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  • Digg it UP - Fraud and Corruption - A Strategic Direction For Fiji

    Starting a Mobile Oil Change Business in Ventura County - CA
    If you are considering starting a mobile auto service business in California, one market that is often over looked by competition is Ventura County and it is growing too. If you are thinking of starting a mobile oil change business then it is best to look towards the fleet business rather than personal cars. Now then let us put your market mix at 80% fleets and 20% personal cars. Obviously everyone has a car so it is best to first consider where to target your fleet accounts. The preliminary thoughts on fleets in Ventura Area for this practice case study would be to look at the largest city in the County. That would be Oxnard CA.For Oxnard CA there are some really good Corporate Centers behind "Colonia" paralleling the 101 Fwy. I also recommend that you go to the car dealerships behind Price Club (fleets too) and talk with the Fleet Managers there, you might find some really good contacts and you can reciprocate by giving them leads.Also in Ventura Barber Ford is a good contact out on the end of Ventura near the "Avenue" there are some industrial areas with lots of fleets. Across the 101 from the Old Ventura Drive In Movie Theatre there is lots of industrial area and it continues all the way down to Dealership row before the River on the West Side of the Freeway. Saticoy has a small area of fleets too along the Highway there.You might also check all the businesses way out along the beach areas below Port Hueneme and Pt Mugu too (Hueneme Rd.) Oil field services, auto transport, sod, agricultural, heavy industrial too. Also check out E. Vineyard and the side streets on the River side of the road, tons of fleets. You really need to decide if you want to make money or show boat around with personal cars. I recommend that you go for the money first by getting fleet accounts and then build the consumer routes. Have you considered Boats? The Channel Island Marina area is packed. In Camarillo there are some good Corporate Centers near the "Camarillo High School" and up the hill in Newberry Park too, also off the Central Exit, across from Camarillo Airport. Lots of Fleet Business in these areas due to the agricultural industry. You see, the demographics in Ventura County are almost perfect. Up the hill in Thousand Oaks, which actually contains Newbury Park, has the best demographics of all Ventura County cities:Highest Average IncomeHighest Property ValuesHighest Sales Tax GeneratorHighest Propensity Of High End Car OwnersMost Small BusinessesMost MillionairesOver 70% White And EducatedHighest Paying JobsLowest UnemploymentLargest AutomallLargest City
    aders who in turn manipulate politics for even greater private benefit ... This is the last step in a thousand mile journey."

    The former Prime Minister of Fiji, the Honourable Laisenia Qarase, in his address to the Prime Minister’s Corporate Governance Summit in 2005 stated that:

    “There is no quarrel about dealing with corruption as it is an obstacle to progress and the antitheses of good governance.

    It is a stain on the integrity of a nation. And it hinders investment, slows growth, contributes to unemployment, leads to a reduction in living standards and reduces government revenues.

    In our own case, t

    Top 5 Things To Look For In A Wholesale Directory
    Do you know the TOP 5 THINGS you should look for in a Wholesale Directory..?1) MUST have a huge variety of goods including Products* Must have suppliers for at least 75 categories of goods.* Must have listed manufacturers, wholesalers and dropshippers* Must have legitimate and authentic suppliers for both generic goods and brand-name goods, including at least Gucci, Prada, D&G, Versace, Polo, YSL, Seven, etc.* Must have staff working 7 days a week, available to answer your questions and find suppliers if they're not already listed in our directories.2) MUST list legitimate, reliable suppliers.* All wholesalers must meet minimum standards of service, especially secure payment methods.* Must anonymously purchase from different suppliers and then rate them on price, speed, quality and service!* Must have ratings from other members as well as INDEPENDENT REVIEWERS* Must list the good suppliers, and also the ones not recommend. Knowing who you can't trust is as important as knowing who you can trust.3) MUST cater for home businesses wanting low order quantities.* Must have suppliers for you regardless of how much of an item you're wanting to buy. 1 item or 1000.* Must have a large directory of dropshippers more than willing to supply single items or small quantities.4) MUST update list regularly.* New wholesalers, manufacturers and dropshippers added daily.* Directory screened and updated weekly to ensure supplier information is correct.* Must have reviews from other users for the latest experiences with suppliers.5) MUST be a proven, trusted source of information with a guarantee.* Must be a member of the BBB OnLine Reliability program and the Better Internet Bureau.* Must be a verified merchant of the Fair Trade Authority (FTA).* Must offer a money-back guarantee.All this means you can be confident that you're dealing with a legitimate business. Your information is safe. Your payment is secure, and your satisfaction is guaranteed. You have a water-tight satisfaction guarantee.
    Nobody likes to be misled, especially by people they trust or have an expectation will do the right thing, whatever that is. Fraud and corruption can be a blow to the self-image of capable managers and their confidence in their ability to deter or detect a fraudulent scheme. More so, they can have a negative impact on an organisation’s brand, image and reputation, organisational morale and where the loss is large – significantly impact the bottom line.

    In a recent survey of fraud in Australian organisations, 84 percent of respondents agreed or strongly agreed with the proposition that fraud control is a governance issue.

    In Fiji, it is even more important, because the whole fabric of society is affected by the level of fraud and particularly corruption that exists. The World Bank on their website states that: “The Bank has identified corruption as among the greatest obstacles to economic and social development. It undermines development by distorting the rule of law and weakening the institutional foundation on which economic growth depends. The harmful effects of corruption are especially severe on the poor, who are hardest hit by economic decline, are most reliant on the provision of public services, and are least capable of paying the extra costs associated with bribery, fraud, and the misappropriation of economic privileges.”

    A recent case in South Africa proved the fraudulent and corrupt relationship between a Durban-based businessman named Schabir Shaik and South African politician and anti-apartheid leader Jacob Zuma and led to Shaik being sentenced to 15 years in jail. Concluding the sentencing proceedings in the Durban High Court on 7 June 2005, Judge Hillary Squires said:

    "I do not think I am overstating anything when I say that this phenomenon [of corruption] can truly be likened to a cancer eating away remorselessly at the fabric of corporate privacy and extending its baleful effect into all aspects of administrative functions, whether state official or private sector manager. If it is not checked, it becomes systemic. And the after-effects of systemic corruption can quite readily extend to the corrosion of any confidence in the integrity of anyone who has a duty to discharge, especially a duty to discharge to the public.

    One can hopefully discount the prospect of it happening in this country, but it is that sort of increasing disaffection which leads and has led on other parts of our continent and elsewhere to coups d'?tat or the rise of populace leaders who in turn manipulate politics for even greater private benefit ... This is the last step in a thousand mile journey."

    The former Prime Minister of Fiji, the Honourable Laisenia Qarase, in his address to the Prime Minister’s Corporate Governance Summit in 2005 stated that:

    “There is no quarrel about dealing with corruption as it is an obstacle to progress and the antitheses of good governance.

    It is a stain on the integrity of a nation. And it hinders investment, slows growth, contributes to unemployment, leads to a reduction in living standards and reduces government revenues.

    In our own case, th

    How to Get Your Federal Firearms License
    You have decided that you love firearms so much that you want to open up your own business, right? How to get your federal firearms license may seem like a daunting task, but when you take it step by step, it can be as easy as filling out paperwork at a doctor’s office. Remember that you have a second amendment right to have a firearm but to sell a firearm is a totally different task to embark upon.The Bureau of Alcohol, Tobacco, Firearms and Explosives dictate how to get your federal firearms license. There are certain things that they will and will not require of you, including these:• You must be at least twenty one years old. There is no exception to this rule. You have to be twenty one just to own a gun, why would you think you could sell one at a younger age?• You must have a place to set up a business. This must be an actual building or store where you can sell guns and collect money safely. Your garage will not work and you certainly cannot sell firearms online. Find a place to run your business and then apply.• You cannot be prohibited from using firearms. Arrested for armed robbery and now on parole? Yeah, you won’t be selling firearms legally any time soon.• Have you violated the Gun Control Act? If you have, don’t even bother asking for an application. You break one law, and you won’t be selling firearms anytime soon.• How to get your federal firearms license is an easy process that can quickly become complicated if you lie on your application. The government will investigate you to no end and probably make a note of you for future reference. There will be a red flag every time you buy or sell a weapon from that point forward.• Abide by business laws. All of them. If you apply and get accepted, open the business. Don’t expect the license to last forever. In fact, it won’t.Now all you have to do is contact the Bureau of Alcohol, Tobacco, Firearms and Explosives and submit an application. You should expect an application fee of anywhere in the price range of $30-$3000, depending on whether you deal with non destructive or destructive firearms. The fee is also determined by if you are a manufacturer, importer, pawnbroker, dealer or collector. Expect the usual government processing time when it comes to your application. How to get your federal firearms license can be as easy as pie for the honest and levelheaded second amendment fan. Distributing firearms can be a wonderful dream, which can now be a reality for a person who can produce an application fee and can take a few minutes to fill out a form. Remember that if you decide to skip this step when opening your firearm establishment, the consequences can be
    .

    In Fiji, it is even more important, because the whole fabric of society is affected by the level of fraud and particularly corruption that exists. The World Bank on their website states that: “The Bank has identified corruption as among the greatest obstacles to economic and social development. It undermines development by distorting the rule of law and weakening the institutional foundation on which economic growth depends. The harmful effects of corruption are especially severe on the poor, who are hardest hit by economic decline, are most reliant on the provision of public services, and are least capable of paying the extra costs associated with bribery, fraud, and the misappropriation of economic privileges.”

    A recent case in South Africa proved the fraudulent and corrupt relationship between a Durban-based businessman named Schabir Shaik and South African politician and anti-apartheid leader Jacob Zuma and led to Shaik being sentenced to 15 years in jail. Concluding the sentencing proceedings in the Durban High Court on 7 June 2005, Judge Hillary Squires said:

    "I do not think I am overstating anything when I say that this phenomenon [of corruption] can truly be likened to a cancer eating away remorselessly at the fabric of corporate privacy and extending its baleful effect into all aspects of administrative functions, whether state official or private sector manager. If it is not checked, it becomes systemic. And the after-effects of systemic corruption can quite readily extend to the corrosion of any confidence in the integrity of anyone who has a duty to discharge, especially a duty to discharge to the public.

    One can hopefully discount the prospect of it happening in this country, but it is that sort of increasing disaffection which leads and has led on other parts of our continent and elsewhere to coups d'?tat or the rise of populace leaders who in turn manipulate politics for even greater private benefit ... This is the last step in a thousand mile journey."

    The former Prime Minister of Fiji, the Honourable Laisenia Qarase, in his address to the Prime Minister’s Corporate Governance Summit in 2005 stated that:

    “There is no quarrel about dealing with corruption as it is an obstacle to progress and the antitheses of good governance.

    It is a stain on the integrity of a nation. And it hinders investment, slows growth, contributes to unemployment, leads to a reduction in living standards and reduces government revenues.

    In our own case, t

    Eight Steps On How to Get Hired
    Nowadays getting hired is very difficult. It is more than just passing a resume, applying and forever hoping to get hired. Well it is time to stop hoping and start really getting hired.Here are the steps on how to get pass job searching and start working.Self AnalysisTo start job searching you must first analyze yourself on what you want to be. You can be a Bum, an Entrepreneur, a Young Professional, or a Student Seeking Higher Studies. If you choose to be a Bum, Entrepreneur or a Student then you should stop reading this article and continue to pursue the career path that you chose. However, if you choose to become a Young Professional continue reading because all the information you need to get hired is in this article.PreparationWhy do we need to prepare before job searching? Because Companies/Employers are very selective and among the numerous number of applicants they have they will choose the most deserving and who will make their company more productive. They are not looking to teach you, they are looking to get instant results from you. The other reason is competition, if you had an experience in working you may have a distinct advantage but nevertheless it is still the Companies/Employers that will have the decision when hiring an applicant.Looking For a CompanyWhere do we look for a company that are hiring? A lot of companies post their job vacancy in, for example, newspaper ads, radio, TV, job fair, employment agencies, Internet, and if your University has College Placement Office they can provide you a job vacancy listing also. Another way of looking for a company is through Networking, when looking for a company you must always be resourceful; ask the people you know that is working for a company if they have an opening. When you find a company then you must prepare for the next step.ResumeBooks, magazines and the internet are the example of the resources you can get on how to make a presentable resume but the only point is be true to on what you will write. Don’t put on your resume what you do not know.Cover LetterJust like in making a resume there are a lot of resources in how to make a cover letter. Before you make a letter make sure that you know where to send the cover letter that you will make. It should be either on the Human Resource Supervisor or the Employer.InterviewIf the Company/Employer called your for an interview, you must also prepare for it. Again, why do we need to prepare? As I have written earlier companies are very selective. So what do we need to prepare?Check CompanyWhy do we need to check the company? If you where ask by the interview
    the extra costs associated with bribery, fraud, and the misappropriation of economic privileges.”

    A recent case in South Africa proved the fraudulent and corrupt relationship between a Durban-based businessman named Schabir Shaik and South African politician and anti-apartheid leader Jacob Zuma and led to Shaik being sentenced to 15 years in jail. Concluding the sentencing proceedings in the Durban High Court on 7 June 2005, Judge Hillary Squires said:

    "I do not think I am overstating anything when I say that this phenomenon [of corruption] can truly be likened to a cancer eating away remorselessly at the fabric of corporate privacy and extending its baleful effect into all aspects of administrative functions, whether state official or private sector manager. If it is not checked, it becomes systemic. And the after-effects of systemic corruption can quite readily extend to the corrosion of any confidence in the integrity of anyone who has a duty to discharge, especially a duty to discharge to the public.

    One can hopefully discount the prospect of it happening in this country, but it is that sort of increasing disaffection which leads and has led on other parts of our continent and elsewhere to coups d'?tat or the rise of populace leaders who in turn manipulate politics for even greater private benefit ... This is the last step in a thousand mile journey."

    The former Prime Minister of Fiji, the Honourable Laisenia Qarase, in his address to the Prime Minister’s Corporate Governance Summit in 2005 stated that:

    “There is no quarrel about dealing with corruption as it is an obstacle to progress and the antitheses of good governance.

    It is a stain on the integrity of a nation. And it hinders investment, slows growth, contributes to unemployment, leads to a reduction in living standards and reduces government revenues.

    In our own case, t

    3 Essential Boundaries for Mom Entrepreneurs and Their Husbands
    In the beginning, I thought it was going to be a breeze when my husband, Terry, joined me working full-time in my business. If anyone could do it, we could! We already had a healthy relationship built on trust and respect. We communicated well. We both strongly believed in what we were doing. We understood the need to help each other with the children, keeping the house, and with the business. We planned to allow for fluctuations in income to keep stresses over money to a minimum. Yet I still wasn’t prepared.For anyone considering working with your spouse, here are 3 Essential Boundaries for Entrepreneurial Couples to help to ease your transition:1. Clarify expectations for work/home. Nothing can prepare you for the blurring of boundaries and turf that occur as you transition into working together. When you join together with your spouse, most likely, both of you have experienced success throughout your careers, and have developed your own working style. Suddenly you have a whole new dynamic in your relationship with your spouse you must learn to work through. I always knew that we had different gifts and talents: Terry is very techie and he loves to write, and I am a people person who is an administrative whiz. Even though I should have probably seen it coming, I was still surprised at the difference in our work styles. I multi-task all day long, and he prefers to work on one project at a time. Just like being newlyweds all over again, we had to put some effort into getting to know each other on a whole new level to be able to work well together.Beth Butler, creator of the Boca Beth Program has some helpful tips for clarifying expectations with your spouse. “I make us lunch each day and we try to talk about BOCA BETH items that are pressing. It's our time to reconnect - he works from home for the wine company he represents and I work from home sharing my passion for second language learning with young children. A funny mix, but it works! We talk about what each of us has planned the next day so there are no surprises - and I use that time to ask for his help. I can't expect him to guess what I need so I have learned to be very specific.”2. Schedule time for love. Most entrepreneurial couples complain they have less time together than before. It is possible to work beside your spouse in the same office all day long and barely speak on a personal level. How difficult is it to turn off your cell phone and talk a walk with your love? It is imperative to make it a point to schedule time for your relationship so that the business does not overtake it. Terry and I plan ahead to sneak away for lunch or to take a break at
    corporate privacy and extending its baleful effect into all aspects of administrative functions, whether state official or private sector manager. If it is not checked, it becomes systemic. And the after-effects of systemic corruption can quite readily extend to the corrosion of any confidence in the integrity of anyone who has a duty to discharge, especially a duty to discharge to the public.

    One can hopefully discount the prospect of it happening in this country, but it is that sort of increasing disaffection which leads and has led on other parts of our continent and elsewhere to coups d'?tat or the rise of populace leaders who in turn manipulate politics for even greater private benefit ... This is the last step in a thousand mile journey."

    The former Prime Minister of Fiji, the Honourable Laisenia Qarase, in his address to the Prime Minister’s Corporate Governance Summit in 2005 stated that:

    “There is no quarrel about dealing with corruption as it is an obstacle to progress and the antitheses of good governance.

    It is a stain on the integrity of a nation. And it hinders investment, slows growth, contributes to unemployment, leads to a reduction in living standards and reduces government revenues.

    In our own case, t

    The Advantages Of Student-Run Entrepreneurship Clubs
    Entrepreneurialism is a scarcely found trait among few selected lot in the society however more than often lack of guidance and inapt knowledge in the said direction does not impart substantial growth in the mentioned arena. This is one domain where knowledge is gifted, it can only be craved by books and scholars though cannot be entirely learned and if one posses it, the progress is phenomenal and the options abundant. But then of course it is important to realize at early stages that what you have and how to indent to direct the same and this is exactly where a student run entrepreneurship club comes handy.Student run entrepreneurship clubs are associations that owe their initiation to the decade of 70s when various aspiring youngsters came together and formed the first and single student lead group. Since then various other such groups have been formed with few differences in the operating patterns (most of which are imparted by the change in region), yet all directed to the same means i.e. imparting an innovative culture and an environment where one can realize his / her potential and deploy it to the best. Such clubs offer the best networking platforms and give you valuable instances to glance through various experiences and analyze the reasons for associated success or failure.The key principle is to identify and promote a mind set towards a meaningful direction rather than letting out energy in the wrong means.Various students run entrepreneurship clubs target to specific segments or fields, for instance there are few dedicated to private equity that promotes interests in private equity industry. Likewise, there could be membership available for financial sector targeting to the stocks and trading market. The choice among the same can be made only subsequent to understanding your own field of interest. Once opted for, the rest is taken care of by such clubs. Yearly memberships are available and if subscribed to they have various surprises in kitty. In order to attend the meetings, it is not always necessary to be a member, but in order to be a part of all the events and sessions one must subscribe by paying a nominal fee, which in effect is negligible considering the results.Offerings:• Networking sessions with alike minds. • Special conferences led by industry leaders. • Extensive understanding of the related government’s requirements in the designated field. • Interactive activity groups are formed. • Special debates and brainstorming sessions are organized to help find answers to all your queries.One can only list the few benefits yet the true essence can only be felt once you are a part of this thrivin
    aders who in turn manipulate politics for even greater private benefit ... This is the last step in a thousand mile journey."

    The former Prime Minister of Fiji, the Honourable Laisenia Qarase, in his address to the Prime Minister’s Corporate Governance Summit in 2005 stated that:

    “There is no quarrel about dealing with corruption as it is an obstacle to progress and the antitheses of good governance.

    It is a stain on the integrity of a nation. And it hinders investment, slows growth, contributes to unemployment, leads to a reduction in living standards and reduces government revenues.

    In our own case, the exact extent of it is hard to quantify because by its nature it is a shadowy and hidden thing, but reported investigations that are on-going and case before the courts indicate the urgent need for vigilance against corruption.”

    What is the level of fraud and corruption in Fiji? Transparency International Chairman, Hari Pal Singh, made a good point when he called for a national study to gauge the extent of corruption in Fiji.

    Having been involved in coordinating the KPMG fraud surveys of Australia and New Zealand whilst working for KPMG Forensic, I can say confidently that they are a good starting point for discussion, as long as the survey is done independently by someone who has built trust and can be relied onto protect the confidential information that should be provided as part of such a survey.

    In other words, no individual organisation should be named and shamed. That should not be the purpose of the exercise. If senior management of corporations and CEO’s of Government Departments and Statutory Authorities do not have that confidence, they will not respond. It is that simple. Then the value of the survey would be diminished. I believe that such a survey should be done regularly in Fiji, possibly every two years and cover as many organisations as possible. The support and encouragement of leading industry bodies such as the Fiji Institute of Accountants, the Fiji Employers Federation and the Fiji Islands Hotel and Tourism Association would certainly help with gaining credibility with members and encouraging their participation.

    Corporate governance is an entire culture that sets and monitors behavioural expectations intended to deter the fraudster and the corrupt. As part of the establishment of sound corporate governance, it is now clearly accepted that an organisation, whether public, private or not for profit, should formulate a fraud and corruption control strategy. Through the development and implementation of the strategy, compliance with anti-fraud and corruption control practices can be promoted, maintained and instances of fraud and corruption control non-conformance identified and dealt with quickly.

    This article will discuss ways that all three sectors in Fiji can effect positive change. Whether it is to their bottom line, expenditure on public goods or positive outcomes for the disadvantaged

    What is a fraud and corruption control strategy?

    It is a comprehensive summary of key elements that the organisation has introduced to pre

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