| Digg it UP |
Hubs | Hubbers | Topics | Request |
| #1 in Business | Subscribe Email Print |
|
You are here: Home > Business > Business > Corporate Culture Shock in America |
|
Digg it UP - Corporate Culture Shock in America
Mortgage Leads, Quality is to Be Considered h care or U.S. tax and discrimination law--complex issues that Americans barely understand. It is no wonder then that non-Americans consider these employee policies and plans a “nightmare” and glaze over when they read their HR manual of acronyms and alphabet soup: PPO, HMO, ADA, EEOC, FLMA, and 401K. Translation please?To get right to the point of the title of this article, if you are a loan officer or a mortgage broker and you are on the market for mortgage leads, quality is one thing to be considered.By quality I mean fresh or what is better known as “real time.”Fresh leads are delivered to you hot off the press and they are anywhere from a matter of seconds old to no more than twenty-four hours old.Anything else is pretty much recycled.By recycled I mean that the leads have been sold multiple times to many different loan officers or even passed around from lead company to lead company.Another term for these types of leads in the industry is junk leads.I mean, what are the chances of closing a deal on a lead after you are the tenth loan officer to receive it.In no way would this be considered quality.Here is how you can be sure that you are receiving good quality leads.Call someone in the customer service department of the mortgage lead company that you are considering working with.Ask them how they obtain their leads.You will want to hear that they obtain their leads through web sites they own and operate on their own.If they are doing it any other way than they are receiving their leads through third party vendors.Remember, it is quality that you are looking for, so stick to the leads that you can receive fresh or in real time and avoid the leads that Said one foreign executive, “You are screened by a nurse, and then you spend 30 seconds to two minutes with a doctor. You are reimbursed and talk to computers. All these plans, long-term and short-term disability, are extremely complex.” Rather than proactively taking the time to explain these bureaucratic plans and policies to foreigners, most HR managers simply react and respond to questions. What HR managers do not understand is that non-Americans have no knowledge base on which they can even begin to formulate intelligent questions. Human resources must instead begin at the beginning. The American Spirit at Work Most foreigners first come to know America through its media--movies, music, magazines, TV sitcoms, and theme parks. Americans are projected as fun loving, risk-taking rugged individuals who “get to the point” and “tell it like it is.” Pick up most any book about American culture and you will read about the legendary open, honest, and direct communication style of Americans. And so it seems that the bold and brazen American is, indeed, alive and well when socializing or selling. But foreigners paint a different pictur Tips For Finding A Commercial Real Estate Agent Expatriates and foreign nationals who relocate to the United States to live and work often have mixed perceptions about this young nation. Those feelings are probably best described by the late Irish poet and playwright, Oscar Wilde, who referred to America as “a land of unmatched vitality and vulgarity.”When it comes to finding the right commercial real estate agent, it’s not easy. The right agent can mean the difference between saving literally thousands of dollars in commission as well as making you millions of dollars. The right agent can save you time, which is money.Questions to ask an agentWhen you are ready to hire a commercial real estate agent, ask some key questions. First, ask the agent to send you information about himself or herself. By looking at the agent’s promotional materials and brochures, you can get a good idea about whether the person will be successful in terms of helping you find the right commercial real estate property or sell one you already have.Second, ask the commercial real estate about his or her credentials, certification and education in terms of selling commercial properties. If the agent is a Realtor who has worked primarily with residential listings, you might want to wait until he or she has more experience before being a test subject. Commercial real estate deals are not only bigger deals that carry a higher price tag, but they require more expertise and specialized training and knowledge.Third, ask the agent the average length of time it has taken for him or her to sell a commercial real estate property from the time it was listed to sold. To keep the matter in perspective, ask how he or she compares with the average of other people working in the same city or to While most Americans rarely think of their country as “foreign,” the fact is that non-Americans who relocate to the United States to do business and “do lunch” are often surprised to find they experience a severe case of “corporate culture shock.” According to recently conducted research with dozens of foreign business professionals working in Atlanta and other southeastern U.S. cities, the human resource departments of multinational corporations are woefully inadequate in preparing foreigners for the American workplace. The purpose of the study was to learn about foreign managers’ experiences and attitudes regarding the American business culture. More than half of this diverse group of CEOs, CFOs, vice presidents, directors, managers, engineers, and analysts were European. In total, 26 different countries were represented. Equally disturbing is the finding that American employees lack cross-cultural awareness and skills that would enable them to draw on the diverse, global talents and business experiences of their non-American counterparts. Once the physical relocation to the United States is complete, most foreigners and their families say employers provide little, if any, assistance to help them integrate into the American community and business environment. They often struggle up to a year or longer to adapt. The financial cost of cross-border relocations is steep; often two to four times the transferee’s salary. But the cost of lost productivity because of months of isolation, confusion, and frustration is incalculable. The adaptation period could be reduced by 50 percent with adequate cultural orientation and training, professional coaching, and mentoring. If corporations would simply invest an additional 5 to 10 percent of their relocation cost into cross-cultural orientation, training, and coaching, they would be buying an insurance policy that protects their substantial investment in their expatriate and foreign nationals, realizing a greater productivity return on their investment much sooner. Stages of Adjustment Left on their own, foreign professionals frequently go through three stages of acculturation:
Some foreigners never make it through the adaptation stage and continue to remain isolated from their American colleagues and are less-than-effective in their jobs. Bottom of the Pyramid In their home countries, most international professionals enjoy a certain degree of accomplishment and self-esteem. On arriving in the United States, however, they are pulled down to the bottom rung of Maslow’s pyramid of needs. Physical needs become top priorities again. Even the most basic everyday needs become major obstacles for foreign transferees. Obtaining credit is often a major hurdle, even for affluent non-Americans. A general manager of a French company’s North American division moved from Paris, France, to Atlanta, GA, three years ago. He described his family’s effort to establish credit as a “nightmare.” “We had no credit history here and felt like thieves,” said the transferee. Another vice president also complained of credit problems when he moved his family from Paris to Atlanta with a global Dutch company. An Atlanta car dealer refused to sell him an automobile without a U.S. credit history, even though he had used an American Express credit card in Europe for four years. The executive and his wife said they felt like “criminals.” They were forced to pay cash for their first used car. Other foreigners recalled the many frustrations they encountered in taking care of basic living needs--opening a bank account, connecting utilities, choosing a long-distance company, haggling over the price of a car, or buying home and auto insurance. The marketing manager of a British-based international hotel chain moved from London, England, to the American headquarters in Atlanta, GA, only to discover that she did not know how to dial long distance within the United States. Neither did she know the meaning of dialing “911.” Americans often take for granted the daily survival skills that foreigners must relearn when they arrive in the United States. American English “Sports-speak” Understanding American English is one of the first challenges foreigners--even native English speakers--encounter in the U.S. corporate culture. American business conversation is riddled with clich?s, slang, regionalisms, and sports expressions that are not understood by non-Americans. “Sports-speak” is woven into business conversations constantly in the United States with references to American football, baseball, and basketball. Expressions such as “slam dunk,” “homerun,” “Monday morning quarterback,” “end run,” “curveball,” “full court press,” and “stepping up to the plate” only serve to confuse foreigners. Many Americans are oblivious to the fact that baseball and American football are not played in Europe and other parts of the world. Acronym Soup The language of U.S. human resource departments is equally foreign. Most international professionals come to the United States with no knowledge of managed health care or U.S. tax and discrimination law--complex issues that Americans barely understand. It is no wonder then that non-Americans consider these employee policies and plans a “nightmare” and glaze over when they read their HR manual of acronyms and alphabet soup: PPO, HMO, ADA, EEOC, FLMA, and 401K. Translation please? Said one foreign executive, “You are screened by a nurse, and then you spend 30 seconds to two minutes with a doctor. You are reimbursed and talk to computers. All these plans, long-term and short-term disability, are extremely complex.” Rather than proactively taking the time to explain these bureaucratic plans and policies to foreigners, most HR managers simply react and respond to questions. What HR managers do not understand is that non-Americans have no knowledge base on which they can even begin to formulate intelligent questions. Human resources must instead begin at the beginning. The American Spirit at Work Most foreigners first come to know America through its media--movies, music, magazines, TV sitcoms, and theme parks. Americans are projected as fun loving, risk-taking rugged individuals who “get to the point” and “tell it like it is.” Pick up most any book about American culture and you will read about the legendary open, honest, and direct communication style of Americans. And so it seems that the bold and brazen American is, indeed, alive and well when socializing or selling. But foreigners paint a different picture Outsourcing in India provide little, if any, assistance to help them integrate into the American community and business environment. They often struggle up to a year or longer to adapt.Outsourcing is the process of transferring present business activities to an external provider in order to utilize outside resources to perform activities previously maintained in-house.India is producing millions of educated workforce every year. Most of them speak good English. This young workforce is intelligent, enthusiastic and willing to work hard to succeed. They even do not mind night shifts to keep the working pace with their fellow Americans. The key tip is to know your process and costs prior to considering off shoring any project. By being armed with solid information, it's then possible to select the right outsource partner and make a good decision for the business.Outsourcing is different from contracting in the sense that in contracting there is no transfer of control where as in outsourcing there is transfer of control. So to define outsourcing in the right way one has to compare it with contracting to understand it better. Security is one vital concern before you undertake any outsourcing work. Anybody will be concerned when their personal information and financial data is sent to a far off place. But we all know about remote server administration. This enables only a select number of people to have access to customer data and financial information. So you have full control over the work done there.Most of the business owners feel that, outsourcing is the core process of their business. Outsou The financial cost of cross-border relocations is steep; often two to four times the transferee’s salary. But the cost of lost productivity because of months of isolation, confusion, and frustration is incalculable. The adaptation period could be reduced by 50 percent with adequate cultural orientation and training, professional coaching, and mentoring. If corporations would simply invest an additional 5 to 10 percent of their relocation cost into cross-cultural orientation, training, and coaching, they would be buying an insurance policy that protects their substantial investment in their expatriate and foreign nationals, realizing a greater productivity return on their investment much sooner. Stages of Adjustment Left on their own, foreign professionals frequently go through three stages of acculturation:
Some foreigners never make it through the adaptation stage and continue to remain isolated from their American colleagues and are less-than-effective in their jobs. Bottom of the Pyramid In their home countries, most international professionals enjoy a certain degree of accomplishment and self-esteem. On arriving in the United States, however, they are pulled down to the bottom rung of Maslow’s pyramid of needs. Physical needs become top priorities again. Even the most basic everyday needs become major obstacles for foreign transferees. Obtaining credit is often a major hurdle, even for affluent non-Americans. A general manager of a French company’s North American division moved from Paris, France, to Atlanta, GA, three years ago. He described his family’s effort to establish credit as a “nightmare.” “We had no credit history here and felt like thieves,” said the transferee. Another vice president also complained of credit problems when he moved his family from Paris to Atlanta with a global Dutch company. An Atlanta car dealer refused to sell him an automobile without a U.S. credit history, even though he had used an American Express credit card in Europe for four years. The executive and his wife said they felt like “criminals.” They were forced to pay cash for their first used car. Other foreigners recalled the many frustrations they encountered in taking care of basic living needs--opening a bank account, connecting utilities, choosing a long-distance company, haggling over the price of a car, or buying home and auto insurance. The marketing manager of a British-based international hotel chain moved from London, England, to the American headquarters in Atlanta, GA, only to discover that she did not know how to dial long distance within the United States. Neither did she know the meaning of dialing “911.” Americans often take for granted the daily survival skills that foreigners must relearn when they arrive in the United States. American English “Sports-speak” Understanding American English is one of the first challenges foreigners--even native English speakers--encounter in the U.S. corporate culture. American business conversation is riddled with clich?s, slang, regionalisms, and sports expressions that are not understood by non-Americans. “Sports-speak” is woven into business conversations constantly in the United States with references to American football, baseball, and basketball. Expressions such as “slam dunk,” “homerun,” “Monday morning quarterback,” “end run,” “curveball,” “full court press,” and “stepping up to the plate” only serve to confuse foreigners. Many Americans are oblivious to the fact that baseball and American football are not played in Europe and other parts of the world. Acronym Soup The language of U.S. human resource departments is equally foreign. Most international professionals come to the United States with no knowledge of managed health care or U.S. tax and discrimination law--complex issues that Americans barely understand. It is no wonder then that non-Americans consider these employee policies and plans a “nightmare” and glaze over when they read their HR manual of acronyms and alphabet soup: PPO, HMO, ADA, EEOC, FLMA, and 401K. Translation please? Said one foreign executive, “You are screened by a nurse, and then you spend 30 seconds to two minutes with a doctor. You are reimbursed and talk to computers. All these plans, long-term and short-term disability, are extremely complex.” Rather than proactively taking the time to explain these bureaucratic plans and policies to foreigners, most HR managers simply react and respond to questions. What HR managers do not understand is that non-Americans have no knowledge base on which they can even begin to formulate intelligent questions. Human resources must instead begin at the beginning. The American Spirit at Work Most foreigners first come to know America through its media--movies, music, magazines, TV sitcoms, and theme parks. Americans are projected as fun loving, risk-taking rugged individuals who “get to the point” and “tell it like it is.” Pick up most any book about American culture and you will read about the legendary open, honest, and direct communication style of Americans. And so it seems that the bold and brazen American is, indeed, alive and well when socializing or selling. But foreigners paint a different pictur The Benefits Of Being Able To Print Postage At Home The United States Postal Service or USPS has listened to its customers and realized the need for more convenience in postage. Giving people the option to print postage in their own home has led to a booming market for online postage companies. Besides the USPS website, there are many other authorized companies that sell online postage. Giving people the ability to print postage from their own computer has really revolutionized the world of postage.The USPS is the best known place for getting postage. In the high tech world we live in where everyone is online and every business has a website, the USPS has capitalized on this to start something new in postage. Online postage is where a customer can buy and print postage from their own computer. This eliminates the need to go to the post office or store to buy stamps. It is simple enough that anyone can do it and requires only a computer and printer - no special equipment.Before the USPS offered the ability to print postage from online sources the only way to print postage was through a postage meter. These meters were like a scale and printer combined. Mostly for use in businesses, meters weigh the mail and then print a postage label. These meters are still available, but usually only used by businesses due to the cost of having one. If a person does not use a certain amount of postage the rental fees can be too needless of a cost. With online postage a per Some foreigners never make it through the adaptation stage and continue to remain isolated from their American colleagues and are less-than-effective in their jobs. Bottom of the Pyramid In their home countries, most international professionals enjoy a certain degree of accomplishment and self-esteem. On arriving in the United States, however, they are pulled down to the bottom rung of Maslow’s pyramid of needs. Physical needs become top priorities again. Even the most basic everyday needs become major obstacles for foreign transferees. Obtaining credit is often a major hurdle, even for affluent non-Americans. A general manager of a French company’s North American division moved from Paris, France, to Atlanta, GA, three years ago. He described his family’s effort to establish credit as a “nightmare.” “We had no credit history here and felt like thieves,” said the transferee. Another vice president also complained of credit problems when he moved his family from Paris to Atlanta with a global Dutch company. An Atlanta car dealer refused to sell him an automobile without a U.S. credit history, even though he had used an American Express credit card in Europe for four years. The executive and his wife said they felt like “criminals.” They were forced to pay cash for their first used car. Other foreigners recalled the many frustrations they encountered in taking care of basic living needs--opening a bank account, connecting utilities, choosing a long-distance company, haggling over the price of a car, or buying home and auto insurance. The marketing manager of a British-based international hotel chain moved from London, England, to the American headquarters in Atlanta, GA, only to discover that she did not know how to dial long distance within the United States. Neither did she know the meaning of dialing “911.” Americans often take for granted the daily survival skills that foreigners must relearn when they arrive in the United States. American English “Sports-speak” Understanding American English is one of the first challenges foreigners--even native English speakers--encounter in the U.S. corporate culture. American business conversation is riddled with clich?s, slang, regionalisms, and sports expressions that are not understood by non-Americans. “Sports-speak” is woven into business conversations constantly in the United States with references to American football, baseball, and basketball. Expressions such as “slam dunk,” “homerun,” “Monday morning quarterback,” “end run,” “curveball,” “full court press,” and “stepping up to the plate” only serve to confuse foreigners. Many Americans are oblivious to the fact that baseball and American football are not played in Europe and other parts of the world. Acronym Soup The language of U.S. human resource departments is equally foreign. Most international professionals come to the United States with no knowledge of managed health care or U.S. tax and discrimination law--complex issues that Americans barely understand. It is no wonder then that non-Americans consider these employee policies and plans a “nightmare” and glaze over when they read their HR manual of acronyms and alphabet soup: PPO, HMO, ADA, EEOC, FLMA, and 401K. Translation please? Said one foreign executive, “You are screened by a nurse, and then you spend 30 seconds to two minutes with a doctor. You are reimbursed and talk to computers. All these plans, long-term and short-term disability, are extremely complex.” Rather than proactively taking the time to explain these bureaucratic plans and policies to foreigners, most HR managers simply react and respond to questions. What HR managers do not understand is that non-Americans have no knowledge base on which they can even begin to formulate intelligent questions. Human resources must instead begin at the beginning. The American Spirit at Work Most foreigners first come to know America through its media--movies, music, magazines, TV sitcoms, and theme parks. Americans are projected as fun loving, risk-taking rugged individuals who “get to the point” and “tell it like it is.” Pick up most any book about American culture and you will read about the legendary open, honest, and direct communication style of Americans. And so it seems that the bold and brazen American is, indeed, alive and well when socializing or selling. But foreigners paint a different pictur How To Price Your Soaps For Maximum Profit sing a long-distance company, haggling over the price of a car, or buying home and auto insurance. The marketing manager of a British-based international hotel chain moved from London, England, to the American headquarters in Atlanta, GA, only to discover that she did not know how to dial long distance within the United States. Neither did she know the meaning of dialing “911.” Americans often take for granted the daily survival skills that foreigners must relearn when they arrive in the United States.If you ever thought of making and selling your soaps, You must read this article. We'll talk about how to correctly price your soaps. This is very important, as you need to know exactly how much a bar of soap costs you to make. Pricing is extremely important for any business to maximize profit. Why? Simple. If you price your soaps too low - you end up loosing money you should be making. If you price your soaps too high - you loose customers and sales you should have made (because they buy from your competitor, where it's cheaper). Do you see why correct pricing is so important? ;-) So, let's begin. All the numbers below are merely examples. Your numbers will be different: 1. FIXED COSTS: All the costs you have before making one bar of soap, per month: Rent: $150 (one room of your house is used for soap making) Phone: $70 Water: $10 Electricity: $20 Insurance: $20 Equipment (pots, spoons, thermometers, moulds etc.): $30 (let's assume I spend $360 per year in equipment) So, the total for fixed costs is : $300 per month. If you make 1,000 soap bars per month, your fixed cost per bar would be: $300 / 1,000 = $0.3 per bar 2. RAW MATERIALS Let's ta American English “Sports-speak” Understanding American English is one of the first challenges foreigners--even native English speakers--encounter in the U.S. corporate culture. American business conversation is riddled with clich?s, slang, regionalisms, and sports expressions that are not understood by non-Americans. “Sports-speak” is woven into business conversations constantly in the United States with references to American football, baseball, and basketball. Expressions such as “slam dunk,” “homerun,” “Monday morning quarterback,” “end run,” “curveball,” “full court press,” and “stepping up to the plate” only serve to confuse foreigners. Many Americans are oblivious to the fact that baseball and American football are not played in Europe and other parts of the world. Acronym Soup The language of U.S. human resource departments is equally foreign. Most international professionals come to the United States with no knowledge of managed health care or U.S. tax and discrimination law--complex issues that Americans barely understand. It is no wonder then that non-Americans consider these employee policies and plans a “nightmare” and glaze over when they read their HR manual of acronyms and alphabet soup: PPO, HMO, ADA, EEOC, FLMA, and 401K. Translation please? Said one foreign executive, “You are screened by a nurse, and then you spend 30 seconds to two minutes with a doctor. You are reimbursed and talk to computers. All these plans, long-term and short-term disability, are extremely complex.” Rather than proactively taking the time to explain these bureaucratic plans and policies to foreigners, most HR managers simply react and respond to questions. What HR managers do not understand is that non-Americans have no knowledge base on which they can even begin to formulate intelligent questions. Human resources must instead begin at the beginning. The American Spirit at Work Most foreigners first come to know America through its media--movies, music, magazines, TV sitcoms, and theme parks. Americans are projected as fun loving, risk-taking rugged individuals who “get to the point” and “tell it like it is.” Pick up most any book about American culture and you will read about the legendary open, honest, and direct communication style of Americans. And so it seems that the bold and brazen American is, indeed, alive and well when socializing or selling. But foreigners paint a different pictur Business Travel Destination Spotlight h care or U.S. tax and discrimination law--complex issues that Americans barely understand. It is no wonder then that non-Americans consider these employee policies and plans a “nightmare” and glaze over when they read their HR manual of acronyms and alphabet soup: PPO, HMO, ADA, EEOC, FLMA, and 401K. Translation please?Chicago – the city that has it all - from a diverse population, world-class educational institutions, and sensational restaurants to a breathtaking skyline and countless museums. Dubbed the ‘Windy City’ in 1893 by Charles Dana, the editor of the New York Sun – not for its weather but for its long-winded politicians, Chicago has grown from a village of just 350 to a bustling city of almost three million.Transportation Airports Serving Chicago There are two airports that service the Chicago area – O’Hare International and Midway. O’Hare (ORD) is the larger of the two airports, servicing over 70 million travelers per year. Located 20 miles from downtown, there are many transportation options including public transport, taxis, shuttle services and hire cars.O’Hare is an airport full of modern amenities and services. Recent upgrades have been completed at the International Terminal 5 and additional renovations are underway at Terminals 2 and 3. Expected completion date is later this year.Midway (MDW) is significantly smaller than O’Hare, serving 17 million travelers per year, but is only 10 miles from downtown. The Chicago Transit Authority (CTA) offers transportation from Midway to downtown Chicago via the orange line buses. Other shuttles, regional buses and of course taxis and car services also offer transportation to downtown.Midway has all of the amenities that you would expect f Said one foreign executive, “You are screened by a nurse, and then you spend 30 seconds to two minutes with a doctor. You are reimbursed and talk to computers. All these plans, long-term and short-term disability, are extremely complex.” Rather than proactively taking the time to explain these bureaucratic plans and policies to foreigners, most HR managers simply react and respond to questions. What HR managers do not understand is that non-Americans have no knowledge base on which they can even begin to formulate intelligent questions. Human resources must instead begin at the beginning. The American Spirit at Work Most foreigners first come to know America through its media--movies, music, magazines, TV sitcoms, and theme parks. Americans are projected as fun loving, risk-taking rugged individuals who “get to the point” and “tell it like it is.” Pick up most any book about American culture and you will read about the legendary open, honest, and direct communication style of Americans. And so it seems that the bold and brazen American is, indeed, alive and well when socializing or selling. But foreigners paint a different picture of the American at work. It is not John Wayne or Indiana Jones who they encounter behind the corporate cubicle--it is Dilbert. According to the research, foreigners observe that there is little evidence of those cherished American values of equality and freedom of speech in the workplace, especially in big corporations. The single, greatest discomfort that foreigners report in the U.S. workplace is reconciling the perception of business informality (“I’m your CEO but just call me Bob;” “business casual is what we wear here”) and the reality of corporate hierarchy and extreme deference to rank and titles. “People worry about political correctness all the time to the point where they won’t say anything in a meeting because their boss is in there,” said a British manager who has worked in the United States for seven years. A Dutch marketing manager agreed, “In Europe, if you have a good idea, you bring it to the table. In the United States, until the boss puts it on the radar screen, it’s not as important.” A German manager says, “Here, I have to package my opinions very nicely.” Foreigners also are surprised at how Americans avoid face-to-face conflict at work. Said one German who has worked in the United States for five years, “Everyone is hiding behind policy and not getting out from behind their walls.” A Finnish distributorship president speculated that Americans avoid direct conflict because of the litigious society they live in. “This is a big difference between America and the rest of the world. People put things in writing here if there is some conflict or misunderstanding. Frivolous lawsuits don’t exist in the rest of the world.” The lack of job security and an adequate “safety net” for unemployment is another reason given. Conquering Corporate Culture Shock If global companies would take the following four actions, they would help to ease the transition of foreigners into the U.S. workplace and greatly enhance their productivity.
As global mergers and acquisitions continue and as America’s multicultural workforce expands, it is vital that both Americans and non-Americans understand each other and learn to work together to prevent cultural differences from getting in the way of good business. As Sheila (could this be Sheida?) Hodge states in her book, Global Smarts, “The trick is to capitalize on similarities without being ambushed by differences.” If both Americans and non-Americans will adopt the mantra: “Think globally, act locally,” then their employers stand a much greater chance of bringing better ideas and approaches to the workplace and better products and services to the marketplace.
HTTP = HTML link (for blogs, profiles,phorums):
Related Articles:Medical Billing - Multiple Batches Medical Billing - GU0 Record Field 62 Getting Into Your Buyer's Shoes
|