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Digg it UP - Creating A Not-To-Do List
Tax smart investing strategy means utilizing tax laws with stocks to obtain optimum investment results.Long term investors face a dilemma that short term investors do not in that long term capital losses do not receive as favorable treatment as do short term losses.All too often, investors buy stocks, put them away, and forget about them...until it's too late!When they see their stocks down in value, they tell themselves, "Don't worry, it'll come back." My favorite definition of a long term investment is a short term trade that didn't work out!The hallmark of the unsuccessful investor is the inability to take a loss. To them, taking a loss is the same as admitting to being wrong...'losing face'. They'd rather lose money! Unless they get by that barrier, they have no hope of being successful.And the truth is, by using this tax smart investing strategy, they can enjoy the advantage of receiving both short term capital loss tax treatment for their losses and continue to hold their stocks for long term appreciation.The maneuver you're about to learn, ta
Hunger pains are perhaps greatest destroyer of maintaining a diet. See here the diet secrets of chasing away hunger, taken from the Aryur Veda. If not the oldest, the Aryur Veda is one the oldest medical books still in existence, and used in India by almost everyone.In one section, of the Aryur Veda on dieting, there is a list of foods, if eaten in combination will instantly and very effectively suppress one’s appetite. The method is very simple, and works so well, it is wonder more people do not know about it and use it.Our Hunger Feelings and Feeling of Being FullThere is a chemical and mechanical mechanism in our brains and body that indicated to us (thought feelings) that we must stop eating.. It appears that obese people have problems with these feelings and their “appestat” (the mechanism) is somehow not working. When our appestats so work well, we know when to start and stop eating.When to EatContrary to custom, doctors and dieticians now are advising more smaller meals instead of the big basic three. This is because if you eat a sm
It is incredibly difficult for people to admit that they can't do everything themselves. Well guess what -- you can't! And I don't know that you would want to, even if you had the time. Some activities in life are unpleasant, outside of your range of expertise, or just not what you want to spend your time on. And there is nothing wrong with admitting that you don't want to do something, as long as you can find someone else to do it for you. That is the purpose behind creating a not-to-do list -- helping you identify chores, errands, and daily responsibilities that you can (and should) delegate to another person.
GETTING STARTED
They key to creating a successful "not-to-do" list is awareness -- paying attention to what you do, how long it takes, how often you do it, and whether or not you get some benefit from that particular activity. However, we spend so much of our days on autopilot and in a state of overload, that simply trying to recall how you spent yesterday morning can be a real challenge! You will make things much easier if you keep a NOTEPAD nearby, where you can record your daily activities.
This doesn't mean that you have to log every second of your day ("8:00 -- got up" / "8:05 to 8:10 -- used bathroom" / "8:15 to 8:45 -- had breakfast" isn't really going to help you be more effective and efficient!) But if you can start tracking your work activities (could be paid outside work or housework or whatever fills your day), your travel time to and from activities, and any other external responsibilities (committee meetings, carpools, volunteering), you will begin to see places where you can trim and tighten your schedule
If you search for HGH 1000 on the internet, thinking that you are going to find a supplier for a human hormone replacement product, you are likely to have a very frustrating time. Though a Google search does turn up a lot of hits, none of them seem to have anything to say about a product with that name - some of them provide a hopeful looking link, which subsequently leads to yet another page that has nothing to do with your search. Perhaps it is a product that has disappeared from the market.No worries - if HGH 1000 doesn't exist, there are lots of other HGH products out there to choose from, as you will quickly discover from your search. Navigating the many sites, most of which warn you about the competition, can lead to a great deal of confusion. You will soon be wondering who can be believed, and you may find yourself visiting your pharmacist or physician to get some straight information on human growth hormone. That's probably not a bad plan. To help sort it all out however, you can divide the various products available on the internet roughly into three categories.There are vendors who c
It is incredibly difficult for people to admit that they can't do everything themselves. Well guess what -- you can't! And I don't know that you would want to, even if you had the time. Some activities in life are unpleasant, outside of your range of expertise, or just not what you want to spend your time on. And there is nothing wrong with admitting that you don't want to do something, as long as you can find someone else to do it for you. That is the purpose behind creating a not-to-do list -- helping you identify chores, errands, and daily responsibilities that you can (and should) delegate to another person.
GETTING STARTED
They key to creating a successful "not-to-do" list is awareness -- paying attention to what you do, how long it takes, how often you do it, and whether or not you get some benefit from that particular activity. However, we spend so much of our days on autopilot and in a state of overload, that simply trying to recall how you spent yesterday morning can be a real challenge! You will make things much easier if you keep a NOTEPAD nearby, where you can record your daily activities.
This doesn't mean that you have to log every second of your day ("8:00 -- got up" / "8:05 to 8:10 -- used bathroom" / "8:15 to 8:45 -- had breakfast" isn't really going to help you be more effective and efficient!) But if you can start tracking your work activities (could be paid outside work or housework or whatever fills your day), your travel time to and from activities, and any other external responsibilities (committee meetings, carpools, volunteering), you will begin to see places where you can trim and tighten your schedule
It has been a few weeks since I wrote anything here. I have been very busy with a new found friend launching INTERNATIONAL DAY OF SMILES. It has been a great adventure. I read a book by Jonathan Gunson called Viral Marketing, in it he explained how to get traffic to websites, by utilising people informing their friends about the contents of the site.I got to thinking would it be possible to use this method to tell people about a day in the future where we could encourage as many people as possible to Smile and spread a little HAPPINESS?I wrote and explained my idea and he contacted me and said that he would help me with all the technical bits and pieces.That was the start a lovely friendship.Over the next six weeks or so we developed a plan and put together a web site www.dayofsmiles.com with Jonathans creative abilities and knowledge we finally produced a fun website.The whole idea for this was based on the exercise Worry Free Island, because of the fantastic results we got from people just smiling. One of the criteria for Jonathan’s marketing was the fact that there
GETTING STARTED
They key to creating a successful "not-to-do" list is awareness -- paying attention to what you do, how long it takes, how often you do it, and whether or not you get some benefit from that particular activity. However, we spend so much of our days on autopilot and in a state of overload, that simply trying to recall how you spent yesterday morning can be a real challenge! You will make things much easier if you keep a NOTEPAD nearby, where you can record your daily activities.
This doesn't mean that you have to log every second of your day ("8:00 -- got up" / "8:05 to 8:10 -- used bathroom" / "8:15 to 8:45 -- had breakfast" isn't really going to help you be more effective and efficient!) But if you can start tracking your work activities (could be paid outside work or housework or whatever fills your day), your travel time to and from activities, and any other external responsibilities (committee meetings, carpools, volunteering), you will begin to see places where you can trim and tighten your schedule
Everyone says that writing a book will enhance your career, making getting new customers a snap, and make you a boatload of money (plus Oprah).What a bunch of baloney. Read the statistics.The people who promote the idea of writing a book as a ticket to the big time, must think we're stupid or something.Writing a book is a process, anyone can do it. Publishing is simple and cheap these days.Having something to say that people will buy is a whole different matter. If you want to get published, something I have found to be incredibly profitable (indirectly) is to get published where it counts. Get your clients' trade association to publish one of your articles. Get them to let you answer questions in a recurring column.According to the experts, there are two publications that have a regular readership of over 75%. Three out of four people who receive it read it, cover to cover. One of those is your neighborhood's weekly newspaper. How else will you know when community activities are being held? And how else will you know which one of your neighborhood teen age hoodlums was ca
This doesn't mean that you have to log every second of your day ("8:00 -- got up" / "8:05 to 8:10 -- used bathroom" / "8:15 to 8:45 -- had breakfast" isn't really going to help you be more effective and efficient!) But if you can start tracking your work activities (could be paid outside work or housework or whatever fills your day), your travel time to and from activities, and any other external responsibilities (committee meetings, carpools, volunteering), you will begin to see places where you can trim and tighten your schedule
Real estate marketing is so easy with flyers even though that seems like an ancient method of trying to reach people in this day and age of technology. Believe it or not but if you decide to sell houses and you develop a flyer campaign then it won’t take long for you to get a lot of interest in the home or homes you are selling. For instance, you focus on your flyer design and come up with a design that is tasteful, covers all the necessary information, and also has photos of the home or homes for sale. This is important because people will respond to your flyers because of an interest in the home for sale. If you have pictures of the home as well as an asking price and contact number then you will create interest. There will be some people who call regardless of what is on the flyer, but if you provide what potential home buyers are looking for then you will be much better off.Flyer printing is actually very affordable and all you have to do is go to a print shop with your initial flyer made and have it printed out. If you need help creating the initial flyer for the flyers printing then a print sho
So as you sit at your desk or work in your house or travel in your car, make a note of what you are doing -- such as "checking e-mails" or "cleaning oven" or "buying groceries." Then, estimate how much time you have spent on that particular chore or errand (don't forget travel and preparation time). We will continue on later with some in-depth questions about whether this action needs to be done at all (!!) and whether it needs to be done by you. But for now, that's the start of your "not-to-do" list.
HOW MUCH IS YOUR TIME IS WORTH?
When you were a kid, you probably had no clue what it took to earn money -- and you had no qualms about spending it freely on anything that caught your eye. But when you got an after-school job or started working for your allowance, you became a lot more discriminating about where you spent your hard-earned cash.
It's the same with time. Very few people in our society really know what their time is worth -- in concrete financial terms. But until you recognize that your time is intrinsically valuable, you will never be able to make informed decisions about where your time is best spent. Here's a general guide you can use in determining how much an hour of your time is worth, and how just one hour a day -- spent poorly or wisely -- adds up over a year's time:
INCOME.........ONE HOUR......IN A YEAR
$25,000.........$12.61.........$3,125
$40,000.........$20.49.........$5,000
$50,000.........$25.61.........$6,250
$75,000.........$38.42.........$9,375
$100,000........$51.23.........$12,500
$125,000........$65.10.........$15,884
$150,000........$76.84......
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