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    Build It And They Will NOT Come
    It is a very risky business person who believes that the product will create the need. We may argue that IBM and Microsoft with the desktop PC and DOS and then Windows is the exception and, the internet is certainly in many cases creating a need. However, it could be argued that the need was waiting patiently dormant for the innovators to play catch up. In other words, Sci-fiction movies from the 50's through the 60's and TV shows like Star Trek had already created the need for high tech tools and toys. In my mind, only a fool would risk everything on
    d

    * Have a clean desk, a clean desk is proven to provide a less stressful work environment. Plus this way you won’t be searching for that elusive pen.

    * Have everything you need at your fingertips. ie; pens, pencils, calc

    Have You Ever Computed The Cost Of Your Lost Sales?
    My 30 plus year research of – the ratio of clients sales efforts to sales income, regardless of industry, organization size, individual sales experience and market conditions shows that the average salesperson has a - 1 to 4 or 5 - closing ratio on new prospects (depending on the average volume of the sale, the strength and presence of the competition, the qualification of the prospect and the tenure of the salesperson). If you are doing better than that – congratulations – if not please read on.Ten’s of thousands of ineffective sales calls are
    When I first started out as a loan officer, one of the things I found to be the toughest, was taking an application over the phone. I just didn’t seem to have the skills, nor did I have a plan. I was literally calling people on the phone and saying something to the effect of; Hello, my name is Jay Conners, and this is what I do, and this is why I am calling, would you be interested? No wonder I wasn’t having any success.

    Knowing that my pathetic tag line wasn’t going to cut it, I knew that I would have to change my approach.

    Over time, through trial and error, and a whole lot of sales training, I was able to incorporate my own six step process for making a sales call. Keep in mind that this approach works just as well face to face as it does over the phone, and can be used in many situations, not just selling mortgages.

    Follow these six simple steps, and you’ll be on your way to taking more apps.

    1. Be prepared

    * Have a clean desk, a clean desk is proven to provide a less stressful work environment. Plus this way you won’t be searching for that elusive pen.

    * Have everything you need at your fingertips. ie; pens, pencils, calcu

    Careers In Fashion Merchandising
    Looking for careers in fashion merchandising can be hard as you often don't know the skills and personnal knowledge thats required so we'll try and clear these up for you. Fashion merchandisers combine the skills of adverstising, retail knowledge, marketing and the creativity of a fashion designer. If you want a career in fashion merchandising you must have good self confidence, good judgment and good resourcefulness. Having a good knowlege of the target fashion markets is also very important so experience and a genuine interest in the fashion market
    and saying something to the effect of; Hello, my name is Jay Conners, and this is what I do, and this is why I am calling, would you be interested? No wonder I wasn’t having any success.

    Knowing that my pathetic tag line wasn’t going to cut it, I knew that I would have to change my approach.

    Over time, through trial and error, and a whole lot of sales training, I was able to incorporate my own six step process for making a sales call. Keep in mind that this approach works just as well face to face as it does over the phone, and can be used in many situations, not just selling mortgages.

    Follow these six simple steps, and you’ll be on your way to taking more apps.

    1. Be prepared

    * Have a clean desk, a clean desk is proven to provide a less stressful work environment. Plus this way you won’t be searching for that elusive pen.

    * Have everything you need at your fingertips. ie; pens, pencils, calc

    Networking Organizations Assembling Socially Responsible Professionals
    In today’s society, many professionals and corporations are giving back to their communities. By becoming socially responsible, these people are making a difference in both the environment and within their own communities.Several networking organizations exist to bring together these professionals to educate, share resources, network and collaborate with the goal of making the world a better place. Take notice of these organizations because they are bound to make a difference in your community.Net ImpactNet Impact, which wa
    ing to cut it, I knew that I would have to change my approach.

    Over time, through trial and error, and a whole lot of sales training, I was able to incorporate my own six step process for making a sales call. Keep in mind that this approach works just as well face to face as it does over the phone, and can be used in many situations, not just selling mortgages.

    Follow these six simple steps, and you’ll be on your way to taking more apps.

    1. Be prepared

    * Have a clean desk, a clean desk is proven to provide a less stressful work environment. Plus this way you won’t be searching for that elusive pen.

    * Have everything you need at your fingertips. ie; pens, pencils, calc

    Dare to Be Different!
    Adding value to your site, service, or product is one of the most over looked and under rated strategies for improving your internet business.The internet and modern technology makes it possible for anyone to offer that little something extra that nobody else does, and usually at no additional cost.Why: First, let’s look at why this is a good business practice.It’s a good thing to do because you will make more money!What: Now let’s look at what value adding is!Value adding is giving surprise high quality and useful g
    s approach works just as well face to face as it does over the phone, and can be used in many situations, not just selling mortgages.

    Follow these six simple steps, and you’ll be on your way to taking more apps.

    1. Be prepared

    * Have a clean desk, a clean desk is proven to provide a less stressful work environment. Plus this way you won’t be searching for that elusive pen.

    * Have everything you need at your fingertips. ie; pens, pencils, calc

    Five Golden Principles For Any Employee
    Getting a job after several years of schooling gives some anxious moments to everyone!It is a time when you are on your own and want to lead your life your own way without any strings attached...There are three major aspects in life:1. Childhood2. Adult life3. Old ageThere are however some transition periods like there is teenage between childhood and adult life in which period you develop your strengths - physical and mental. You play games and study for a job or a career. Depending on the profession you choo
    d

    * Have a clean desk, a clean desk is proven to provide a less stressful work environment. Plus this way you won’t be searching for that elusive pen.

    * Have everything you need at your fingertips. ie; pens, pencils, calculator, scrap paper, computer on, and of course a blank application.

    * Not having all of the necessities readily available, leads to having to find them, and having to find them leads to dead air, dead air can kill a conversation.

    2. The personal touch

    * Once you have your customer on the phone, and have introduced yourself, it is important that you relax them. Engage them in small talk about something other than a mortgage, ie; the obvious one, the weather, if a dog is barking in the background, ask about the dog, people love to talk about their pets, etc., etc. This technique gets them talking and gives the conversation a personal tone that will last throughout, and once the conversation turns to business it becomes all the more easy.

    3. Make your assessment

    * Ask probing questions, find out exactly what it is your customer is looking for, if they are unsure, you can help to educate them. Also, ask o

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