When your world is filled with many wonderful opportunities, it can feel difficult if you feel you must choose between them, and it's equally rough if you have a hard time saying no to people. Yet saying yes to everything can lead to both over-commitment and resentment, which can erode your relationships, whether at work or home or in your community.

If you plan a mutual travel or just want to send money to your fiancee, you face the problem: how to do it in the best way? There are 4 ways and it depends on the sum, purpose and regularity which way is the best. That’s the topic we are going to discuss today.