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    Corporate Volunteerism, Donations and Public Relations
    Many people often condemn Corporations for only giving when it is a trendy issue. For instance every one was ready to help out in the Indonesia Tsunami, Pakistan Earthquake and Hurricane Katrina. But even so what about all the other issues and what about those areas after a couple of years have gone by and help is still needed there?Some say that these Corporations, Companies and Wealthy Elite always give to be in the spotlight or for public relations. The same people complain about NGOs and Governments, which do the same thing. Are YOU one who complains about these things? Because I must tell you I see a different side to this issue;In my life I used my company to help people and used the excuse of Public Relations to allow me to do that. I ran a franchising company and there is no way I could justify the expenses to our team without some benefit to them. The benefit was community goodwill, enhanced brand name or a “feel good” for them being part of the solution rather than the problem. I feel you are criticizing me for giving all my life. I take exception to this and it makes me upset to the point I ask:“Why should I give, YOU, don’t appreciate it? Why should I work extra hours, give my money and use my brain to help YOU, when you condemn me?”If you condemn those who give such as the Corporations, Businesses, Wealthy Individuals, US Government, NGOs, World Bank, etc have you ever asked what would
    tortured and then pushed into the blackness to die. But many didn’t die. So those who lived fed on those who died until they died.

    Now, the bones were stacked in a wire cage. Next to it, a reclining Buddha, candles, the smell of incense.

    “What about all the army who supported Pol Pot?” I asked. “Where are they?”

    “They were young. No one could recognize who they are now.”

    Even though there are plans for war criminal trails soon, and there have been elections, Chris was not very hopeful about the future. How could anyone be? Every Cambodian lost family member

    Five Ways To Make Sure Your Business Plan Attracts Funding
    A business plan is your most important tool when going after financing -- private and government -- says James Byrne, Director of the Small Business Consumer Centre.Byrne offers these tips to make your business plan stand out from the crowd.1. The process is as important as the plan itself. Do it yourself, and you'll come away from the experience with a more in-depth, more organized and more crystal-clear vision of your business. If the investor sees that you've invested the time, energy and unified effort to develop your own business plan, you're already past the first hurdle. When you're done, you might consider a review by a consultant, who can give you a critique based on the investor's point of view.2. Hook them in the first two minutes. The person reading your plan is busy, confronted with dozens of plans each month. Make it look good, with a clean attractive design. Organize it so readers can find what they're looking for immediately. And spend a lot of time on your Executive Summary, so it hooks the reader into the story of your business and why you'll be a success.3. Always answer "Why". Every time you make an assertion, explain the underlying reasons. For example, if you state that your local market will see a surge in the next few years, explain that it's because booming residential development is driving new young families to the area.4. No matter how much you expect sal
    We went overland from Bangkok, taking a bus to a border marked by tacky casinos. We paid our visa, were photographed by customs and walked from the second to the third world. Our taxi, a fifteen year old Toyota sedan, would take us to Battanbang, Cambodia’s second largest city.

    The journey took seven hours and it gave us an opportunity to ease into the country in a way that jet travel can not. The main road south, connecting the two countries, was potholed dirt, almost as bad as our driveway in Santa Fe, NM. It was dry season, yet even so, the land appeared fertile with rice fields spotted with fish ponds. We passed several colorfully illustrated signs showing people giving up rifles for shovels that read: “We don’t need weapons anymore.”

    Battanbang is slightly off the tourist map. It has a happening market and a lively local street scene along the Sang Sanker river. Helen, my wife, had grown up in Southeast Asia. Her first impression, which held for everywhere but Angkor Watt, was that Cambodia was like Thailand in the seventies. Tourists are not seen as walking ATM machines yet. You can still have a real conversation with people.

    After settling at our hotel, a young man who introduced himself as Chris offered to show us the local sites. The next day, we were off on his motorbikes, traveling on dirt roads through small family farms. I wasn’t too concerned about where we were going. I just wanted him to show us what he thought was important.

    The countryside was beautiful with kampongs surrounded by bananas, mangos, palms and avocado trees. Chickens, pigs, rats, dogs and cattle meandered about. After about forty-five minutes, occasionally eating “Cambodian snow” (road dust), we arrived at what looked like a mesa rising up from the plains of rice fields. This was one of the centers of operation for the Khmer Rouge.

    After about a twenty minute climb up steps, we reached the top of a rounded hill with some flat areas. While we rested on the steps of a Buddhist stupa, Chris told in detail how uncles were killed while mother and father narrowly escaped, though they were separated for five years. The account was heart wrenching. Pol Pot was no longer just one of many distant, twentieth century figures who perpetrated genocide.

    We were shown a big open hole leading down into a deep cave. People were tortured and then pushed into the blackness to die. But many didn’t die. So those who lived fed on those who died until they died.

    Now, the bones were stacked in a wire cage. Next to it, a reclining Buddha, candles, the smell of incense.

    “What about all the army who supported Pol Pot?” I asked. “Where are they?”

    “They were young. No one could recognize who they are now.”

    Even though there are plans for war criminal trails soon, and there have been elections, Chris was not very hopeful about the future. How could anyone be? Every Cambodian lost family members

    Term Life Insurance Quotes
    Are you planning to get a term life insurance? If you are, then you might be dazzled by the different options of tem life insurance plans that are offered by different life insurance companies. When you look for a term life insurance plan, it is important that you find the most affordable policy available. And there is no better way to do this than to shop around for term life insurance quotes to help you save a great deal.Term life insurance quotes are available for all kinds of term life insurance policies ranging from level term life insurance to group term life insurance. No matter what type of policy you want, term life insurance quotes can be fast and easy. You just have to know where to obtain these quotes and how to get them.How to find term life insurance quotes?Term life insurance quotes are advertised in many television commercials. After watching the commercial, you can simply dial the phone, call the toll free numbers, and inquire about the term life insurance quotes being offered.However, there is one easier way and that is to go online. Multiple Web sites, which usually have as many as 500 life insurance companies competing for the best price for the given situation, now offer instant rates for term life insurance quotes. Most insurance Web sites offer these for free.In order to get your instant term life insurance quotes, you just have to fill out an application and provide th
    spotted with fish ponds. We passed several colorfully illustrated signs showing people giving up rifles for shovels that read: “We don’t need weapons anymore.”

    Battanbang is slightly off the tourist map. It has a happening market and a lively local street scene along the Sang Sanker river. Helen, my wife, had grown up in Southeast Asia. Her first impression, which held for everywhere but Angkor Watt, was that Cambodia was like Thailand in the seventies. Tourists are not seen as walking ATM machines yet. You can still have a real conversation with people.

    After settling at our hotel, a young man who introduced himself as Chris offered to show us the local sites. The next day, we were off on his motorbikes, traveling on dirt roads through small family farms. I wasn’t too concerned about where we were going. I just wanted him to show us what he thought was important.

    The countryside was beautiful with kampongs surrounded by bananas, mangos, palms and avocado trees. Chickens, pigs, rats, dogs and cattle meandered about. After about forty-five minutes, occasionally eating “Cambodian snow” (road dust), we arrived at what looked like a mesa rising up from the plains of rice fields. This was one of the centers of operation for the Khmer Rouge.

    After about a twenty minute climb up steps, we reached the top of a rounded hill with some flat areas. While we rested on the steps of a Buddhist stupa, Chris told in detail how uncles were killed while mother and father narrowly escaped, though they were separated for five years. The account was heart wrenching. Pol Pot was no longer just one of many distant, twentieth century figures who perpetrated genocide.

    We were shown a big open hole leading down into a deep cave. People were tortured and then pushed into the blackness to die. But many didn’t die. So those who lived fed on those who died until they died.

    Now, the bones were stacked in a wire cage. Next to it, a reclining Buddha, candles, the smell of incense.

    “What about all the army who supported Pol Pot?” I asked. “Where are they?”

    “They were young. No one could recognize who they are now.”

    Even though there are plans for war criminal trails soon, and there have been elections, Chris was not very hopeful about the future. How could anyone be? Every Cambodian lost family member

    World Cup 2006 Preview - Trinidad & Tobago
    Outright Odds: 1500/1 Group B Winners: 50/1Trinidad & Tobago will be looking to cause a few upsets after qualifying for the World Cup finals for the very first time at the eleventh attempt. The ‘Soca Warriors’ beat Bahrain 2-1 across a two-legged play-off to reach Germany but also beat Mexico, ranked seventh in the world, along the way.Dennis Lawrence headed in the decisive goal in Bahrain but it was the final North, Central American and Caribbean Zone group match against the 40/1 (Bet365) Mexicans that will be best remembered.Trinidad & Tobago needed a win in order to beat Guatemala to the precious play-off spot but fell a goal behind and even missed a penalty before a Stern John double turned the match around to ensure a fourth-placed finish in the group.Bustling striker John will play in attack with veteran striker Dwight Yorke. The former Manchester United and Aston Villa striker is nearing the end of his career and will be 35 in Germany. He came out of international retirement in 2005 to give it one last go, and although he is no longer the same player who helped United to complete their magnificent treble in the 1998/99 season, qualification is the final reward for a long and frustrating career for his country.Yorke was part of the team that almost qualified for the 1990 finals and needed just a point against the USA to book a place in Italy. However, the United States scored a las
    t our hotel, a young man who introduced himself as Chris offered to show us the local sites. The next day, we were off on his motorbikes, traveling on dirt roads through small family farms. I wasn’t too concerned about where we were going. I just wanted him to show us what he thought was important.

    The countryside was beautiful with kampongs surrounded by bananas, mangos, palms and avocado trees. Chickens, pigs, rats, dogs and cattle meandered about. After about forty-five minutes, occasionally eating “Cambodian snow” (road dust), we arrived at what looked like a mesa rising up from the plains of rice fields. This was one of the centers of operation for the Khmer Rouge.

    After about a twenty minute climb up steps, we reached the top of a rounded hill with some flat areas. While we rested on the steps of a Buddhist stupa, Chris told in detail how uncles were killed while mother and father narrowly escaped, though they were separated for five years. The account was heart wrenching. Pol Pot was no longer just one of many distant, twentieth century figures who perpetrated genocide.

    We were shown a big open hole leading down into a deep cave. People were tortured and then pushed into the blackness to die. But many didn’t die. So those who lived fed on those who died until they died.

    Now, the bones were stacked in a wire cage. Next to it, a reclining Buddha, candles, the smell of incense.

    “What about all the army who supported Pol Pot?” I asked. “Where are they?”

    “They were young. No one could recognize who they are now.”

    Even though there are plans for war criminal trails soon, and there have been elections, Chris was not very hopeful about the future. How could anyone be? Every Cambodian lost family member

    The Anchor Tag: Another Great Keyword Tool
    In this article series about keywords and their importance in your overall marketing strategy, let's talk about some “off-page” optimizing.What is the difference between “on-page” and “off-page” optimizing? Well, on-page is the keyword tool we've already discussed in prior articles.· Listing your keywords in your meta tags · “Peppering” your keywords throughout your content and in your HTML code · Making sure your keyword density is not too high to be considered “keyword stuffing” which may cause your site to be grey-listed by the search engines (causing your site not to be indexed or served up in the search engine results).“Off-page” optimizing is what you do with your keywords to tell the search engines that OTHER sites think your site is an authority in your niche market.These “other sites” that link to you increase your popularity rating, or Page Rank, and give you more preferential treatment when being listed in a keyword search result. We do this using a keyword tool called the “anchor tag.” It's not as blatant as “brown-nosing,” but the results are the same.Let's say you have a site that promotes your pet store.You've done all the on-page stuff you've learned, and made sure your keyword density is just right.Now that we've tightened up our site and made sure the search engine spiders will eat up your site, we need to start getting some links TO your site. Th
    om the plains of rice fields. This was one of the centers of operation for the Khmer Rouge.

    After about a twenty minute climb up steps, we reached the top of a rounded hill with some flat areas. While we rested on the steps of a Buddhist stupa, Chris told in detail how uncles were killed while mother and father narrowly escaped, though they were separated for five years. The account was heart wrenching. Pol Pot was no longer just one of many distant, twentieth century figures who perpetrated genocide.

    We were shown a big open hole leading down into a deep cave. People were tortured and then pushed into the blackness to die. But many didn’t die. So those who lived fed on those who died until they died.

    Now, the bones were stacked in a wire cage. Next to it, a reclining Buddha, candles, the smell of incense.

    “What about all the army who supported Pol Pot?” I asked. “Where are they?”

    “They were young. No one could recognize who they are now.”

    Even though there are plans for war criminal trails soon, and there have been elections, Chris was not very hopeful about the future. How could anyone be? Every Cambodian lost family member

    How to Avoid Paying Mortgage Insurance
    In today's world, a borrower should not be paying mortgage insurance (PMI) on their home mortgage with a few exceptions such as an FHA loan. Mortgage Insurance is a thing of the past.Let’s first explain what mortgage insurance is. A lender requires a borrower to pay mortgage insurance if the loan amount is greater than 80% of the value of the home on a single loan. The reason this is the case is the loan is not sellable in the secondary financial markets as it does not meet certain guidelines. As a result, the lender makes you pay for their insurance in the event you default on the loan. The insurance will cover the lender for the balance of the loan plus expenses. The problem for borrowers is that mortgage insurance is expensive…..sometimes $100 or more per month.Fortunately in today’s mortgage world, we have legal common ways to avoid paying mortgage insurance in most cases. Let’s say you are a first time home buyer and only have 5% to put down on a condo or house. A mortgage professional should do two loans for you. A First Mortgage Loan in the amount of 80% of the value of your home and then a Second Mortgage for the remaining 15% of the loan balance. This would be called an 80/15/5 (80% 1st Loan, 15% 2nd Loan, 5% Down)The question you ask is why? Well, by doing two loans your payment every month will be cheaper so take a look at this example to see why.For example, let's sa
    tortured and then pushed into the blackness to die. But many didn’t die. So those who lived fed on those who died until they died.

    Now, the bones were stacked in a wire cage. Next to it, a reclining Buddha, candles, the smell of incense.

    “What about all the army who supported Pol Pot?” I asked. “Where are they?”

    “They were young. No one could recognize who they are now.”

    Even though there are plans for war criminal trails soon, and there have been elections, Chris was not very hopeful about the future. How could anyone be? Every Cambodian lost family members to Pol Pot and the perpetrators could be your neighbor. Some of the top people who helped to orchestrate the genocide still have political power in the current government

    At the bottom of the site, we rested for lunch. A coconut with a straw. Noodles and mysterious flesh in broth. And we discuss the culinary merit of various meats.

    Getting down to basics, I asked him, “But which do you like better? Dog, pig or rat?”

    “Dog,” he replied with the assured confidence. “It’s rich, like beef.”

    (PS: for those of you with an entrepreneurial bent, the US has an excess of dog meat, wastefully incinerated at our shelters.)

    Having a second helping of noodles, Chris explained that even eating insects without permission during revolutionary work on collectives was a capital offence. All food had to be given over. Rice was exported to China. Chris had starved when he was a young child.

    No wonder the market has baskets of beetles, frogs and grass hoppers saut?ed in soy sauce. It is all childhood comfort food. Appropriately, our last stop was a distillery, where we indulged in fresh pineapple and rice whiskey.

    Leaving Battanbang the next morning, a little hung over, we traveled to Angkor Watt by public water taxi. We sat on crowded, uncomfortable wooden benches with grandma and her chickens, sacks of rice and the elderly Dutch couple with their suitcases, squatted on the ground next to the deafening smoke coughing diesel engine.

    After a few minutes, we jumped on top of the boat’s roof tin, using our luggage, two small day packs, as a back rest. From our perch (still keeping our ear plugs in) we saw river village life as it was and has been for hundreds of years: fisherman casting their nets, temples and houses built on stilts.

    The next day, we visited Angkor Watt-- impressive, even to a jaded ruin visitor. It is not just one site, but several, and each is grand in its scale and detail. Here is Cambodia’s glorious past, when their great kings dominated most of Southeast Asia and built monuments of Mount Meru, the mythical Hindu and Buddhist center of the universe.

    Cambodians take such pride in Angkor as a symbol of Khmer destiny that when a Thai actor recently said that the ruins were really part of Thailand, it caused rioting. Never mind that Angkor is managed by a Japanese company whic

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