Compensating for Bad Credit on a Mortgage Application
Up to 40% of the people who paid a higher rate for a sub-prime mortgage because of bad credit, may have been able to get a better loan, according to a recent survey.In deciding the fate of your mortgage application, lenders follow underwriting guidelines regarding the allowable number of late payments, and other derogatory credit issu

Securing the Best Mortgage Rate
If you are looking to purchase a new home or refinance the one you are currently living in, you will want to find the best mortgage rate out there.Securing the best mortgage rate for you really isn’t that difficult if you are willing to take some time and educate yourself, as well as put out some feelers to do some shopping around.Fixing a leaky bathtub faucet - or any other leaky faucet for that matter - can be an expensive job - UNLESS you can do it yourself!

In this article we want to look at the most common reason for a leaky faucet and show you how to fix it quickly and cheaply.

Preparation

It almost goes without saying that you should turn the water off first! Where to find the handle that does that? Just look under your sink and see where the pipes run. Somewhere along their length you will see either a handle or a wheel you can use to shut the mains supply off. In nearly every case you will need to turn it clockwise to shut.

One other preparation is to block the sink drain - just to prevent a nasty accident with something loose (like a screw or a small nut) disappearing down the drain never to be seen again. Use the plug you normally use, or put some cloth into the aperture. No good being wise after the event!

And - even though it goes without saying - make sure you have bought a replacement washer (or two) from the local hardware store - you don't want to be looking for that when you have the faucet in pieces do you!

Action

Locate the screw that is holding the handle of the faucet in place (it may be hidden behind a small plate or cover and that cover needs to be prised off using a small

rong>Preparation

It almost goes without saying that you should turn the water off first! Where to find the handle that does that? Just look under your sink and see where the pipes run. Somewhere along their length you will see either a handle or a wheel you can use to shut the mains supply off. In nearly every case you will need to turn it clockwise to shut.

One other preparation is to block the sink drain - just to prevent a nasty accident with something loose (like a screw or a small nut) disappearing down the drain never to be seen again. Use the plug you normally use, or put some cloth into the aperture. No good being wise after the event!

And - even though it goes without saying - make sure you have bought a replacement washer (or two) from the local hardware store - you don't want to be looking for that when you have the faucet in pieces do you!

Action

Locate the screw that is holding the handle of the faucet in place (it may be hidden behind a small plate or cover and that cover needs to be prised off using a smal

can use to shut the mains supply off. In nearly every case you will need to turn it clockwise to shut.

One other preparation is to block the sink drain - just to prevent a nasty accident with something loose (like a screw or a small nut) disappearing down the drain never to be seen again. Use the plug you normally use, or put some cloth into the aperture. No good being wise after the event!

And - even though it goes without saying - make sure you have bought a replacement washer (or two) from the local hardware store - you don't want to be looking for that when you have the faucet in pieces do you!

Action

Locate the screw that is holding the handle of the faucet in place (it may be hidden behind a small plate or cover and that cover needs to be prised off using a smal

ever to be seen again. Use the plug you normally use, or put some cloth into the aperture. No good being wise after the event!

And - even though it goes without saying - make sure you have bought a replacement washer (or two) from the local hardware store - you don't want to be looking for that when you have the faucet in pieces do you!

Action

Locate the screw that is holding the handle of the faucet in place (it may be hidden behind a small plate or cover and that cover needs to be prised off using a smal

want to be looking for that when you have the faucet in pieces do you!

Action

Locate the screw that is holding the handle of the faucet in place (it may be hidden behind a small plate or cover and that cover needs to be prised off using a small screwdriver or similar). Then undo the screw.

The next job is to get the handles off. Use a screwdriver to do this - you might need to use a little bit of force to prise it but it will come.

Now you will see the old washer (don't worry if not, we will put one in place anyway). Take off the old washer and replace with the new. Notice that the hole in the washer should just be a touch bigger than the central post that the handle turns.

Now retighten the handle, but only hand tight i.e. only until it stops turning without extra force needing to be applied.

Next, turn on the water again and see what happens! If there's no leak you're home and dry (excuse the pun!). If it still leaks, try tightening the handle a little more.

If it still leaks after that- then the problem is elsewhere and you'll need to get a plumber after all. But al least it was worth a try!

(And by the way - if you notice a big build up of lime around the handle - clean that off with a special removal product from your hardware store - it will pay you in the long run).