Digg it UP - Business

New Year, New Career
For many of us, the New Year is a time to think about improving our lives and often one of the areas in which we are most dissatisfied is work. However, simply making a resolution to leave a job, train for a new career or set up a business isn’t enough. If it’s going to happen, we need to take action. However, like so many of our good intentions, the decision to change gets put on the back burner as soon as are back at work after the holidays. We get caught up in the stress of everyday life and all thoughts of a new life are forgotten.Learning to manage time effectively is a key factor in planning a career move. It takes time to investigate all the possibilities, weigh up the pros and cons and take the action needed to bring about the change we desire. And it takes courage – moving from the safety of something we know to an area which is completely new can be frightening. So the first step is to take time to plan your future.There are many additional steps which will help you decide which career to follow and by breaking these down into manageable chunks, the task becomes a great deal easier.Most people dream that something would be the ideal career for them, but feel it’s beyond reach. Others

took a strange turn. The next email read like a bad mass mail piece. They had reviewed our business plan (funny…we hadn’t sent them yet) and were prepared to invest the full amount. They boasted about investments made in places like Shang Hi (interesting spelling for Shanghai). A request from us for references or contact with legitimate past investments as our real due diligence kicked in resulted in a email that asked us to supply more information

Accounting In Non-Profit Organisations
The nature of this type of enterprise implies that any increase in net assets arising from the activities of the undertaking must be applied to improve the community services rendered by the specific organisation. The increase in the net assets of the entity does not accrue to the persons supporting the organisation (e.g. the members).Depending on the type of undertaking, equity is usually furnished by grants from state or authorities, donations or membership fees. These contributions to equity do not confer the same rights as contributions to the equity of a limited company confer on shareholders and therefore, different accounting practises apply to these enterprises.Bearing in mind the typical characteristics of a non-profit organisation, the question arises which particular requirements of accounting systems and financial reporting procedures apply to this particular type of organisation. The financial accounting must provide economically interested groups with a comprehensive review of what the particular organisation achieved during a specific period or at the end of its financial accounting year. The accounting records and system developed for an economic entity must be logical and consis

Within days of posting on www.fundingpost.com, one of the many websites created for entrepreneurs to post summaries designed to draw the attention of potential investors, an email inquiry from the AngloAmerican Investment Group and one Anthony Oppenheim. Mr. Oppenheim explained in his email that from his Peachtree St. office in Atlanta, he represented a consortium of private investors and mostly European family trusts that were specifically looking for investments in globally oriented businesses like ours. They don’t charge any up front fees to review business plans. They represent the decision makers and can write checks for the right investments, etc. Please call him to discuss the venture.

Wow! Could we be that lucky? Although the email came from a Comcast.net address, it’s not unheard of for even big investors to use common email addresses. It contained phone numbers and address information that matched the Atlanta area and surely a huge conglomerate like the Anglo American Investment Group would clamp down quickly on any scam artists brazen enough to openly use their brand. We were pretty excited.

A phone call to Mr. Oppenheim gave good reason to believe they were for real. A professional demeanor, the right questions asked and quick answers to any concerns we had. They invest in people as much as projects. We’d be invited down to Atlanta to meet him and his associate Al Dubin (“D-U-B-I-N, yes that’s the correct spelling” the conversation went as I took notes) and review our business plan in detail. FedEx 10 copies of the business plan before coming down. A non-disclosure agreement was not a problem. If they like what they see and hear we’ll quickly see a Term Sheet. He’d send details about the accommodations in Atlanta.

“Awesome” my son said.

Then things took a strange turn. The next email read like a bad mass mail piece. They had reviewed our business plan (funny…we hadn’t sent them yet) and were prepared to invest the full amount. They boasted about investments made in places like Shang Hi (interesting spelling for Shanghai). A request from us for references or contact with legitimate past investments as our real due diligence kicked in resulted in a email that asked us to supply more information

Medical Billing - Hiring A Staff
If you're in the medical billing business, or plan to get into it, one of the most important things you're going to have to do is hire a staff of billers. This may sound easy but it is far from it. In this installment, we're going to cover some basic things that you're going to want to look for when hiring a billing staff.The first thing you want to look for, probably above all else is somebody who has knowledge of the industry. The reason for this is because the medical billing industry is filled with rules and regulations. Medicare regulations alone are enough to make your hair stand on end. The last thing you want is for a biller to have to look up every single regulation before sending out a bill. They need to have a solid command of the rules of the industry or productivity is going to suffer greatly.The next thing you're going to want is somebody who has excellent typing skills. Sad as it is, most of medical billing comes down to typing and a lot of it. The person will have to type up order pages, patient accounts and a number of other items. Plus, they will be doing this all day. It is critical that they are able to get a certain amount of claims out or the company will not be as pro

for investments in globally oriented businesses like ours. They don’t charge any up front fees to review business plans. They represent the decision makers and can write checks for the right investments, etc. Please call him to discuss the venture.

“Awesome” my son said.

The Biggest Myth about Multiple Streams of Income
What are Multiple Streams of Income?If you’re familiar with many success books, authors or speakers, then you’ve probably heard this very common tip about how to become wealthy: Take advantage of Multiple Streams of Income. The idea is that you should set up a number of different avenues that generate cash for you and if there is a problem with one avenue, the others will still provide a steady cashflow. So maybe you have some real estate deals here, a few businesses there, some investments there, etc…. If real estate slows down, don’t worry because you have others that provide plenty of money. Some very big name people assert that this is the key to success, but what they’ve unfortunately done is cause more harm than good.You see, to a millionaire or a deca-millionaire, it doesn’t take much to funnel tens of thousands or even hundreds of thousands of dollars into a new business venture. Losing that amount of money won’t put them out on the street. They can absorb the loss. On the other hand, to the average person who hears their message, tens of thousands or hundreds of thousands represents 70-80% of their entire worth and sometimes even more! Nobody can stand to lose that amount of money. But that’

mation that matched the Atlanta area and surely a huge conglomerate like the Anglo American Investment Group would clamp down quickly on any scam artists brazen enough to openly use their brand. We were pretty excited.

“Awesome” my son said.

Looking for Job Opportunities in Dubai?
Dubai is a modern city with all the amenities of years. For years, it has been an attraction point for many people around the world and especially those from sub-continent. Just about every other person in Sub-Continent wants to attain first-class jobs in Dubai and get settled here. At present, Dubai is home to an assorted and stimulating blend of vibrant and young professionals from all around the globe that are paying their part in the development and intensification of this dream city. They all enjoy the unrivalled quality of life that Emirate offer to them in return of their services. The facilities offered in Dubai are the best in the world. This is reason that Dubai is currently the fastest growing population in the world.More and more people move abroad to Dubai to experience the very best in the world of employment and lifestyle. They search for job vacancies in Dubai through various online job portals and newspapers and clutch on to it if find any. One of the most striking and abrupt feature of being employed in Dubai is the absence of personal taxes. Surprised, but it is true that there are no personal taxes levied against income from the jobs in Dubai. This is not an encouragement to pull of fore

d down to Atlanta to meet him and his associate Al Dubin (“D-U-B-I-N, yes that’s the correct spelling” the conversation went as I took notes) and review our business plan in detail. FedEx 10 copies of the business plan before coming down. A non-disclosure agreement was not a problem. If they like what they see and hear we’ll quickly see a Term Sheet. He’d send details about the accommodations in Atlanta.

“Awesome” my son said.

Customer Service in Auto Services is NOT Offending Women Customers
In the auto services industry there are generally more women customers than men. This is because men will typically do some of the auto services and preventive maintenance on their car themselves, whereas women customers will have someone else like an auto shop do the services for them.Even women who have men around the house will sometimes have a man take their car to the auto service shop for them. Still, even with that there are still more women customers by about 15% more.Needless to say customer service in the auto services industry is about pleasing your women customers and when they fill out reader service cards or customer service surveys you need to listen to what they say.Women customers would like to see more women at the facility and not a bunch of guys gawking at them. Women customers would also like to see clean bathrooms and a clean waiting area. Women customers do not like to see trash around the facility or around the landscaping.Women customers do not wish to be over-sold or treated in a condescending manner. Women customers do not like greasy fingerprints on their car when you are done. Women customers would like to have some women's type magazines in the waitin

The jig was up.

One look at www.ripoffreport.com would have saved us some time since these characters have been at it for a while and apparently the con is to get entrepreneurs desperate for funding to believe that Anglo American will gladly fund them if the entrepreneur will pay the travel expenses of one of their representatives for site visits and setting up an offshore “escrow” account for safe keeping of the funds until the deal is done. Upwards of $40,000.

Entrepreneurs, like most creative people, are an odd lot (I can say that being what’s called a “serial” entrepreneur) and matching them and their projects with them right Angel investors is a often a long, incredibly frustrating and expense process. Hundreds of ideas die on the vine for lack of the life giving flow of cash. And anyone who thinks the process is easy, has had way too common an idea, asked for way too little investment and probably given up way too much equity.

The costs of raising capital to start any business from scratch are mind-numbing. If you’re doing a securities offering in even the most basic form, a good attorney will be $200 per hour and up. And your accounting firm better be top notch as well. Want a Private Placement Memorandum? Better have a nice house that you’re willing to mortgage to the hilt or sell that brand new Lexus in your driveway that you paid cash for last year. Wait a minute. You don’t have either one of those? You spent every penny of extra cash you had to developing your idea to the business plan stage?

As my cronies from the Great Lakes states say “You’re S.O.L.” The days of investing in just a concept are long gone.

Today it’s all about pro

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Small business owners make many mistakes. Some mistakes are just part of the growing process, while other mistakes may cost only a few bucks or thousands of dollars. But one mistake I am about to describe can be the MOST expensive mistake you can make in running a small business.

A clip-on tie, a brightly colored blazer, a tool of their trade- a mop or broom, a spatula, and, or the inevitable frustrating feeling that the choice they made is a dead wringer for years on end of boredom, and the degree of humiliation that results in them having a reason to legitimately bang their head against the wall.

Finding work in the aviation industry involves spending time on the internet researching companies, obtaining contact information, and doing plenty of cold calling before landing your first interview. Fortunately, there are numerous sites online providing excellent information on how to find work. Let’s take a look at some of the more important ones.

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