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Money Is Not Everything
Almost all material things here on earth can be bought with money. Money is a medium of exchange to acquire any services or material things that we want or need. For many people, money is everything. They believe that having a lot of money can bring them to the satisfaction of which they have dreamed. That’s how powerful is money. It can control the mind of an individual. Many people, because of their obsession to have more money will do anything, even if they have to transfigure people into objects to acquire what they really want. That is why in our economy today, the rich become richer, and the poor become poorer. How sad it is to know that kind of reality.Money can be acquired in many ways. Most people will work to earn money. Some will create a business to accumulate and increase the amount of money they have. In moments of desperation, most

oor. Amongst the rich, certainly there would be some who just barely meet the definition of being rich whereas there would be a few who may be regarded as filthy rich having enough money not just for their essential needs but also some to burn or throw around. There may even be a few members of society who are ultra rich. These are such as the richest persons in the world who not only have enough money to burn but if they were to go about actually doing it, their life time would not be a sufficient period to accomplish the task.

What Is ERP Software?
Enterprise Resource Planning (ERP) is the system that handles the internal course of action of a business. It comprises of resources planning, management control and equipped control. It came after manufacturing resource planning (MRP II), a proposal for the effective planning of all resources of a production company. This further originated from material requirements planning (MRP), the method used to handle the manufacturing processes. ERP mainly deals with manufacturing, logistics, inventory, invoicing and accounting of a company. It is a back office system wherein the clientele, suppliers and the general public are not directly involved. ERPs are generally cross-functional and enterprise-wide, and all the company departments are integrated in one system.ERP makes use of software for the smooth functioning of business activities. Using economic

An intriguing aspect of human history is that some human habitations that appear to excel for a period and lead in evolutionary change begin to decline after a certain level of progress is achieved. The end of a civilization due to a catastrophic natural or man-made event is not unexpected. However the fact that these civilizations are not able to reconstruct even long after the calamity passes is difficult to explain. If a group of humans were able to create an advanced civilization at one point of time it should be all the more easier for them to do so again with the added advantage of experience. But we find again and again that this does not happen. Thus the sites of mankind’s earliest civilisations – Indus Valley. Mesopotamia and Egypt are some of the most backward places in the world. Five thousand years ago the inhabitants of Indus valley had the use of private bathrooms with plumbing and drainage. Today most shit out in the open like animals. At one time Greece and Rome lead Europe; today they find themselves hardly in a leading position in the same continent.

One may reason that the original leading civilizations declined because of a genetic dilution of the original people as a result of mixing with a wider undeveloped population. Yet, we have often noticed that even a small group of influential and evolved persons can help establish an advanced civilization even though the majority of the population is not similarly evolved. Another reason that the ancients assigned to decline of civilizations is moral decay and corruption. Once it enters society it is a persistent infection that fuelled by greed can prevail for thousands of years. Although corrupt societies tend to be corrupt across the board, it is corruption amongst the rich and powerful that has most effect on society. A corrupt dictator, even though he may function under the guise of a democratic leader, can impoverish an entire nation. Similarly, corruption amongst politicians, police, judiciary, senior administrators and influential businessmen of a country can result in generating poverty for many directly or indirectly as a result of their actions.

To illustrate the point that corruption amongst a few can result in the impoverishment of many within any society let us consider a highly simplified mathematical model. Poverty of social groups is a game of numbers and therefore suitable to mathematical modeling. We begin with the assumption that on the average financial corruption of one rich member in any given country results in poverty of ten members of society. This is not an assumption on the high side because it has been mentioned that a single dictator can cause poverty amongst millions. The term rich is an abstract term understood differently by different persons. Here it may be taken to imply that the most basic of rich persons is one who is not deprived of the basic necessities of life – that adequate nutritious food, suitable accommodation, clothing and basic medical needs, educational needs etc. for the family is available easily to such a person. This is in contrast to persons who cannot afford nutritious or sufficient food, living spaces etc. and thus may be regarded as poor. Amongst the rich, certainly there would be some who just barely meet the definition of being rich whereas there would be a few who may be regarded as filthy rich having enough money not just for their essential needs but also some to burn or throw around. There may even be a few members of society who are ultra rich. These are such as the richest persons in the world who not only have enough money to burn but if they were to go about actually doing it, their life time would not be a sufficient period to accomplish the task.

A 30 Year Fixed Rate Mortgage Is Too Expensive?
It is simple mathematics: Most homeowners are only comfortable with a 30 year fixed rate mortgage. Most homeowners do not have their mortgage for longer than 5 years. Therefore, most homeowners are paying thousands of dollars in additional interest just because they don’t know all of the options available to them.For example, today’s 30 year fixed rate mortgage through company A is 5.75%. That same company will provide a fixed rate of 5.5% on a Hybrid fixed rate program that is fixed for 7 years and will then adjust annually thereafter. For a $300,000 mortgage, the 30 year fixed rate mortgage would cost $5,230 in additional interest in the first seven years and the remaining principal balance after seven years would be $1,250 higher. That’s a total of $6,480 of additional cost in seven years. Not to mention the mortgage payment would be $48 higher

e thousand years ago the inhabitants of Indus valley had the use of private bathrooms with plumbing and drainage. Today most shit out in the open like animals. At one time Greece and Rome lead Europe; today they find themselves hardly in a leading position in the same continent.

Living Cheap
Does living cheap mean being miserable, or giving up what you want? Not at all. In my own case, it meant getting the things I really wanted. Spend less on each thing or activity, and you can have more of them, right? The key is to spend less and still get what you need and want. I'll tell you how I managed it.Living Cheap - HousingThe first house I owned was a mobile home on a small lot. I paid less than $20,000, and had payments of $257 per month. With taxes, insurance and repairs, it still cost less than rent. With three bedrooms, an expanded living room, and a nice fenced-in yard, it was very comfortable. Eventually I sold it for $45,000.Two things that I did made it even cheaper. First, I paid down the mortgage as much as I could when I was working. Within five years I owed nothing, and from that point on it cost an averag

nfection that fuelled by greed can prevail for thousands of years. Although corrupt societies tend to be corrupt across the board, it is corruption amongst the rich and powerful that has most effect on society. A corrupt dictator, even though he may function under the guise of a democratic leader, can impoverish an entire nation. Similarly, corruption amongst politicians, police, judiciary, senior administrators and influential businessmen of a country can result in generating poverty for many directly or indirectly as a result of their actions.

The Big Dig And Its Effect On The Boston Real Estate Market
Awesome.... a proud moment for Bostonians everywhere??? 7-11-06, as a 1 ton concrete wall tile, being held up by 5 pieces of metal and epoxy fell and crushed a car and the woman in it. It turns out that maybe the government policy of awarding contracts to the lowest bidder, isn't necessarily the greatest policy. I heard a radio program equating the work on the big dig to be of lower quality than large construction projects in third world countries thanks to corruption and severe corner cutting (and only at the expense of safety).There is no question that Bostons "Big Dig" raised both real estate speculation and real estate values in areas around it during the late 90's and early 00's.According to an article in the New york Times written April 14, 2004 By Susan Diesenhouse "COMMERCIAL REAL ESTATE; Big Dig's Ripples Extend Far Past Downtown

atical modeling. We begin with the assumption that on the average financial corruption of one rich member in any given country results in poverty of ten members of society. This is not an assumption on the high side because it has been mentioned that a single dictator can cause poverty amongst millions. The term rich is an abstract term understood differently by different persons. Here it may be taken to imply that the most basic of rich persons is one who is not deprived of the basic necessities of life – that adequate nutritious food, suitable accommodation, clothing and basic medical needs, educational needs etc. for the family is available easily to such a person. This is in contrast to persons who cannot afford nutritious or sufficient food, living spaces etc. and thus may be regarded as poor. Amongst the rich, certainly there would be some who just barely meet the definition of being rich whereas there would be a few who may be regarded as filthy rich having enough money not just for their essential needs but also some to burn or throw around. There may even be a few members of society who are ultra rich. These are such as the richest persons in the world who not only have enough money to burn but if they were to go about actually doing it, their life time would not be a sufficient period to accomplish the task.

Shrinking Other Cultures
We can be in touch with each other, seeing and understanding events across the globe, establishing a worldwide community in which each section works as part of a harmonious whole. Mankind is thus united in humanity, caring for his world and fellow human beings. If this is the concept, then the contention must be that the world, at this point in history, cannot be said to have progressed very far towards the status of a ‘global village’.As a result, a culture, with shared values develops, in which all members seek to work together for the good of the community and its environment. Looking at the world today, this can hardly be seen to apply. There are too many factors that prevent the realization of McLuhan’s idealized vision, despite the powerful media at our disposal.Assumptions are that computer mediated communication is accessible to

Returning to our initial assumption that on the average the financial corruption of one rich person results in impoverishment of ten persons we can derive a simple relationship between the extents of corruption and poverty within a society. Thus if ninety percent of the rich persons are corrupted having got rich through unfair means this would result in ninety percent of the population being poor. Of every ten rich persons nine would be corrupt and these nine would result in ninety poor persons. The situation as described here is not very different from that which prevails in some developing countries today. On the other hand if just one percent of the rich are corrupt it leads to a society in which just ten percent of the population is poor. Out of every hundred persons ninety are rich eighty-nine having got that way from honest efforts with just one collecting ill -gotten wealth. This situation may not be very different from the situation that prevails in some of the rich countries of the world today. Within a country as well similar reasoning applies and it may be noticed that the poorer provinces are the ones where corruption is more prevalent. The argument that poverty results in corruption may not be invoked here because we are at the moment considering corruption of the rich only. A mathematical relation may be developed based on the present assumption.

If a country has R percentage of rich persons with C percentage being corrupt then

(RC/100) x 10 = 100 – R

Therefore,

RC/10 +R = 100

Or, RC + 10R = 1000

And,

R = 1000/ (C+10)

On the basis of the equation developed we may tabulate the influence of percentage corruption on percentage poverty. It is shown in table 4.1

Table 4.1: Influence of Corruption levels on Poverty levels

C %, R %, P %,

1, 90.9, 9.1

2, 83.3, 16.7

3, 76.9, 23.1

4 71.4, 28.6

5, 66.7, 33.3

6, 62.5, 37.5

7, 58.8, 41.2

8, 55.6, 44.4

9, 52.6, 47.4

10, 50.0, 50.0

20, 33.3, 66.7

30, 25.0, 75.0

40, 20.0, 80.0

50, 16.7, 83.3

60, 14.3, 85.7

70, 12.5, 87.5

80, 11.1, 88.9

90, 10.0, 90.0

100, 9.1, 90.9

The analysis here is an extremely simplified one. Phenomenon as complex as human behavior need a far more complex handling. Nevertheless even with complex modeling the trend of results obtained will not be greatly different. Even the simple model here illustrates the insidious effect corruption amongst the rich and powerful members of society can have on society as a whole. The table illustrates that even if 20% of rich members of society are corrupt, it can lead to the majority of society being poor. On the other hand once corruption crosses the seventy per cent level it hardly matters if it eighty or ninety or even hundred percent. Poverty shall be capped at around ninety percent. There have to be some people to consume nature’s bounty. The insidious effect of corruption in society is dramatized by this mathematical analysis. It shows how important it is to conquer this evil if human societies have to become prosperous

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If you stay up on the Scientific Magazines and Journals you will know that NASA has come a long way in their research to study our Earth. They now have more data than ever before and can use this data with the aid of super computers to process it.

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