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    Why You Should Buy No-Load Funds!
    Load is defined as the fee or the commission that an investor pays to a mutual fund at the time of purchasing or redeeming the shares of the mutual fund.If the commission is charged when the investor buys the shares, it is known as a front-end load. On the other hand if the commission is charged when the investors redeems his shares, it is known as a back-end load.Certain funds apply back-end loads only if the shares are redeemed within a specific time period after being bought.The argument for applying loads on mutual fund transactions is that these loads will discourage investors from trading frequently in mutual funds. If the investors quickly move in and out of mutual funds, the funds have to maintain a high cash positio
    temper deserves a prize? The prize they get is dysfunctional lungs. Read the June 4, 2007 research project reported by the American Psychological Association in Health Psychology.

    Hostile personalities exhibiting aggression and anger, limit the amount of oxygen entering the bloodstream. Big surprise? We always knew cranky, old fogies were self-destructive, right? Tracking 4,629 young people (18 to 30), we have evidence of compromised immune function, cardiac interference and negative respiration.

    Dr. Benita Jackson of Smith College, lead author of this research, suggests it is personality that leads to a reduced life expectancy. Long periods of illness are common for those who cannot control their frustration episodes.

    What to do

    You have seen the movies about anger-management. They help save lives for those who are motivated to change. Leave them along and the frustrated, angry and stressed, suicide or commit mayhem at schools or the workplace.

    Statistically these habitually angry personality types are a danger to themselves (double the su

    Easy Steps to Improve Your Brain Health Now
    We get this question all the time. Do you sometimes forget where you put your car keys? Do you worry too much? Is it true that crossword puzzles can help prevent Alzheimer's?In summary, the scientific literature recommends the following 4 pillars for Brain Health: work out, eat well, stimulate your brain, and reduce chronic stress.Any good brain health program must provide you a variety of new challenges over time. Recreational activities like bridge, classes, and crossword puzzles can work your brain and be fun, but a comprehensive scientifically-based program will easily provide you the tools you need to take care of your brain for the rest of your life. A computer-based program can work all of your mental muscles systematically
    Do you find yourself talking back to the pundits on TV? It is not a warning sign of Alzheimer, but indicates a healthy grasp of reality. These guys appear to know less than my old Aunt Tilley.

    Why do Chris Mathews, Wallace and Tucker live in a vacuum without a track record? They were consistently wrong on six out of ten of their major predictions during 2006; no better during the first half of ’07. Aunt Tilley who graduated 8th grade, can beat a 40% report card.

    Ever read the moving-news below the big picture? How about running a right or wrong report card on the predictions of these name geniuses like Tucker, O’Reilly and their guests?

    The MSNBC seers are no better or worse statistically than Fox network. You have to hand it to them, “the past is no indicator of future success.” The difference is there was no past success.

    Last Rant

    The way to gamble, for these who are concerned with ‘filthy lucre’, is to be a contrarian. Watch what these bums predict and go diametrically the reverse. Yes, really.

    They said Google was overpriced at $110 and even the Googlers reacted by lower their opening price to $85. When it hit $504 a share, all we heard was silence. Some viewers asked about the commodity, silver, selling at $5. They were told it was going nowhere. Check it out. $15 an ounce. Be a winning contrarian.

    In May, ‘07 they predicted the end of the mortgage industry and stocks constructing residential real estate bit the bullet. Hedge funds who are by nature contrarians, are successfully buying out the Sub Prime lenders.

    Guess which way mortgages are moving? In May mortgages applications are up 6.05%. Folks cannot live in a hut waiting for the Empire State building sized tsunami to end our travails. P.S. Don’t hold your breath Gore maybe right.

    Politically

    These guys are early warning systems; whatever they say, go the other way. Politically they couldn’t predict which day of the week comes after Wednesday.

    Maybe they depend on Pareto’s 80/20 law. Eighty percent of the viewers remember only the 20% these dysfunctional sages get right. Wrong on the 2006 election; they uniformly picked the Republicans to win. They are anti-Hilary for the nomination, pro McCain, and believe the Republicans can find the next president.

    They think you don’t notice the Iraq war has them befuddled for the last five years; WWII only lasted four years. If it were up to the geniuses, we would attack Viet Nam again to find our remaining deserters to prove our manhood. Nutsy Fagin lives.

    Aw Come on

    Personally I admit to a lack of hindsight, having voted Republican for the last two national elections. Does voting twice for independent Republican Bloomberg locally, count?

    My predictions: a) get used to saying President Hilary Clinton. Remember that

    philanderer who left almost a Trillion bucks in the national

    treasury? Same name.

    b) Gasoline. It will not be replace by coal, steam, or hydrogen for the

    next twenty years. Maybe a windmill in your engine might help,

    but bet on Exxon etc. They got the smarts since John D.

    Rockefeller. Buy oil stocks. Check out something called Canadian

    Natural Resources. Hot stuff.

    c) Immigration. There are not 12 million illegals here, but over 20

    million. No? Show me the census figures? I would gamble the

    ranch they are wrong again. If the Dems gain their votes,

    expect 20 more years of Republicans in the doghouse.

    Show me how to ship 20 million folks out of the U.S. without causing civil strife and economic upheaval. No? Leave them alone; they are producing the next generation of successful Americans.

    They’re ignorant as dirt? How many degrees did the Irish, Italians and Jews have when arrived at Ellis Island with two-dollars in their raggedy dust filled pockets?

    Homo sapiens are hardwired to believe experts wouldn’t be there, if they didn’t know what they were doing. It is an instinct called, hierarchy, a belief in the leaders.

    Notice they aint there; just smoozing at the coffee-maker talking to other slackers.

    Stuff You Intuitively Know

    Anger never hurts the person it is directed at, but it is killing the screamer.

    Know any young drones that are plain mean and think their temper deserves a prize? The prize they get is dysfunctional lungs. Read the June 4, 2007 research project reported by the American Psychological Association in Health Psychology.

    Hostile personalities exhibiting aggression and anger, limit the amount of oxygen entering the bloodstream. Big surprise? We always knew cranky, old fogies were self-destructive, right? Tracking 4,629 young people (18 to 30), we have evidence of compromised immune function, cardiac interference and negative respiration.

    Dr. Benita Jackson of Smith College, lead author of this research, suggests it is personality that leads to a reduced life expectancy. Long periods of illness are common for those who cannot control their frustration episodes.

    What to do

    You have seen the movies about anger-management. They help save lives for those who are motivated to change. Leave them along and the frustrated, angry and stressed, suicide or commit mayhem at schools or the workplace.

    Statistically these habitually angry personality types are a danger to themselves (double the sui

    Big Benefits of Little Exercise
    Exercising is one of the cardinal factors that helps people reduce their weight & stay away from obesity. But exercise won’t do wonders in a single day or the pounds won't melt off magically. Regular exercise needs restricted calorie intake to achieve desired weight loss. Sometimes, if a person exercises but doesn't diet, then any significant pounds lost may be negligible because dense and heavier muscle mass replaces fat.However, studies have shown that overweight but fit people have half the death rate as compared to overweight but unfit people. Thus, message is clear that exercising is beneficial even without dieting. Additionally, many studies suggest that people who have applied more efficient mechanisms for burning fat are able to s
    $110 and even the Googlers reacted by lower their opening price to $85. When it hit $504 a share, all we heard was silence. Some viewers asked about the commodity, silver, selling at $5. They were told it was going nowhere. Check it out. $15 an ounce. Be a winning contrarian.

    In May, ‘07 they predicted the end of the mortgage industry and stocks constructing residential real estate bit the bullet. Hedge funds who are by nature contrarians, are successfully buying out the Sub Prime lenders.

    Guess which way mortgages are moving? In May mortgages applications are up 6.05%. Folks cannot live in a hut waiting for the Empire State building sized tsunami to end our travails. P.S. Don’t hold your breath Gore maybe right.

    Politically

    These guys are early warning systems; whatever they say, go the other way. Politically they couldn’t predict which day of the week comes after Wednesday.

    Maybe they depend on Pareto’s 80/20 law. Eighty percent of the viewers remember only the 20% these dysfunctional sages get right. Wrong on the 2006 election; they uniformly picked the Republicans to win. They are anti-Hilary for the nomination, pro McCain, and believe the Republicans can find the next president.

    They think you don’t notice the Iraq war has them befuddled for the last five years; WWII only lasted four years. If it were up to the geniuses, we would attack Viet Nam again to find our remaining deserters to prove our manhood. Nutsy Fagin lives.

    Aw Come on

    Personally I admit to a lack of hindsight, having voted Republican for the last two national elections. Does voting twice for independent Republican Bloomberg locally, count?

    My predictions: a) get used to saying President Hilary Clinton. Remember that

    philanderer who left almost a Trillion bucks in the national

    treasury? Same name.

    b) Gasoline. It will not be replace by coal, steam, or hydrogen for the

    next twenty years. Maybe a windmill in your engine might help,

    but bet on Exxon etc. They got the smarts since John D.

    Rockefeller. Buy oil stocks. Check out something called Canadian

    Natural Resources. Hot stuff.

    c) Immigration. There are not 12 million illegals here, but over 20

    million. No? Show me the census figures? I would gamble the

    ranch they are wrong again. If the Dems gain their votes,

    expect 20 more years of Republicans in the doghouse.

    Show me how to ship 20 million folks out of the U.S. without causing civil strife and economic upheaval. No? Leave them alone; they are producing the next generation of successful Americans.

    They’re ignorant as dirt? How many degrees did the Irish, Italians and Jews have when arrived at Ellis Island with two-dollars in their raggedy dust filled pockets?

    Homo sapiens are hardwired to believe experts wouldn’t be there, if they didn’t know what they were doing. It is an instinct called, hierarchy, a belief in the leaders.

    Notice they aint there; just smoozing at the coffee-maker talking to other slackers.

    Stuff You Intuitively Know

    Anger never hurts the person it is directed at, but it is killing the screamer.

    Know any young drones that are plain mean and think their temper deserves a prize? The prize they get is dysfunctional lungs. Read the June 4, 2007 research project reported by the American Psychological Association in Health Psychology.

    Hostile personalities exhibiting aggression and anger, limit the amount of oxygen entering the bloodstream. Big surprise? We always knew cranky, old fogies were self-destructive, right? Tracking 4,629 young people (18 to 30), we have evidence of compromised immune function, cardiac interference and negative respiration.

    Dr. Benita Jackson of Smith College, lead author of this research, suggests it is personality that leads to a reduced life expectancy. Long periods of illness are common for those who cannot control their frustration episodes.

    What to do

    You have seen the movies about anger-management. They help save lives for those who are motivated to change. Leave them along and the frustrated, angry and stressed, suicide or commit mayhem at schools or the workplace.

    Statistically these habitually angry personality types are a danger to themselves (double the su

    Finding and Winning eBay Bargains In Minutes - Still Possible?
    With thousands of lots closing on eBay's network of sites there is an opportunity for the serious eBay bargain hunter to find some real gems. However as eBay has never been busier competition can be tough when you do eventually find a bargain - often driving up the price.It is also true that sometimes the biggest deterrent in finding desirable items is the eBay site itself. Money saved by finding bargains could be offset if you have to spend many hours trawling through hundreds of categories looking for desirable lots in amongst thousands of auctions. How can you find out what lots are closing without going into each individual category? Well the simple answer is that you couldn't....until now.Now a clever & free piece of online so
    iformly picked the Republicans to win. They are anti-Hilary for the nomination, pro McCain, and believe the Republicans can find the next president.

    They think you don’t notice the Iraq war has them befuddled for the last five years; WWII only lasted four years. If it were up to the geniuses, we would attack Viet Nam again to find our remaining deserters to prove our manhood. Nutsy Fagin lives.

    Aw Come on

    Personally I admit to a lack of hindsight, having voted Republican for the last two national elections. Does voting twice for independent Republican Bloomberg locally, count?

    My predictions: a) get used to saying President Hilary Clinton. Remember that

    philanderer who left almost a Trillion bucks in the national

    treasury? Same name.

    b) Gasoline. It will not be replace by coal, steam, or hydrogen for the

    next twenty years. Maybe a windmill in your engine might help,

    but bet on Exxon etc. They got the smarts since John D.

    Rockefeller. Buy oil stocks. Check out something called Canadian

    Natural Resources. Hot stuff.

    c) Immigration. There are not 12 million illegals here, but over 20

    million. No? Show me the census figures? I would gamble the

    ranch they are wrong again. If the Dems gain their votes,

    expect 20 more years of Republicans in the doghouse.

    Show me how to ship 20 million folks out of the U.S. without causing civil strife and economic upheaval. No? Leave them alone; they are producing the next generation of successful Americans.

    They’re ignorant as dirt? How many degrees did the Irish, Italians and Jews have when arrived at Ellis Island with two-dollars in their raggedy dust filled pockets?

    Homo sapiens are hardwired to believe experts wouldn’t be there, if they didn’t know what they were doing. It is an instinct called, hierarchy, a belief in the leaders.

    Notice they aint there; just smoozing at the coffee-maker talking to other slackers.

    Stuff You Intuitively Know

    Anger never hurts the person it is directed at, but it is killing the screamer.

    Know any young drones that are plain mean and think their temper deserves a prize? The prize they get is dysfunctional lungs. Read the June 4, 2007 research project reported by the American Psychological Association in Health Psychology.

    Hostile personalities exhibiting aggression and anger, limit the amount of oxygen entering the bloodstream. Big surprise? We always knew cranky, old fogies were self-destructive, right? Tracking 4,629 young people (18 to 30), we have evidence of compromised immune function, cardiac interference and negative respiration.

    Dr. Benita Jackson of Smith College, lead author of this research, suggests it is personality that leads to a reduced life expectancy. Long periods of illness are common for those who cannot control their frustration episodes.

    What to do

    You have seen the movies about anger-management. They help save lives for those who are motivated to change. Leave them along and the frustrated, angry and stressed, suicide or commit mayhem at schools or the workplace.

    Statistically these habitually angry personality types are a danger to themselves (double the su

    Samsung Phones: Complement Your Style
    Are you seeking innovative style and up-to-date technology in your handset? Samsung handsets are the best choice for you. Samsung mobile phones have launched the latest handsets blended with stunning design and outstanding performance.Samsung Z370 is here to captivate you with its ultra-sleek exterior. Capture your most special moments with the 2 mega pixel camera in your handset. The phone provides 20 MB of internal memory with expandable microSD card slot, accommodating your photos and other files. Store your pictures in your device and send them to your friends through MMS or email. Bluetooth technology provides you wireless connectivity, enabling you to transfer your files comfortably from your phone to any compatible PC. You c
    ot stuff.

    c) Immigration. There are not 12 million illegals here, but over 20

    million. No? Show me the census figures? I would gamble the

    ranch they are wrong again. If the Dems gain their votes,

    expect 20 more years of Republicans in the doghouse.

    Show me how to ship 20 million folks out of the U.S. without causing civil strife and economic upheaval. No? Leave them alone; they are producing the next generation of successful Americans.

    They’re ignorant as dirt? How many degrees did the Irish, Italians and Jews have when arrived at Ellis Island with two-dollars in their raggedy dust filled pockets?

    Homo sapiens are hardwired to believe experts wouldn’t be there, if they didn’t know what they were doing. It is an instinct called, hierarchy, a belief in the leaders.

    Notice they aint there; just smoozing at the coffee-maker talking to other slackers.

    Stuff You Intuitively Know

    Anger never hurts the person it is directed at, but it is killing the screamer.

    Know any young drones that are plain mean and think their temper deserves a prize? The prize they get is dysfunctional lungs. Read the June 4, 2007 research project reported by the American Psychological Association in Health Psychology.

    Hostile personalities exhibiting aggression and anger, limit the amount of oxygen entering the bloodstream. Big surprise? We always knew cranky, old fogies were self-destructive, right? Tracking 4,629 young people (18 to 30), we have evidence of compromised immune function, cardiac interference and negative respiration.

    Dr. Benita Jackson of Smith College, lead author of this research, suggests it is personality that leads to a reduced life expectancy. Long periods of illness are common for those who cannot control their frustration episodes.

    What to do

    You have seen the movies about anger-management. They help save lives for those who are motivated to change. Leave them along and the frustrated, angry and stressed, suicide or commit mayhem at schools or the workplace.

    Statistically these habitually angry personality types are a danger to themselves (double the su

    Graphic Design Can Make or Break Your Web Site
    We all want high impact graphics for our Web sites - Right.Sometimes it is easy just to pick a template that comes included with a site builder and or hosting package.There are also thousands of Free templates that you can download from the Internet.But for those of us who want full control of our design and graphics, it is first a matter of sitting down and choosing your site design and color scheme.Your site theme, design or layout will play a major part in the size and number of graphics you will use on your site. Somewhere along the process you will have to decide on how many and the quality of your graphic images.Images used on websites are usually Gif and jpg or sometimes png and the odd b
    temper deserves a prize? The prize they get is dysfunctional lungs. Read the June 4, 2007 research project reported by the American Psychological Association in Health Psychology.

    Hostile personalities exhibiting aggression and anger, limit the amount of oxygen entering the bloodstream. Big surprise? We always knew cranky, old fogies were self-destructive, right? Tracking 4,629 young people (18 to 30), we have evidence of compromised immune function, cardiac interference and negative respiration.

    Dr. Benita Jackson of Smith College, lead author of this research, suggests it is personality that leads to a reduced life expectancy. Long periods of illness are common for those who cannot control their frustration episodes.

    What to do

    You have seen the movies about anger-management. They help save lives for those who are motivated to change. Leave them along and the frustrated, angry and stressed, suicide or commit mayhem at schools or the workplace.

    Statistically these habitually angry personality types are a danger to themselves (double the suicide rate) and to society. Somebody do something now.

    Endwords

    Life long learners live significantly longer. Those with a greater number of years of education are healthier. We suggest you consider adding new skills to your level of knowledge to live longer and healthier.

    Discover you can read and remember three books, articles and reports in the time others can hardly finish even one. Speedlearning may even help you survive and thrive into your nineties. Knowledge usage seems to create a firewall around your brain. Contrarians would bet on you.

    See ya,

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