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    Better Buy the Equipment
    Whenever a business owner comes across the decision of installing new equipment, one question poses the most trouble — should the equipment be purchased or leased? The anxiety is read and far too common to avoid. After all, it is your working capital that is being put at risk.Benefits of Purchasing the Equipment:• You become the real owner of the equipment and you don’t have any fear of losing it if you can make a lease payment.• If you need a loan, you can use the equipment as collateral.• You don’t need to follow a leasing company’s specifications for maintenance. You are your own boss and you can maintain the equipment according to your own maintenance schedule.• You can also use the equipment as a write-off for tax purposes. You may qualify to deduct the total cost of the newly purchased asset according to Section 179 of the IRS code.• Moreover, a one-time lump sum payment is almost always better than installment payments over several years.Why Not Leasing?Leasing has become quite popular, but it has many disadvantages, including:• It involves a lot of paperwork. You are often asked to file detailed and latest financial information.• You have to give specific details regarding the use and placement of the equipment.• Lease terms are generally complicated. You may wind up paying more than you expected or accepting some critical terms that y
    s of the past.

    Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

    Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10

    Tax Return Online Helps You Calculate Your Tax Returns Promptly
    Preparing taxes can be quiet difficult for you, if you do not have a proper knowledge about calculation of taxes. Everyone wants to pay their taxes in time during the tax paying season in America. There are two ways of going about it. You can either get a CPA to do the work for you or you can calculate the amount you have to pay as tax yourself. Preparing your tax return online is one option that you can utilize for calculating your taxes. There are several sites on the web where you can calculate your tax return.Calculating your tax return online can in fact turn out to be of a huge advantage for you. Filing of taxes online makes the entire process very easy for you. Everybody faces shortage of time and if you can actually prepare and file your tax returns online, this will be immensely beneficial to you. The work will be done promptly and you will have the satisfaction that all your calculations have been done properly. After all it will be you only, doing the work.By filing your tax return online you will not have to deal with an accountant or CPA to do the work for you. The tax calculating season witnesses a heavy influx of customers to the office of their accountants and CPAs. This means that the accountants are overburdened with work related to the tax calculations and preparation of tax returns. And that is not all; you will not have to pay the accountant for calculating your tax return.Onli
    In my twenties, I had dreams of becoming a millionaire by the time I was 30 years old. In my thirties, I had dreams of being a millionaire by the time I was 40. I’m sure I will have many more dreams as I grow older, but reality has set in and I’ve realized that my destiny lies in other pursuits. To compensate for this, I have found ways to make the money I do have last longer and travel further. One of those ways is through the use of “online coupons.”

    Over the last 10 years, shoppers have figured out that they can avoid lines and traffic and get better prices on the internet than in the shopping malls. Since most online purchases are made across state lines, the cost for shipping is usually offset by not having to pay sales tax. When you drive to a brick and mortar store, park in the parking lot, and walk into the store, you are now trapped since there is no way you are leaving to visit other stores to comparison shop. On the other hand, the internet is located in your living room where thousands, if not millions, of stores compete against each other driving prices as low as possible. In addition, online stores pay much lower rent for warehousing their products compared to retail lease prices for brick and mortar stores. This allows them to lower their prices even further and keep much larger inventories on hand. Obtaining better prices online is quickly outweighing the impulsive need to have your purchase immediately upon checkout from a brick and mortar store. This is increasing the number of online shoppers every year as people across the country catch on to what others have already figured out.

    Now I’m not saying that the great prices found on the internet are anything to sneeze at, but that wasn’t enough for me. Since my first online purchase in the late 90’s, I have become addicted to saving even more money by utilizing online coupons, coupon codes / promo codes, and cash back shopping.

    Online coupons are just like normal coupons that you would use at the grocery store, but they are only for purchases made on the internet. Instead of cutting them out and providing them at the checkout counter, online coupons are redeemed during the online checkout process. There are two types of online coupons. The first is a “coupon code” which I’ve also seen called a promo code, promotion code, promotional code, and a discount code. The shopper just needs to enter the coupon code in the appropriate place during checkout and the discount is reflected immediately. The other online coupon I have encountered is usually provided by online coupon websites. Once you click on the coupon-embedded link displayed on the online coupon website, you’re directed to the retailer’s website in a new browser window to shop as you normally would. The coupon discount is automatically factored into the price at checkout. I find this method easier than tracking down coupon codes (but maybe not as much fun).

    But when I discovered another method of saving money called Cash Back Shopping, online coupons alone weren’t enough for me. I’m going to share a secret with you that took me a number of years to uncover about how online shopping works. In order to generate sales, online stores use a method of marketing called Affiliate Network Marketing. The online store signs up with an affiliate network for a fee. The network then displays links to the retailer’s website for coupons, deals, promotions, and sales. Website owners copy these links and display them on their own websites in the hopes that their visitors will click on them and place an order. The website owner is paid a commission for each visitor who goes to an affiliate’s site and makes a purchase. Commissions on sales range from 3% to 10%. Hence, the birth of the online coupon website to earn commissions by bringing traffic to online retailers signed up with affiliate networks.

    Soon after, cash-back shopping sites began to appear. These sites give back a percentage of the commission they earn, in the form of cash-back, to the actual online shopper making the purchase. So now online shoppers could redeem valuable coupons, such as 15% off your entire order from the retailer and then earn another 2- 5% cash-back from the online coupon website. On most cash-back shopping websites, money accumulates in an account and is then paid quarterly by check to the shopper. The fact that you can combine online coupons with cash-back shopping makes cash-back shopping websites that offer coupons a much better option than the plain old online coupon websites of the past.

    Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

    Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10 f

    Marketing Planning Made Simple - Another Small Business Power Tool
    Marketing planning must be really difficult and complex, otherwise why would there be so many books written on the subject … right?Well, I’m just enough of a skeptic to believe that many of these books were designed more to make money for their publishers and authors than to make marketing planning simple and understandable.I spent more than 30 years working with very successful small business people who never wrote a single marketing plan. Why didn’t they need complex, 100-page marketing plans chock full of statistics, charts and graphs like the experts recommend? It’s because they knew exactly where they wanted to take their companies and how to get them there and they were universally successful.The fact is they basically carried their product “marketing plans” around in their heads. That’s how simple marketing planning can be. In fact, if you strip marketing planning down to its most basic elements, you could just about write your plan on the back of a napkin.Okay, that might be a bit of an oversimplification, but let’s look at the six basic things you need to know for successful marketing planning.1. The situation. Is this a new or existing product or service? If it has competition, how is it better than the competition? Bigger? Lasts longer? Easier to use? Offers more features? Priced better? You should be able to sum up your situation in a couple of sentences. If not, maybe yo
    h lower rent for warehousing their products compared to retail lease prices for brick and mortar stores. This allows them to lower their prices even further and keep much larger inventories on hand. Obtaining better prices online is quickly outweighing the impulsive need to have your purchase immediately upon checkout from a brick and mortar store. This is increasing the number of online shoppers every year as people across the country catch on to what others have already figured out.

    Now I’m not saying that the great prices found on the internet are anything to sneeze at, but that wasn’t enough for me. Since my first online purchase in the late 90’s, I have become addicted to saving even more money by utilizing online coupons, coupon codes / promo codes, and cash back shopping.

    Online coupons are just like normal coupons that you would use at the grocery store, but they are only for purchases made on the internet. Instead of cutting them out and providing them at the checkout counter, online coupons are redeemed during the online checkout process. There are two types of online coupons. The first is a “coupon code” which I’ve also seen called a promo code, promotion code, promotional code, and a discount code. The shopper just needs to enter the coupon code in the appropriate place during checkout and the discount is reflected immediately. The other online coupon I have encountered is usually provided by online coupon websites. Once you click on the coupon-embedded link displayed on the online coupon website, you’re directed to the retailer’s website in a new browser window to shop as you normally would. The coupon discount is automatically factored into the price at checkout. I find this method easier than tracking down coupon codes (but maybe not as much fun).

    But when I discovered another method of saving money called Cash Back Shopping, online coupons alone weren’t enough for me. I’m going to share a secret with you that took me a number of years to uncover about how online shopping works. In order to generate sales, online stores use a method of marketing called Affiliate Network Marketing. The online store signs up with an affiliate network for a fee. The network then displays links to the retailer’s website for coupons, deals, promotions, and sales. Website owners copy these links and display them on their own websites in the hopes that their visitors will click on them and place an order. The website owner is paid a commission for each visitor who goes to an affiliate’s site and makes a purchase. Commissions on sales range from 3% to 10%. Hence, the birth of the online coupon website to earn commissions by bringing traffic to online retailers signed up with affiliate networks.

    Soon after, cash-back shopping sites began to appear. These sites give back a percentage of the commission they earn, in the form of cash-back, to the actual online shopper making the purchase. So now online shoppers could redeem valuable coupons, such as 15% off your entire order from the retailer and then earn another 2- 5% cash-back from the online coupon website. On most cash-back shopping websites, money accumulates in an account and is then paid quarterly by check to the shopper. The fact that you can combine online coupons with cash-back shopping makes cash-back shopping websites that offer coupons a much better option than the plain old online coupon websites of the past.

    Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

    Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10

    The FBI Getting Ready to Make a Huge Bust on Chinese Spy Ring
    The Federal Bureau of Investigation is getting ready to make a huge bust on a giant Chinese Spy Ring, which goes very deep and involves many players. In fact, the group has been operating for years in the United States and stealing technology. The number of companies they are involved with is astounding and the number of college students who are involved is also interesting.In fact the number of important bureaucrats and officials is scary. The number of nationalities involved in this ring and ad hoc circle of friends we'll give you a headache just looking at the spider web of all the people involved.Luckily the FBI has got to the bottom of all this and is getting ready to make a huge announcement. I know this because I heard about it in a dream and I always trust my dreams how about you? Much of the corporate espionage involves military contractors and equipment manufacturers, which the Chinese spy ring has infiltrated.The spy ring is happening in more than one country. This is an interesting development but it is nothing new as intelligence officials and the community is well aware that this has been going on and although there have been a few arrests over the last five years there are now said to be over 4000 Chinese Spies operating independently and almost like terrorists cells. It is great to know that the FBI is working on real cases finally and we will see what they come up with. Please
    which I’ve also seen called a promo code, promotion code, promotional code, and a discount code. The shopper just needs to enter the coupon code in the appropriate place during checkout and the discount is reflected immediately. The other online coupon I have encountered is usually provided by online coupon websites. Once you click on the coupon-embedded link displayed on the online coupon website, you’re directed to the retailer’s website in a new browser window to shop as you normally would. The coupon discount is automatically factored into the price at checkout. I find this method easier than tracking down coupon codes (but maybe not as much fun).

    But when I discovered another method of saving money called Cash Back Shopping, online coupons alone weren’t enough for me. I’m going to share a secret with you that took me a number of years to uncover about how online shopping works. In order to generate sales, online stores use a method of marketing called Affiliate Network Marketing. The online store signs up with an affiliate network for a fee. The network then displays links to the retailer’s website for coupons, deals, promotions, and sales. Website owners copy these links and display them on their own websites in the hopes that their visitors will click on them and place an order. The website owner is paid a commission for each visitor who goes to an affiliate’s site and makes a purchase. Commissions on sales range from 3% to 10%. Hence, the birth of the online coupon website to earn commissions by bringing traffic to online retailers signed up with affiliate networks.

    Soon after, cash-back shopping sites began to appear. These sites give back a percentage of the commission they earn, in the form of cash-back, to the actual online shopper making the purchase. So now online shoppers could redeem valuable coupons, such as 15% off your entire order from the retailer and then earn another 2- 5% cash-back from the online coupon website. On most cash-back shopping websites, money accumulates in an account and is then paid quarterly by check to the shopper. The fact that you can combine online coupons with cash-back shopping makes cash-back shopping websites that offer coupons a much better option than the plain old online coupon websites of the past.

    Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

    Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10

    Modular Offices As A Business Option
    Modular office buildings are a practical, modern way to maximize space and delineate limits and boundaries in any work environment. In fact, this has become a prevalent design in millions of office buildings around the world. It is a popular choice for interior offices, clean rooms, manufacturing rooms and is widely used for industrial wall systems. A modular office is sleek with clean lines and works best especially for companies with numerous employees.If you want the modular office look for your building, here are a few tips that could help you:What they areModular office furniture are also known as cubicles and may be purchased piece by piece. They have interlocking devices and may be expanded depending on need. Modulars are a great choice if you have a young company with the possibility of expanding. Modulars expand as your business grows.There are two types of modular designs: the freestanding and the panel-mounted. Freestanding components consist of lone panels that are used around other furniture. Panel-mounted modulars are the more common type and consist of basic wall panels with attachments like desks and cabinets.Depending on your need, each design has its advantage and disadvantage. Freestanding panels are easy to install, move and rearrange. They are a good choice if you already have existing office furniture. Panel-mounted furni
    ls, promotions, and sales. Website owners copy these links and display them on their own websites in the hopes that their visitors will click on them and place an order. The website owner is paid a commission for each visitor who goes to an affiliate’s site and makes a purchase. Commissions on sales range from 3% to 10%. Hence, the birth of the online coupon website to earn commissions by bringing traffic to online retailers signed up with affiliate networks.

    Soon after, cash-back shopping sites began to appear. These sites give back a percentage of the commission they earn, in the form of cash-back, to the actual online shopper making the purchase. So now online shoppers could redeem valuable coupons, such as 15% off your entire order from the retailer and then earn another 2- 5% cash-back from the online coupon website. On most cash-back shopping websites, money accumulates in an account and is then paid quarterly by check to the shopper. The fact that you can combine online coupons with cash-back shopping makes cash-back shopping websites that offer coupons a much better option than the plain old online coupon websites of the past.

    Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

    Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10

    Freelancers, Sub-contactors, and Creative Folks: A Testimonial is Worth 100 Cold Calls!
    If you hate cold calling, and even if you don't, you should start capitalizing on the work you’ve already done.So often we don’t utilize one of the most persuasive selling components in our marketing materials – the words of our own clients. Many creative people have wonderful testimonials from clients, but never use them for fear that they are “bragging” or that it is “too self promotional.”Well of course it’s self promotional! That’s what good marketing is!When you are finished a project for a client, why not capture that moment in the client's own words to use for showing potential clients the value of your services? Testimonials are even more crucial for creative businesses because it is more difficult for the average person to set a value on most arts related items and services. Seeing others talk about the value of working with you will help them more readily understand the value of your work.If your client doesn’t come running to you with a testimonial, then ask her for one. There is nothing wrong with that and most clients are honored you asked them. The best testimonials are ones that show a measurable goal has been reached and uses language that your potential clients can identify with.For example, here is a testimonial I received from a client who is an artist:“I just recently got back from a job I did up in Cape Cod worth over $11,000 and it is because I used
    s of the past.

    Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

    Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10 friends, such as a funny joke or story, by tomorrow it will be in 100 inboxes and it will be in 1,000 inboxes by the day after. In the span of just two days, your one email with a link to your Cactus Page could reach 1,100 potential online shoppers. That’s not to mention the other nine emails you wrote that day. I personally send about 100 emails per day and have already begun to reap the benefits of Coupon Cactus membership. I’ve actually earned more than I’ve spent over the holidays! It was then that I was driven to seek out the owner of Coupon Cactus to find out more about how they came up with this idea and what was on the horizon.

    I had the chance to interview David Fitterman, President & CEO of Coupon Cactus, LLC, which hosts the www.CouponCactus.com website, an online coupon, coupon code, and cash-back shopping website with a commission program for the average shopper.

    John: David, first I’d like to thank you for giving me the tools to make some cash this holiday season on top of some very cool coupons I used to buy presents.

    David: It’s our pleasure! You know, it’s not just a holiday thing though. Our members are pretty smart and they’ll be earning money year-round. I knew the idea made sense, but I’m surprised at how fast it’s taken off.

    John: So how many members do you have, and what are the different ways the website is being used?

    David: Sorry John, I can’t reveal any specific details about our membership since privacy is of the utmost importance. But I can say that we’re very pleased and much further along than we’d imagined at this point. We already have some great success stories about the ingenious ways our members are using the website.

    John: That works for me.

    David: Well, you already know that each member gets their own Cactus Page but we are currently beta testing functionality where they can personalize the top banner with a welcome message and display a picture or a logo. We have one beta tester who placed a picture of his two-year old son on his banner. His son is suffering from an illness and he’s raising money in his son’s name by sending out links to his Cactus Page explaining that all commissions on purchases will be used for his son’s medical treatment.

    John: Wow, that’s a great story.

    David: Yeah, we’re pretty proud of that one. I’m just glad that we’re able to offer him the tools to earn money for such a good cause. We have another member who’s using her Cactus Page so she gets commissions on all of the gifts purchased for her baby shower next month. There’s actually one other member doing the same thing, but for her wedding. It’s a cool idea. If their friends and relatives are going to be buying them presents anyway, they might as well earn cash-back on all of the purchases to buy something extra for the baby or to use on their honeymoon.

    John: Man, I wish you guys were around when I got married!

    David: Sorry about that! At least you know about us now and can use Coupon Cactus for all the other events and ideas you come up with. We also have a few beta testing companies who are using corporate Cactus Pages as an employee benefit. It’s a win-win situation. The employees use the coupons on the website to save money, and the company earns commissions on all the sales. One of the companies is using the earned commissions to pay for the annual holiday party for their employees. It turns out that the company is ending up using the coupons, more than the employees, to lower their business expenses and get cash back on top of the discounts.

    John: That sounds like a pretty smart company. Now I know you’re busy and I really appreciate the time you’re taking to talk with me, but can you tell me anything more about future plans for the website?

    David: Well, you know I can’t be too specific, but we do have a number of plans in the works. I can tell you that we recently implemented a new feature where if you refer someone to Coupon Cactus and they become a member, you’ll receive 25% of whatever they earn for as long as both of you are members. There are a number of sites out there that only give you just $5 for telling a friend. We looked at that model and it just didn’t work for us. This is the age of Web 2.0 and we figured our members should share in all of the profits. For example, if you refer a friend to Coupon Cactus and he earns $100 this quarter, he’ll receive a check for $100 and you’ll receive a check for an additional $25. Let’s say that the next quarter you refer nine more friends who

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