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Tax Tips for IT Consultants and Contractors (Subic Base and Hundred Islands), Bohol (Chocolate Hills, near Cebu City), and Palawan (spelunking, trekking). Bars are quite common in the Philippines if you're into bar-hopping, drinking, and go-go dancer amusements. I would always travel with a buddy or two or three, especially if you're roaming at night or travelling through Muslim infested regions. Mindanao is the Muslim hotspot. You should also watch out for the NPA (New People's Army) as they oppose foreign intervention. NPA members and affiliates are all over the Philippines, but especially in the rural areas. So those are who you watch out for... the Muslims, the NPA, and the other NPA (people with no permanent address, hehe).I live and work, quite literally, down the road from the main Microsoft campus. No surprise, then, that I’m commonly asked by freelance consultants for the best ways that these self-employed independent contractors can minimize their income taxes.If I can, I try to weasel my way out of the discussion, offering up such basic tidbits as, “Well, be sure to look at the home office deduction.” And “make sure you’re taking advantage of deductions for health insurance and pension funds.”Usually, those simplistic answers work. Everyone once in a while, though, I encounter some guy who’s really motivated to save on taxes. Usually, someone now making good money consulting or contracting… When I can’t deflect their questions in some other way, I tell them about the three best ways that independent contractors have to save on taxes.Technique #1: Smooth Your IncomeWhatever you think of the US Internal Revenue Code, you need to know that it’s quite progressive. That progressivity means the more you make, the more you pay. The progressivity also means that if your income fluctuates, your income taxes go up even if you make the same money on average as someone else makes.To give you an examp You should also watch out for who you date in the Philippines. STDs are not uncommon, and hookers aren't either. And sometimes hookers aren't the gender you expected them to be either. Homosexuals are all over the place there, so don't be surprised if you meet several and meet some that you thought were women. But as far as the real Filipina women goes, don't be surprised if you fall head over heels for one of them (this is considering you didn't already fall in love with one of the many attractive Chinese flight attendants of China Airlines). Just as anywhere else in the world, Fili Sales Professionals - Smooth Out Your Paychecks With A Home Based Network Marketing Business The Philippines, also known as the pearl of the orient, is an archipelago located in southeast Asia. It consists of about 7,000 islands; a little more if it's low tide. It's quite hot all year round, and it seems that the heat only dissipates sometimes during the monsoon season or "wet season." During this time a series of typhoons slam the Philippines with strong rains. Apart from typhoons causing occasional floods, the Philippines also experiences volcanic eruptions every now and then; Mt. Pinatubo, Mt. Mayon, and Mt. Taal are some of the more active Philippine volcanoes in the past century.Ok, let’s face it, selling for a living is challenging and can be very rewarding. But sometimes it can be very frustrating when some of your deals don’t close on time or when a customer just bails out on you. Your pay is really like a roller coaster. You can never really say that your take home pay is a certain dollar amount because if you are on commission you have no base pay.When I was working in sales I could never depend upon a certain amount of income each week. It was always something different than what I thought it would be and many times too short.The fluctuating paycheck makes it almost impossible to run a household. Several of my co-workers had rental income or a retirement check or some other means of income so they didn’t mind as much when they had a bad week. For salespeople who don’t have an alternative source of income a home based network marketing business could generate would be a big help in smoothing out your income.For as little as fifteen dollars per month you could start your own network marketing business and start to build yourself an alternate source of income that would greatly help you while you built up your sales pipeline in your primary sales position. Sinc Filipinos are some of the friendliest and most fun-loving bunch of people you'll ever meet. However, some of these same people will not think twice to fool, steal, or take advantage of you in some way if they think they can profit from it. Unfortunately, the Philippines is still a third world country for the most part and so the majority of the people are very poor and struggle in their daily lives. The country also has its fair share of litter and pollution. Top of the line sky scrapers can be found in metropolitan areas such as Manila and Cebu, and straw huts are still being used in provincial areas. Food is exceptionally delicious in the Philippines, but most of these are high in fat as is usually the case for great tasting food. Most things in the Philippines are cheaper in price than what you will find in more developed countries. But Filipino wages are also very cheap. If you plan on visiting in the Philippines you will probably land via the Ninoy Aquino International Airport in Manila, although an airport can also be found at Clark Air Base and Cebu City. You will probably want to arrange for ground transportation beforehand for taking you to your desired location within the Philippines. Otherwise, you may find yourself getting ripped off by the taxi drivers. One of the first things you will notice when you step out of the airport is the intense heat, the crowds of people and traffic, the manner in which the people drive, the litter and pollution, and the humongous billboards. You will also notice how everyone calls you sir, ma'am, or boss and acts overly polite. Some are being friendly but don't be fooled, most of the time it's just a facade to hide their less presentable intentions. You will be approached by old beggars, young hustlers, and tugging children, so prepare yourself. Although you may feel sympathetic, I wouldn't recommend giving them anything as they usually don't spend it as they should. You will see sari-sari stores everywhere, which are usually small versions of stores you would find in a typical gas station that sells general items. I mentioned the traffic, and I must say that I wouldn't want to maneuver through the mess of traffic they create in Manila and other urban areas. Even driving (or walking) down rural roads can be dangerous as most drivers make a habit out of fearless passing. Stray dogs, cats, and other animals can be found roaming the streets. I wouldn't mess with them to avoid getting bitten, infected, or hassled by their owner. Produce is usually fine to buy in the Philippines (always wash though). Fish is fresh if you go to the open markets early in morning. As far as meat and poultry goes, sanitation isn't that great so I would just recommend cooking until well done to avoid getting sick. Water doesn't taste that great either and you may experience a bad case of traveler's diarrhea after a few days from arrival. You can boil it, buy bottled water (although it's not guaranteed that the bottled is any different from tap), or just let your intestinal flora adapt to the tap water (especially if you're staying in the country for a while). "Chicheria" (chips, crackers, etc.) and other processed foods is abundant. Milk, cheese, and other dairy products will be hard to find. Fast food is readily available as McDonald's, Jollibee (like McDonald's), Greenwich (like Pizza Hut), and Chow King (Chinese fast food) have infested the place. Food is dirt cheap for the typical foreigner or tourist, even in the local restaurants. You may have a hard time finding a five star hotel or something that even comes close if you're staying outside of Manila. Although Filipinos learn quickly and work hard when they need to, a lot of Filipinos are not very professional and can sometimes develop a nasty habit of being lazy. There are lots of beaches in the Philippines, and a lot of the beaches are dirty (in some cases, very dirty). Don't be surprised to find cans, plastics, diapers, feces, and other types of trash and debris in the water of a non-resort locale (and sometimes even at the resorts). Boracay, Puerto Galera, Puerto Princesa, and Cebu have more tourist-oriented beaches and facilities. If you're more of a party-goer, Boracay and Cebu would be the perfect place. If you're more in need of some peace, the Puertos would be more your thing. Or why not experience all four yourself and find out? Other tourist hot spots include but are not limited to Baguio (cool weather, rice terraces), Manila (urban frolicking), Zambales (Subic Base and Hundred Islands), Bohol (Chocolate Hills, near Cebu City), and Palawan (spelunking, trekking). Bars are quite common in the Philippines if you're into bar-hopping, drinking, and go-go dancer amusements. I would always travel with a buddy or two or three, especially if you're roaming at night or travelling through Muslim infested regions. Mindanao is the Muslim hotspot. You should also watch out for the NPA (New People's Army) as they oppose foreign intervention. NPA members and affiliates are all over the Philippines, but especially in the rural areas. So those are who you watch out for... the Muslims, the NPA, and the other NPA (people with no permanent address, hehe). You should also watch out for who you date in the Philippines. STDs are not uncommon, and hookers aren't either. And sometimes hookers aren't the gender you expected them to be either. Homosexuals are all over the place there, so don't be surprised if you meet several and meet some that you thought were women. But as far as the real Filipina women goes, don't be surprised if you fall head over heels for one of them (this is considering you didn't already fall in love with one of the many attractive Chinese flight attendants of China Airlines). Just as anywhere else in the world, Filip Great Adventure Travel Ideas, Deals and Tips on the Web e are high in fat as is usually the case for great tasting food. Most things in the Philippines are cheaper in price than what you will find in more developed countries. But Filipino wages are also very cheap.I keep running across great adventure travel ideas on the web, so I thought I’d pass them along to you as sort of a roundup of the best of the web: budgettravel.about.com/od/planningtoolsstrategies/tp/ten_myths.htm Top Ten Travel Myths. Mark Kahler over at www.about.com exposes some really common myths a lot of travelers have. In this great article he gives you the real scoop about things like: when you should or should not use frequent flyer miles for vacation travel, whether being the low price bidder on an online reservation site will result in being treated like a second-class guest at a hotel and whether “duty free” merchandise are really bargains.adventuretravel.about.com/od/adventuresforbeginners/a/summercamps.htm Summer Camp For Kids and Adults. While I was at about.com, I also found this article by Carla Land about some great summer camps for kids AND adults in North America. These camps offer everything from wilderness survival schools to mountaineering, kayaking, rock climbing, rafting, marine science and conservation.Do you have a taste for a “spooky” adventure vacation? Then check out another post by Carla Land about several tours of some very hau If you plan on visiting in the Philippines you will probably land via the Ninoy Aquino International Airport in Manila, although an airport can also be found at Clark Air Base and Cebu City. You will probably want to arrange for ground transportation beforehand for taking you to your desired location within the Philippines. Otherwise, you may find yourself getting ripped off by the taxi drivers. One of the first things you will notice when you step out of the airport is the intense heat, the crowds of people and traffic, the manner in which the people drive, the litter and pollution, and the humongous billboards. You will also notice how everyone calls you sir, ma'am, or boss and acts overly polite. Some are being friendly but don't be fooled, most of the time it's just a facade to hide their less presentable intentions. You will be approached by old beggars, young hustlers, and tugging children, so prepare yourself. Although you may feel sympathetic, I wouldn't recommend giving them anything as they usually don't spend it as they should. You will see sari-sari stores everywhere, which are usually small versions of stores you would find in a typical gas station that sells general items. I mentioned the traffic, and I must say that I wouldn't want to maneuver through the mess of traffic they create in Manila and other urban areas. Even driving (or walking) down rural roads can be dangerous as most drivers make a habit out of fearless passing. Stray dogs, cats, and other animals can be found roaming the streets. I wouldn't mess with them to avoid getting bitten, infected, or hassled by their owner. Produce is usually fine to buy in the Philippines (always wash though). Fish is fresh if you go to the open markets early in morning. As far as meat and poultry goes, sanitation isn't that great so I would just recommend cooking until well done to avoid getting sick. Water doesn't taste that great either and you may experience a bad case of traveler's diarrhea after a few days from arrival. You can boil it, buy bottled water (although it's not guaranteed that the bottled is any different from tap), or just let your intestinal flora adapt to the tap water (especially if you're staying in the country for a while). "Chicheria" (chips, crackers, etc.) and other processed foods is abundant. Milk, cheese, and other dairy products will be hard to find. Fast food is readily available as McDonald's, Jollibee (like McDonald's), Greenwich (like Pizza Hut), and Chow King (Chinese fast food) have infested the place. Food is dirt cheap for the typical foreigner or tourist, even in the local restaurants. You may have a hard time finding a five star hotel or something that even comes close if you're staying outside of Manila. Although Filipinos learn quickly and work hard when they need to, a lot of Filipinos are not very professional and can sometimes develop a nasty habit of being lazy. There are lots of beaches in the Philippines, and a lot of the beaches are dirty (in some cases, very dirty). Don't be surprised to find cans, plastics, diapers, feces, and other types of trash and debris in the water of a non-resort locale (and sometimes even at the resorts). Boracay, Puerto Galera, Puerto Princesa, and Cebu have more tourist-oriented beaches and facilities. If you're more of a party-goer, Boracay and Cebu would be the perfect place. If you're more in need of some peace, the Puertos would be more your thing. Or why not experience all four yourself and find out? Other tourist hot spots include but are not limited to Baguio (cool weather, rice terraces), Manila (urban frolicking), Zambales (Subic Base and Hundred Islands), Bohol (Chocolate Hills, near Cebu City), and Palawan (spelunking, trekking). Bars are quite common in the Philippines if you're into bar-hopping, drinking, and go-go dancer amusements. I would always travel with a buddy or two or three, especially if you're roaming at night or travelling through Muslim infested regions. Mindanao is the Muslim hotspot. You should also watch out for the NPA (New People's Army) as they oppose foreign intervention. NPA members and affiliates are all over the Philippines, but especially in the rural areas. So those are who you watch out for... the Muslims, the NPA, and the other NPA (people with no permanent address, hehe). You should also watch out for who you date in the Philippines. STDs are not uncommon, and hookers aren't either. And sometimes hookers aren't the gender you expected them to be either. Homosexuals are all over the place there, so don't be surprised if you meet several and meet some that you thought were women. But as far as the real Filipina women goes, don't be surprised if you fall head over heels for one of them (this is considering you didn't already fall in love with one of the many attractive Chinese flight attendants of China Airlines). Just as anywhere else in the world, Fili Business Partnerships - The Good, The Bad & The Ugly? ari-sari stores everywhere, which are usually small versions of stores you would find in a typical gas station that sells general items. I mentioned the traffic, and I must say that I wouldn't want to maneuver through the mess of traffic they create in Manila and other urban areas. Even driving (or walking) down rural roads can be dangerous as most drivers make a habit out of fearless passing. Stray dogs, cats, and other animals can be found roaming the streets. I wouldn't mess with them to avoid getting bitten, infected, or hassled by their owner.Are you considering having a partner in your new business?Often I find that my clients are looking to go into a business partnership when starting their new business. Considering my market – new entrepreneurs it makes sense that this is happening. After all new entrepreneurs having never been involved in a business partnership would be likely to try it out. On the surface it seems a fairly common occurrence and a generally accepted business practice. Underneath however you're mixing a volatile concoction. One life lesson I learned long ago is that until you know how someone is about money, you really don’t know how that person is. Money has the ability to reflect the best and worst in people. We all know it but somehow when it comes to partnerships of all kinds we all too often play people pleasers numbed by the novocaine of looking bad.There are 3 types of potential partners one takes on in business. They are as follows.• Friend • Family Member • Business Associate that has become a friend of sorts.The most common reason one brings a business partner aboard is the worst reason to do so. The most common reason is to "share the fear". As a business coach I have found thi Produce is usually fine to buy in the Philippines (always wash though). Fish is fresh if you go to the open markets early in morning. As far as meat and poultry goes, sanitation isn't that great so I would just recommend cooking until well done to avoid getting sick. Water doesn't taste that great either and you may experience a bad case of traveler's diarrhea after a few days from arrival. You can boil it, buy bottled water (although it's not guaranteed that the bottled is any different from tap), or just let your intestinal flora adapt to the tap water (especially if you're staying in the country for a while). "Chicheria" (chips, crackers, etc.) and other processed foods is abundant. Milk, cheese, and other dairy products will be hard to find. Fast food is readily available as McDonald's, Jollibee (like McDonald's), Greenwich (like Pizza Hut), and Chow King (Chinese fast food) have infested the place. Food is dirt cheap for the typical foreigner or tourist, even in the local restaurants. You may have a hard time finding a five star hotel or something that even comes close if you're staying outside of Manila. Although Filipinos learn quickly and work hard when they need to, a lot of Filipinos are not very professional and can sometimes develop a nasty habit of being lazy. There are lots of beaches in the Philippines, and a lot of the beaches are dirty (in some cases, very dirty). Don't be surprised to find cans, plastics, diapers, feces, and other types of trash and debris in the water of a non-resort locale (and sometimes even at the resorts). Boracay, Puerto Galera, Puerto Princesa, and Cebu have more tourist-oriented beaches and facilities. If you're more of a party-goer, Boracay and Cebu would be the perfect place. If you're more in need of some peace, the Puertos would be more your thing. Or why not experience all four yourself and find out? Other tourist hot spots include but are not limited to Baguio (cool weather, rice terraces), Manila (urban frolicking), Zambales (Subic Base and Hundred Islands), Bohol (Chocolate Hills, near Cebu City), and Palawan (spelunking, trekking). Bars are quite common in the Philippines if you're into bar-hopping, drinking, and go-go dancer amusements. I would always travel with a buddy or two or three, especially if you're roaming at night or travelling through Muslim infested regions. Mindanao is the Muslim hotspot. You should also watch out for the NPA (New People's Army) as they oppose foreign intervention. NPA members and affiliates are all over the Philippines, but especially in the rural areas. So those are who you watch out for... the Muslims, the NPA, and the other NPA (people with no permanent address, hehe). You should also watch out for who you date in the Philippines. STDs are not uncommon, and hookers aren't either. And sometimes hookers aren't the gender you expected them to be either. Homosexuals are all over the place there, so don't be surprised if you meet several and meet some that you thought were women. But as far as the real Filipina women goes, don't be surprised if you fall head over heels for one of them (this is considering you didn't already fall in love with one of the many attractive Chinese flight attendants of China Airlines). Just as anywhere else in the world, Fili Tax Tips for Home-Based Business Owners cts will be hard to find.As tax time approaches, many home-based business owners begin completing their forms or paying their accountants with trepidation. This nervousness comes from two sources: a fear of being audited and a fear of having to pay a lot. For the most part, both of these fears are unfounded.For one, audits are rare. In fact, only 0.5% of taxpayers are subjected to audits every year. And if you do beat the odds, keeping good records and maintaining receipts will help you weather the IRS storm.Obviously you have not control over whether or not your return is chosen for an audit, but you can control how much you are going to owe the government this year. Most people who own small or home-based businesses end up paying more than they should in taxes simply because they are not taking advantage of all their deduction possibilities, even those that are right around them every day.Your AutomobileYou may not realize it, but one of your biggest potential tax savers is sitting in your garage right now. Most people realize that their car can be a tax write-off if it is used for advertising purposes, but the majority of home-based business owners don't realize that it they may also be eligible for deductions Fast food is readily available as McDonald's, Jollibee (like McDonald's), Greenwich (like Pizza Hut), and Chow King (Chinese fast food) have infested the place. Food is dirt cheap for the typical foreigner or tourist, even in the local restaurants. You may have a hard time finding a five star hotel or something that even comes close if you're staying outside of Manila. Although Filipinos learn quickly and work hard when they need to, a lot of Filipinos are not very professional and can sometimes develop a nasty habit of being lazy. There are lots of beaches in the Philippines, and a lot of the beaches are dirty (in some cases, very dirty). Don't be surprised to find cans, plastics, diapers, feces, and other types of trash and debris in the water of a non-resort locale (and sometimes even at the resorts). Boracay, Puerto Galera, Puerto Princesa, and Cebu have more tourist-oriented beaches and facilities. If you're more of a party-goer, Boracay and Cebu would be the perfect place. If you're more in need of some peace, the Puertos would be more your thing. Or why not experience all four yourself and find out? Other tourist hot spots include but are not limited to Baguio (cool weather, rice terraces), Manila (urban frolicking), Zambales (Subic Base and Hundred Islands), Bohol (Chocolate Hills, near Cebu City), and Palawan (spelunking, trekking). Bars are quite common in the Philippines if you're into bar-hopping, drinking, and go-go dancer amusements. I would always travel with a buddy or two or three, especially if you're roaming at night or travelling through Muslim infested regions. Mindanao is the Muslim hotspot. You should also watch out for the NPA (New People's Army) as they oppose foreign intervention. NPA members and affiliates are all over the Philippines, but especially in the rural areas. So those are who you watch out for... the Muslims, the NPA, and the other NPA (people with no permanent address, hehe). You should also watch out for who you date in the Philippines. STDs are not uncommon, and hookers aren't either. And sometimes hookers aren't the gender you expected them to be either. Homosexuals are all over the place there, so don't be surprised if you meet several and meet some that you thought were women. But as far as the real Filipina women goes, don't be surprised if you fall head over heels for one of them (this is considering you didn't already fall in love with one of the many attractive Chinese flight attendants of China Airlines). Just as anywhere else in the world, Fili Writing for Magazines: Tips for freelancers (Subic Base and Hundred Islands), Bohol (Chocolate Hills, near Cebu City), and Palawan (spelunking, trekking). Bars are quite common in the Philippines if you're into bar-hopping, drinking, and go-go dancer amusements. I would always travel with a buddy or two or three, especially if you're roaming at night or travelling through Muslim infested regions. Mindanao is the Muslim hotspot. You should also watch out for the NPA (New People's Army) as they oppose foreign intervention. NPA members and affiliates are all over the Philippines, but especially in the rural areas. So those are who you watch out for... the Muslims, the NPA, and the other NPA (people with no permanent address, hehe).As the magazine industry proliferates, so does the need for writers. And as is the case in many industries, employers often prefer to use freelance or independent contractor help, instead of having fulltime employees for whom they have to provide benefits, workspace, and other support. And with computer and Internet technology what it is today, freelance writers can create their articles from anywhere, email them to their editors, and never even have to meet the magazine production staff in person. But as the task of freelancing and its logistics become easier, so does the competition between freelancers.Here are four tips to help freelancers who want to write for magazines:1) Be professional.Many writers are willing to work for less money, in exchange for the status of being published. And some do it just as a hobby, because they have other sources of primary income. While this creates competition, it also means that many writers – or those aspiring to be writers – lack professionalism or talent. The more you can stick to deadlines, present yourself in an organized way, and write copy that is free of mistakes, the more successful you will be as a freelancer.2) Be unique.If you hav You should also watch out for who you date in the Philippines. STDs are not uncommon, and hookers aren't either. And sometimes hookers aren't the gender you expected them to be either. Homosexuals are all over the place there, so don't be surprised if you meet several and meet some that you thought were women. But as far as the real Filipina women goes, don't be surprised if you fall head over heels for one of them (this is considering you didn't already fall in love with one of the many attractive Chinese flight attendants of China Airlines). Just as anywhere else in the world, Filipinas can be downright gorgeous, downright butt ugly, or just the plain medium blah. But it's more than skin deep, right? Right. You will also have to take into account that many of the Filipinas hide, lie, manipulate, and have an overwhelming lust for wealth. Oh yes, and don't be surprised if their loyalty to you is overruled by their loyalty to their family (who, by the way, view you as the golden rooster who can allow their hen to lay their share of golden eggs that they've been yearning for all their lives). But Filipinas also have a desirable side. They hold traditional values and some actually really do love you (and will continue to exhibit their love for you endlessly). But those are hard to find nowadays anywhere in the world. And please note that the aforementioned Filipina descriptions are purely stereotypical; just as anywhere else in the world, women come in all shapes, sizes, and personalities in the Philippines. You just have to find one that suits your liking. As far as communication goes, English is widely spoken. You may want to invest in a cell phone as the Philippines is the txt capital of the world (even the dirt poor have cell phones). Nursing and IT seems to be the boomers for jobs in the Philippines. Registered nurses are sometimes lucky enough to go abroad, and the IT sector is seeing growth as the US is beginning to realize the profit of outsourcing most IT jobs to lower waged Asian IT professionals. But for the most part, jobs are scant in the Philippines (especially for foreigners) and are usually not desirable (either because of the pay or the nature of the job itself). Political corruption is rampant, and only the very rich get richer. The rest are left to fend for themselves, hence starvation, poor health, the homeless, and theft are also rampant. Holidays and festivals are wonderful in the Philippines. Filipinos do know how to put on a party. Fiestas are vibrant and the food is always plenty. The Christmas holidays are usually the best celebrations of the year. "Chismis" or gossip is very common. What did you expect? Remember that most of the Filipinos are either homeless, jobless, lazy, or are just plain talkative. So don't go to bed with multiple women who live in the same neighborhood, because you may end up with one too many protective fathers chasing you with a machete. Tricycles and jeepneys (old WWII jeeps revamped) are the typical local means of transportation. Always demand your change, you can't support the whole union. As far as sports goes, basketball, billiards, and boxing are the most popular (and probably in that order). Showbusiness stars are a hit in the Philippines. Actors, singers, sports stars, sitcom hosts, and matinee idols are loved by the Filipinos, who are fanatic about showbusiness and mainstream entertainment. Filipino movies are not that great compared to international standards. But Filipinos can sing, and karaoke is a popular past time there. Drugs and alcohol are common, and so are corrupt police officials. I'm sure that if it were plotted, statistics would show a direct relationship with average income and moral standard for the Filipinos. As you can see, the Philippines has more than enough flaws to make people to want to leave the country, but despite the detractors, something enchanting about the ambiance of the Pearl of the Orient keeps many coming back, myself included.
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