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    A New Tool for an Old Job
    Quick! Can you find your homeowner’s insurance policy? How about that warranty you bought for your television last year? Would you know where to begin looking to find your child’s birth certificate? Even more important, if your home were suddenly destroyed due to some natural disaster, would you be able to present your insurance agent with a list of your entire home inventory?If you spend precious time looking for important papers around your house, you’re not alone! Research shows that the average person spends 150 hours per year--almost one month--looking for information. And in spite of the myth of a paperless society, statistics show there is now more paper than ever before.While the importance of being able to find information in an office environment is obvious, it’s easy to ignore the importance of being able to find information at home. Vital personal documents can clutter countertops and file cabinets. You end up with a disorganized mess that causes headaches and frustration later w
    re right out of the gate. All things are negotiable. Following are a few examples of some of the things that we have done that will give you insight into your negotiating prowess.

    Horror Story

    The 4 Business Plan Threats
    There are four critical areas causing business plans to change. All are changing trends in the business environment. The four areas we will examine are: 1) government trends, 2) economic trends. 3) technological trends and 4) cultural trends. Each one causes a specific impact on our decisions and requires us to make adjustments. Some changes are dramatic and require dramatic reactions to minimize their effect on our business.First are government trends. There are several different sources caused by changes in regulations, tax policies and new legal precedence. Most of these are not a direct result of what we are doing in our business, but are the result of political and social shifts. On the legal side, changes result from court cases. It is absolutely necessary to address these changes because of both the financial and legal jeopardy. The result will be changes to not only our business plans but also our business conduct.Second are economic trends. These changes occur because the
    Chapter 6 of 14

    Factors that determine what you should offer the celebrity endorser.

    Quite frankly this is where you become the detective. It shouldn’t take a rocket scientist to figure out that there will always be optimal situations which will be in your favor. If you understand how to sift through the details and perform a little self-analysis, you can quickly, accurately, and cost effectively determine a pricing range. One thing that we have steadfastly learned over the years is that when a celebrity endorser says “Well I usually make x for an hour or two”, that is just their way of trying to establish a fee albeit on the high side. An individual not accustomed to dealing with celebrity endorsers might say that’s fine…do not ever say that. Never commit to a dollar figure right out of the gate. All things are negotiable. Following are a few examples of some of the things that we have done that will give you insight into your negotiating prowess.

    Horror Story:

    Unstable Oil Prices Affecting Many Industries from Airlines to Upholstery
    Airlines sure. But upholstery? Hmmmm…Oil prices can affect a larger part of the economy than is usually thought of. The reality is that a large part of manufacturing (such as plastics) rely on petrochemicals to actually make their products. Upholstery is one of these industries. Many furniture manufacturers are seeing across the board increases in foam costs which are a primary raw material needed in the manufacturing of upholstery fabrics.To some people, it sounds like a repeat of the 1970s. The stock market fluctuations, the lines for gasoline (which, thankfully have abated for now), and the slow influx of alternative energy solutions make it seem like we are in a time warp. However, a lot of industries can’t switch from petrochemicals even if the alternatives’ technology was far more advanced.Industries that are staples of the economy, such as injection molding, use oil based raw materials as inputs to make common industrial items that are needed around the economy. You can’t make a solar
    ut that there will always be optimal situations which will be in your favor. If you understand how to sift through the details and perform a little self-analysis, you can quickly, accurately, and cost effectively determine a pricing range. One thing that we have steadfastly learned over the years is that when a celebrity endorser says “Well I usually make x for an hour or two”, that is just their way of trying to establish a fee albeit on the high side. An individual not accustomed to dealing with celebrity endorsers might say that’s fine…do not ever say that. Never commit to a dollar figure right out of the gate. All things are negotiable. Following are a few examples of some of the things that we have done that will give you insight into your negotiating prowess.

    Horror Story

    Payroll Processing Outsourcing
    Why outsource your payroll?There was a time that a business payroll was handing out cash at the end of the day. That time is long gone. Payroll, payroll record keeping, payroll tax reporting has become both complex and full of traps for the unwary or uneducated. The process can be very time consuming and expensive. By outsourcing your payroll processing you are avoiding risks and taking advantage of all the advances in technology to save time and money.Save TimeUsing a payroll outsourcing provider will save you time. Particularly an internet payroll service providing a paperless payroll solution. How will they do that?You will be able to input time anywhere and anytime from any Internet connected computer.Your payroll outsourcing provider will process the entire payroll and if you use a paperless payroll solution all net pays will be distributed electronically. No longer will you have to waste time and money distributing checks and payroll payment vouchers Your unbanked e
    t effectively determine a pricing range. One thing that we have steadfastly learned over the years is that when a celebrity endorser says “Well I usually make x for an hour or two”, that is just their way of trying to establish a fee albeit on the high side. An individual not accustomed to dealing with celebrity endorsers might say that’s fine…do not ever say that. Never commit to a dollar figure right out of the gate. All things are negotiable. Following are a few examples of some of the things that we have done that will give you insight into your negotiating prowess.

    Horror Story

    Business Travel Destination Spotlight
    Chicago – the city that has it all - from a diverse population, world-class educational institutions, and sensational restaurants to a breathtaking skyline and countless museums. Dubbed the ‘Windy City’ in 1893 by Charles Dana, the editor of the New York Sun – not for its weather but for its long-winded politicians, Chicago has grown from a village of just 350 to a bustling city of almost three million.Transportation Airports Serving Chicago There are two airports that service the Chicago area – O’Hare International and Midway. O’Hare (ORD) is the larger of the two airports, servicing over 70 million travelers per year. Located 20 miles from downtown, there are many transportation options including public transport, taxis, shuttle services and hire cars.O’Hare is an airport full of modern amenities and services. Recent upgrades have been completed at the International Terminal 5 and additional renovations are underway at Terminals 2 and 3. Expected completion date is l
    r way of trying to establish a fee albeit on the high side. An individual not accustomed to dealing with celebrity endorsers might say that’s fine…do not ever say that. Never commit to a dollar figure right out of the gate. All things are negotiable. Following are a few examples of some of the things that we have done that will give you insight into your negotiating prowess.

    Horror Story

    Is Your Business Compliant With Sarbanes Oxley Standards?
    This methodology allows you to define in a quantifyable manner the compliance tasks involved in your company. All of the companies which use a type of Sarbanes Oxley software have the same financial data collection and their reporting needs are not really one and the same. For this reason, you should ask for help from your auditor or even an IT solution provider who is qualified and has a proven track record with regards to Sarbanes Oxley compliance issues. If you are unfamiliar with this you should know that it is not a particular product, but rather a methodology for business finance, thus when this article refers to software, it is not referring to any specific product, but software on this in general.1. Contract Solutions For BusinessesNext, when it comes to properly managing the Sarbanes Oxley software, you can also consider buying a contract management solution wherein dozens of software packages are available that will allow SMBs (Small to Medium-sized Businesses) to be able to stay on
    re right out of the gate. All things are negotiable. Following are a few examples of some of the things that we have done that will give you insight into your negotiating prowess.

    Horror Story: Many years ago we had paid for a very famous celebrity endorser to appear in Richmond, Virginia. The terms of the deal were spelled out clearly and all monies had been paid in advance. This particular deal was with one of the most famous baseball players of all time. We agreed to and paid for a three-hour signing. When we picked up the individual at the Richmond airport we should have known we were going to have a rough day. Five minutes into the ride our celebrity endorser told us he had upgraded to first class and that we owed him an additional five or six hundred dollars. We told the celebrity endorser that according to the contract (which we had in our hot little hands) that he needed prior approval before we would pay for such an upgrade. He then said if we wanted his services

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