant?
    Running a business, whether large, small or in your home, is full of challenges. Getting the day-to-day tasks completed, e-mail, faxes and telephones answered, bills and statements sent out, reports run, schedule updated, travel arrangements made, marketing pieces and website updated, as well as a plethora of other tasks, can be downright daunting.In swoops the "Virtual Assistant" to handle these and many other tasks for you and help your company's bottom line. In case you're still working out of a cave (as you may be if you're still doing it all yourself), a Virtual Assistant, who has been touted as one of the must-haves of the modern entrepreneurial arsenal of time and money-saving tricks, is a highly skilled independent contractor who handle their client's administrative (and sometimes personal) needs in a large variety of ways.Because Virtual Assistants (VAs) are business owners themselves, they have a vested interest in your company's success -- your success le
    me OR full time! Satisfaction, self-fulfillment, happiness and wealth...to name a few. 86% of home-based business owners report being happier running their own business compared to working for someone else. 92% recommend working from home to others.

    Less than 10% of Americans are self-employed, yet they control over 90% of the wealth in this country. Self-employed people are 4 times more likely to become millionaires than those who work for others. Hear enough? I encourage you to read on.

    Long term income with retirement plans, pension plans, 401K's and Social Security are no longer reliable sources of income. Pensions and retirement programs funded by a company or union these days is an absolute joke! Yes, you will get paid for your time invested in the company, but the amount you get paid can not and should not be counted on for the only source of income after you retire, you would be a fool if you think it will be enough to live off of.

    Why do you think you see so many elderly "greeters" at your local "Super Center", here's a hint... they're not bored! They simply cannot afford to "retire" after they retire. It's sad really... I don't want to end up like that, do you? Didn't think so. These stores have gotten enough out of me over the years and I'll be damned if I'm gonna spend my Golden Years as a door mat in a flashy blue vest just to make ends meet!

    Add Social Security to the mix... Even if you are retiring today and are going to draw your hard earned Social Security money, you still can't make it on that alone. The way things are set up, the government limits you on getting another source of income while drawing social security. Same goes for Disability. They give you a check for maybe $1500 a month if you're lucky and that's it. Since this money is referred to as "free money" most people won't get another legitimate job in fear of losing that precious check. I talked to people before about making several thousand dollars a week and they turned it down! All because they'll lose that free money... unbelievable! I hear it all the time and it still doesn't make any sense to me. To each is own I guess.

    If your middle aged or younger, by the time the baby boomers clean up on all the SSI, there won't be anything left for you and I. Think about it for a minute. The Clinton administration's fiscal 2000 budget report stated, "Government trust funds do not consist of real economic assets that can be used in the future to fund benefits." In other words, the government is finally admitting that there is no Social Security trust fund. Simply because, people are living longer and the

    5 Things Google Doesn't Want You to Know
    Google Adwords, the final frontier, the novice internet marketer's best friend!But is it really?Google can make you or break you and according to their own data, 7 out of 10 are broken. This isn't because Google doesn't work - it does. You'd better believe it, but like anything else, you have to know how the game is played FIRST, not last. There are 5 things Google really doesn't want you to know. By reading on you'll be among the elite 30% who play Google all the way to the bank.First let me share some background which may be the biggest myth of all... consider it a bonus.Ads are NOT ranked in accordance with the amount bid. Its kind of like the airline industry. You paid a certain price for your seat. The person next to paid less, yet their seat is the same as yours.Google ranks using two major criteria...1) Language in the ad and landing page which determines relevancy (quality) 2) How many times the ad is clicked and impression
    er you retire, you would be a fool if you think it will be enough to live off of.

    Why do you think you see so many elderly "greeters" at your local "Super Center", here's a hint... they're not bored! They simply cannot afford to "retire" after they retire. It's sad really... I don't want to end up like that, do you? Didn't think so. These stores have gotten enough out of me over the years and I'll be damned if I'm gonna spend my Golden Years as a door mat in a flashy blue vest just to make ends meet!

    Add Social Security to the mix... Even if you are retiring today and are going to draw your hard earned Social Security money, you still can't make it on that alone. The way things are set up, the government limits you on getting another source of income while drawing social security. Same goes for Disability. They give you a check for maybe $1500 a month if you're lucky and that's it. Since this money is referred to as "free money" most people won't get another legitimate job in fear of losing that precious check. I talked to people before about making several thousand dollars a week and they turned it down! All because they'll lose that free money... unbelievable! I hear it all the time and it still doesn't make any sense to me. To each is own I guess.

    If your middle aged or younger, by the time the baby boomers clean up on all the SSI, there won't be anything left for you and I. Think about it for a minute. The Clinton administration's fiscal 2000 budget report stated, "Government trust funds do not consist of real economic assets that can be used in the future to fund benefits." In other words, the government is finally admitting that there is no Social Security trust fund. Simply because, people are living longer and the

    Sub-Prime Mortgage Loans - Things You Should Know About Sub-Prime Mortgages
    Sub-prime mortgages are not that much different from average mortgages. They have interest rates, points, and fees. They can be compared online, and they have seasonal trends. The only real difference is that as a borrower with a less than stellar credit record, you will have to pay a slightly higher rate for the lender’s increased risk. What is important is that you prepare yourself with information about sub-prime mortgages and compare lending companies to make sure you get the best deal.Paying For RiskIf you have bad credit or declared bankruptcy, a mortgage lender is taking a big risk that you will pay back the loan. People with bad credit are seven times more likely to default on loans, so lenders make up for this loss with higher interest rates and fees. However, some companies take advantage of people with poor credit, so you should compare companies.Look OnlineYou don’t have to meet with a lender face to face to negotiate a mortgage
    lucky and that's it. Since this money is referred to as "free money" most people won't get another legitimate job in fear of losing that precious check. I talked to people before about making several thousand dollars a week and they turned it down! All because they'll lose that free money... unbelievable! I hear it all the time and it still doesn't make any sense to me. To each is own I guess.

    If your middle aged or younger, by the time the baby boomers clean up on all the SSI, there won't be anything left for you and I. Think about it for a minute. The Clinton administration's fiscal 2000 budget report stated, "Government trust funds do not consist of real economic assets that can be used in the future to fund benefits." In other words, the government is finally admitting that there is no Social Security trust fund. Simply because, people are living longer and there aren't enough workers paying in their SS dues now to compensate the people ready to retire. They can't keep up!

    In 2016, the same year that the first of the baby-boom generation turns seventy, a jump of 700,000 living people will eventually clean out the Social Security trusts. If each of those 700,000 gets a check from SSI of $1,000 a month, that's $700,000 paid out each and every month! Add that up to one year and you get $8,400,000.00 Yes it's in the billions. Just for one year! Now if these Baby-boomers live another 20 years... the numbers are astronomical, were talking Trillions now! Do, you see how the money will be gone before we get to it?

    Let's talk about the infamous 401K plans. A company will match your input and then allow you to tap into it whenever you want or you can take it when you retire. Sounds like a plan, ey? Don't want to burst anyone's bubble but, um... when it's gone...it's gone! You may have a $150,000 401K investment when you leave and that may seem like a lot of money at the time, but think about this... The average American family brings in just under $50K, more likely $30K a year and can't get ahead. What in the world makes people think they can retire and live the rest of their life on $150K? You might get 3-4 years out of it max. You may have been fortunate to jump on the band-wagon 20 years ago and have a Million or two invested, it still isn’t enough, with the cost of living that continues to sky-rocket every year. Remember, when it's gone...it's gone.

    People, who work from home, create their own retirement plan. How, you may ask? If you choose the right business as we discuss in our free mini course, you could literally write your own check. This will allow you to create your own retirement plan through many different ventures such as investments and private placements, real estates, etc. and create multiple-streams of income. This in turn will explode to your benefit over time.

    The tax benefits alone are worth the risk, if you will. Why do you think the government taxes workers to death and rewards the rich? They don't want you to be an employee, so they are penalizing you and making you pay in hopes that you will do something about it, for example start your own business. The government rewards business owners with deductions and exemptions in the tax laws so they will remain in business, thus giving back to the economy and creating more jobs, which in turn pays more taxes!

    Living the life you deserve., the income potential in a home based business is limitless. You can make as much as you want here and no one could stop you! Thus, giving you more time and money to do the things you've always wanted and to provide for your family the finer things in life.

    The question remains, who wouldn't choose a home business? The money is good, the life is great and the retirement is awesome and comes earlier! Wouldn't you rather have the choices I've mentioned above rather that relying on someone else to make them for you? Or crossing your fingers and wishing for it? There is no genie in a lamp in this lifetime, it's literally up to you to decide what you want and do something about it before it's too late and you find yourself wearing that cute little blue vest and saying "Welcome" over and over again. Hopefully your answer is clear, if not, reconsider. You can have so much to look forward to in life, if you choose it.

    To your success, and the life you choose to live! Make it a great one, because you only

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